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Assumable homes for sale in Indian Rocks Beach, FL

194 homesFHA & VA loansrates from 2.28% vs 7.32% today

Indian Rocks Beach assumption guide
6311 93RD Terrace #4403, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.10%
FHA
Active
18
$185,000$23,203 equity gap
Rate
3.10%
7.32%today
Payment
$767/mo
$1,234today
  • 2beds
  • 2baths
  • 1,190sqft

6311 93RD Terrace #4403, Pinellas Park

2001 41ST Street, St Petersburg, FL, 33713 — assumable VA mortgage at 3.69%
VA
Active
41
$435,000$23,762 equity gap
Rate
3.69%
7.32%today
Payment
$2,072/mo
$3,096today
  • 2beds
  • 2baths
  • 1,335sqft

2001 41ST Street, St Petersburg

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.32%today
Payment
$333/mo
$567today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

7719 91ST Street, Seminole, FL, 33777 — assumable VA mortgage at 2.86%
VA
Active
24
$459,999$129,365 equity gap
Rate
2.86%
7.32%today
Payment
$1,540/mo
$2,555today
  • 3beds
  • 2baths
  • 1,701sqft

7719 91ST Street, Seminole

4363 TYLER Circle, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.86%
FHA
Active
45
$350,000$87,595 equity gap
Rate
2.86%
7.32%today
Payment
$1,220/mo
$2,023today
  • 3beds
  • 3baths
  • 1,685sqft

4363 TYLER Circle, St Petersburg

8320 43RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.87%
FHA
Active
50
$315,000$70,599 equity gap
Rate
2.87%
7.32%today
Payment
$1,140/mo
$1,889today
  • 3beds
  • 1baths
  • 1,192sqft

8320 43RD Way, Pinellas Park

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 equity gap
Rate
2.90%
7.32%today
Payment
$1,225/mo
$2,021today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$31,126 equity gap
Rate
2.94%
7.32%today
Payment
$518/mo
$850today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.32%today
Payment
$473/mo
$766today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,676 equity gap
Rate
3.11%
7.32%today
Payment
$1,113/mo
$1,787today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

7995 53RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.12%
FHA
Active
28
$250,000$69,372 equity gap
Rate
3.12%
7.32%today
Payment
$862/mo
$1,383today
  • 2beds
  • 1baths
  • 672sqft

7995 53RD Way, Pinellas Park

10598 106TH Avenue, Largo, FL, 33773 — assumable VA mortgage at 3.25%
VA
Active
18
$550,000$144,669 equity gap
Rate
3.25%
7.32%today
Payment
$1,984/mo
$3,131today
  • 4beds
  • 4baths
  • 1,860sqft

10598 106TH Avenue, Largo

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$380,000$128,092 equity gap
Rate
2.78%
7.32%today
Payment
$1,188/mo
$1,991today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

7378 54TH Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 2.87%
VA
Active
5
$849,000$315,623 equity gap
Rate
2.87%
7.32%today
Payment
$2,488/mo
$4,122today
  • —beds
  • —baths
  • —sqft

7378 54TH Avenue, St Petersburg

1520 NORFOLK Street, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.90%
FHA
Active
25
$325,000$111,517 equity gap
Rate
2.90%
7.32%today
Payment
$1,001/mo
$1,652today
  • 3beds
  • 1baths
  • 904sqft

1520 NORFOLK Street, St Petersburg

7800 COUNTRY CLUB Road, St Petersburg, FL, 33710 — assumable VA mortgage at 2.97%
VA
Active
26
$726,777$289,910 equity gap
Rate
2.97%
7.32%today
Payment
$2,079/mo
$3,400today
  • 2beds
  • 2baths
  • 1,436sqft

7800 COUNTRY CLUB Road, St Petersburg

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,941 equity gap
Rate
4.00%
7.32%today
Payment
$1,523/mo
$2,192today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1509 CANTERBURY Road, St Petersburg, FL, 33710 — assumable FHA mortgage at 3.01%
FHA
Active
49
$569,900$246,748 equity gap
Rate
3.01%
7.32%today
Payment
$1,531/mo
$2,491today
  • 5beds
  • 3baths
  • 1,897sqft

1509 CANTERBURY Road, St Petersburg

6164 23RD Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 3.04%
VA
Active
37
$479,000$178,570 equity gap
Rate
3.04%
7.32%today
Payment
$1,441/mo
$2,335today
  • 3beds
  • 2baths
  • 1,619sqft

6164 23RD Avenue, St Petersburg

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.32%today
Payment
$1,042/mo
$1,686today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.32%today
Payment
$1,773/mo
$2,693today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$489,000$85,880 equity gap
Rate
4.16%
7.32%today
Payment
$2,132/mo
$3,009today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$201,083 equity gap
Rate
3.18%
7.32%today
Payment
$2,190/mo
$3,487today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.32%today
Payment
$1,408/mo
$2,242today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

8240 ACADIAN Lane, Seminole, FL, 33777 — assumable VA mortgage at 2.28%
VA
Active
43
$529,000$300,492 equity gap
Rate
2.28%
7.32%today
Payment
$2,267/mo
$3,166today
  • 3beds
  • 4baths
  • 2,250sqft

8240 ACADIAN Lane, Seminole

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$139,131 equity gap
Rate
2.66%
7.32%today
Payment
$444/mo
$756today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,390 equity gap
Rate
2.67%
7.32%today
Payment
$708/mo
$1,203today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

6430 83RD Avenue, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.77%
FHA
Active
51
$300,000$132,007 equity gap
Rate
2.77%
7.32%today
Payment
$788/mo
$1,322today
  • 2beds
  • 2baths
  • 946sqft

6430 83RD Avenue, Pinellas Park

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,665 equity gap
Rate
2.81%
7.32%today
Payment
$655/mo
$1,093today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,540 equity gap
Rate
2.84%
7.32%today
Payment
$809/mo
$1,345today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

6522 112TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 2.88%
FHA
Active
37
$345,000$158,236 equity gap
Rate
2.88%
7.32%today
Payment
$897/mo
$1,484today
  • 2beds
  • 1baths
  • 875sqft

6522 112TH Street, Seminole

12321 82ND AVE, Seminole, FL, 33772 — assumable VA mortgage at 2.93%
VA
Active
37
$569,450$276,567 equity gap
Rate
2.93%
7.32%today
Payment
$1,381/mo
$2,271today
  • 4beds
  • 2baths
  • 1,967sqft

12321 82ND AVE, Seminole

6100 35TH Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 2.96%
VA
Active
50
$379,900$172,925 equity gap
Rate
2.96%
7.32%today
Payment
$982/mo
$1,608today
  • 2beds
  • 2baths
  • 1,402sqft

6100 35TH Avenue, St Petersburg

11632 EASY Street, Largo, FL, 33773 — assumable FHA mortgage at 2.98%
FHA
Active
30
$479,900$222,796 equity gap
Rate
2.98%
7.32%today
Payment
$1,211/mo
$1,978today
  • 4beds
  • 2baths
  • 1,360sqft

11632 EASY Street, Largo

6430 69TH Avenue, Pinellas Park, FL, 33781 — assumable VA mortgage at 2.99%
VA
Active
48
$425,000$215,342 equity gap
Rate
2.99%
7.32%today
Payment
$1,019/mo
$1,662today
  • 3beds
  • 2baths
  • 998sqft

6430 69TH Avenue, Pinellas Park

10764 70TH Avenue #3307, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
34
$215,000$215,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 925sqft

10764 70TH Avenue #3307, Seminole

Assuming a mortgage in Indian Rocks Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.28%
Lowest existing payment
$315 /mo
Median cash to assume
$114,308
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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