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Assumable homes for sale in Hopkinsville, KY

22 homesVA & FHA loansrates from 3.15% vs 7.40% today

Hopkinsville assumption guide
119 Carriage Way, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.15%
FHA
Active
38
$285,000$146,034 equity gap
Rate
3.15%
7.40%today
Payment
$690/mo
$1,112today
  • 4beds
  • 3baths
  • 1,850sqft

119 Carriage Way, Hopkinsville

614 Ashbury Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.17%
FHA
Active
36
$299,900$134,991 equity gap
Rate
3.17%
7.40%today
Payment
$804/mo
$1,292today
  • 3beds
  • 2baths
  • 1,948sqft

614 Ashbury Cir, Hopkinsville

1701 Parkview Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.90%
FHA
Active
36
$275,000$206,719 equity gap
Rate
3.90%
7.40%today
Payment
$398/mo
$585today
  • 3beds
  • 3baths
  • 2,564sqft

1701 Parkview Dr, Hopkinsville

603 Las Vegas Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.23%
VA
Active
19
$199,900$27,839 equity gap
Rate
5.23%
7.40%today
Payment
$1,015/mo
$1,275today
  • 3beds
  • 2baths
  • 1,427sqft

603 Las Vegas Dr, Hopkinsville

231 Sheridan Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.03%
FHA
Active
41
$269,900$166,518 equity gap
Rate
4.03%
7.40%today
Payment
$623/mo
$900today
  • 3beds
  • 3baths
  • 1,792sqft

231 Sheridan Cir, Hopkinsville

219 Fairfax Ave, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.94%
VA
Active
71
$525,000$12,916 equity gap
Rate
6.94%
7.40%today
Payment
$3,470/mo
$3,633today
  • 5beds
  • 4baths
  • 3,850sqft

219 Fairfax Ave, Hopkinsville

118 S Campbell St, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.22%
FHA
Active
30
$149,900$91,467 equity gap
Rate
4.22%
7.40%today
Payment
$344/mo
$486today
  • 3beds
  • 2baths
  • 1,367sqft

118 S Campbell St, Hopkinsville

714 E 7th St, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.55%
VA
Active
54
$254,900$38,104 equity gap
Rate
5.55%
7.40%today
Payment
$1,314/mo
$1,594today
  • 5beds
  • 3baths
  • 3,010sqft

714 E 7th St, Hopkinsville

303 Jessie Ave, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.33%
VA
Active
34
$235,000$20,588 equity gap
Rate
6.33%
7.40%today
Payment
$1,397/mo
$1,558today
  • 3beds
  • 2baths
  • 1,482sqft

303 Jessie Ave, Hopkinsville

523 W 17th St, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.67%
VA
Active
26
$215,000$13,399 equity gap
Rate
6.67%
7.40%today
Payment
$1,298/mo
$1,397today
  • 3beds
  • 2baths
  • 1,852sqft

523 W 17th St, Hopkinsville

205 Sheridan Cir, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.09%
VA
Active
21
$239,000$19,754 equity gap
Rate
7.09%
7.40%today
Payment
$1,522/mo
$1,570today
  • 3beds
  • 2baths
  • 1,292sqft

205 Sheridan Cir, Hopkinsville

3662 Steeplechase Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.00%
VA
Active
44
$429,900$52,600 equity gap
Rate
6.00%
7.40%today
Payment
$3,460/mo
$3,777today
  • 4beds
  • 2baths
  • 2,249sqft

3662 Steeplechase Ln, Hopkinsville

426 Colonial Ter, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.09%
VA
Active
31
$215,000$28,059 equity gap
Rate
6.09%
7.40%today
Payment
$1,159/mo
$1,326today
  • 3beds
  • 2baths
  • 1,150sqft

426 Colonial Ter, Hopkinsville

917 Springmont Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.39%
VA
Active
28
$215,000$23,299 equity gap
Rate
6.39%
7.40%today
Payment
$1,249/mo
$1,384today
  • 4beds
  • 2baths
  • 1,392sqft

917 Springmont Dr, Hopkinsville

805 E 1st St, Hopkinsville, KY, 42240 — assumable FHA mortgage at 7.80%
FHA
Active
13
$152,000$15,490 equity gap
Rate
7.80%
7.40%today
Payment
$1,080/mo
$1,043today
  • 3beds
  • 2baths
  • 1,000sqft

805 E 1st St, Hopkinsville

2611 Cayce Meade Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 5.30%
FHA
Active
38
$274,900$88,141 equity gap
Rate
5.30%
7.40%today
Payment
$1,102/mo
$1,374today
  • 3beds
  • 2baths
  • 1,918sqft

2611 Cayce Meade Dr, Hopkinsville

300 Donna Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.72%
VA
Active
32
$269,000$69,673 equity gap
Rate
6.72%
7.40%today
Payment
$1,303/mo
$1,395today
  • 3beds
  • 2baths
  • 1,785sqft

300 Donna Dr, Hopkinsville

1807 McHenry Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.77%
VA
Active
7
$118,500$25,710 equity gap
Rate
6.77%
7.40%today
Payment
$617/mo
$657today
  • 2beds
  • 1baths
  • 748sqft

1807 McHenry Dr, Hopkinsville

207 Marietta Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 5.38%
FHA
Active
25
$218,500$176,084 equity gap
Rate
5.38%
7.40%today
Payment
$364/mo
$450today
  • 3beds
  • 2baths
  • 1,657sqft

207 Marietta Dr, Hopkinsville

2921 Pawnee Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.52%
VA
Active
28
$99,900Potential short sale
Rate
5.52%
7.40%today
Payment
$611/mo
$744today
  • 2beds
  • 2baths
  • 1,000sqft

2921 Pawnee Dr, Hopkinsville

20 Robin Rd, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.05%
FHA
Active
24
$224,900$174,193 equity gap
Rate
6.05%
7.40%today
Payment
$499/mo
$573today
  • 3beds
  • 2baths
  • 1,055sqft

20 Robin Rd, Hopkinsville

612 Deepwood Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.57%
VA
Active
53
$425,000$230,712 equity gap
Rate
7.57%
7.40%today
Payment
$1,408/mo
$1,385today
  • 3beds
  • 3baths
  • 3,068sqft

612 Deepwood Dr, Hopkinsville

Assuming a mortgage in Hopkinsville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.15%
Lowest existing payment
$344 /mo
Median cash to assume
$52,600
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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