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Assumable homes for sale in Indio, CA

13 homesFHA & VA loansrates from 2.98% vs 7.40% today

Indio assumption guide
82796 Mount Riley Drive, Indio, CA, 92203 — assumable VA mortgage at 2.98%
VA
Active
24
$613,000$168,631 equity gap
Rate
2.98%
7.40%today
Payment
$2,103/mo
$3,462today
  • 5beds
  • 5baths
  • 3,269sqft

82796 Mount Riley Drive, Indio

83694 Matterhorn Drive, Indio, CA, 92203 — assumable FHA mortgage at 3.07%
FHA
Active
25
$659,900$454,751 equity gap
Rate
3.07%
7.40%today
Payment
$974/mo
$1,585today
  • 4beds
  • 3baths
  • 2,170sqft

83694 Matterhorn Drive, Indio

82729 Kyle Drive, Indio, CA, 92203 — assumable FHA mortgage at 3.13%
FHA
Active
55
$625,000$275,046 equity gap
Rate
3.13%
7.40%today
Payment
$1,726/mo
$2,787today
  • 4beds
  • 3baths
  • 2,439sqft

82729 Kyle Drive, Indio

81037 Alberta Avenue, Indio, CA, 92201 — assumable FHA mortgage at 3.33%
FHA
Active
4
$430,000$206,611 equity gap
Rate
3.33%
7.40%today
Payment
$1,135/mo
$1,788today
  • 4beds
  • 3baths
  • 1,689sqft

81037 Alberta Avenue, Indio

82134 Dunn Drive, Indio, CA, 92203 — assumable FHA mortgage at 5.30%
FHA
Active
21
$575,000$109,201 equity gap
Rate
5.30%
7.40%today
Payment
$2,753/mo
$3,433today
  • 3beds
  • 2baths
  • 1,524sqft

82134 Dunn Drive, Indio

83660 Matterhorn, Indio, CA, 92203 — assumable VA mortgage at 4.19%
VA
Active
45
$549,999$316,301 equity gap
Rate
4.19%
7.40%today
Payment
$1,533/mo
$2,173today
  • 3beds
  • 3baths
  • 2,578sqft

83660 Matterhorn, Indio

41397 Stafford Court, Indio, CA, 92203 — assumable FHA mortgage at 6.60%
FHA
Active
39
$639,999$123,412 equity gap
Rate
6.60%
7.40%today
Payment
$3,359/mo
$3,641today
  • 5beds
  • 3baths
  • 2,741sqft

41397 Stafford Court, Indio

42411 Canneto Way, Indio, CA, 92203 — assumable FHA mortgage at 7.19%
FHA
Active
20
$559,000$82,202 equity gap
Rate
7.19%
7.40%today
Payment
$3,329/mo
$3,399today
  • 3beds
  • 2baths
  • 1,780sqft

42411 Canneto Way, Indio

81515 Camino Vallecita, Indio, CA, 92203 — assumable VA mortgage at 6.50%
VA
Active
26
$684,000$200,093 equity gap
Rate
6.50%
7.40%today
Payment
$3,081/mo
$3,375today
  • 2beds
  • 3baths
  • 2,446sqft

81515 Camino Vallecita, Indio

83930 Bridges Court, Indio, CA, 92203 — assumable FHA mortgage at 6.71%
FHA
Active
38
$489,800$113,956 equity gap
Rate
6.71%
7.40%today
Payment
$2,517/mo
$2,698today
  • 3beds
  • 3baths
  • 2,273sqft

83930 Bridges Court, Indio

82161 Modena Road, Indio, CA, 92203 — assumable FHA mortgage at 6.92%
FHA
Active
31
$650,000$134,574 equity gap
Rate
6.92%
7.40%today
Payment
$3,549/mo
$3,724today
  • 4beds
  • 2baths
  • 2,099sqft

82161 Modena Road, Indio

41411 Calle Servando, Indio, CA, 92203 — assumable FHA mortgage at 6.30%
FHA
Active
51
$395,500$128,192 equity gap
Rate
6.30%
7.40%today
Payment
$1,669/mo
$1,867today
  • 2beds
  • 2baths
  • 1,432sqft

41411 Calle Servando, Indio

84250 Novello, Indio, CA, 92203 — assumable VA mortgage at 6.50%
VA
Active
18
$569,500$569,500 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,553sqft

84250 Novello, Indio

Assuming a mortgage in Indio

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$974 /mo
Median cash to assume
$168,631
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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