Assumable homes for sale in Hesperia, CA

20 homesFHA & VA loansrates from 3.13% vs 7.40% today

Hesperia assumption guide
9155 Cherrywood, Hesperia, CA, 92344 — assumable FHA mortgage at 3.55%
FHA
Active
15
$374,900$79,838 equity gap
Rate
3.55%
7.40%today
Payment
$1,464/mo
$2,243today
  • 3beds
  • 2baths
  • 1,066sqft

9155 Cherrywood, Hesperia

8578 Glendora, Hesperia, CA, 92344 — assumable VA mortgage at 3.13%
VA
Active
40
$495,999$172,164 equity gap
Rate
3.13%
7.40%today
Payment
$1,601/mo
$2,585today
  • 4beds
  • 3baths
  • 3,106sqft

8578 Glendora, Hesperia

9274 Begonia Avenue, Hesperia, CA, 92344 — assumable FHA mortgage at 3.34%
FHA
Active
56
$499,000$320,140 equity gap
Rate
3.34%
7.40%today
Payment
$1,181/mo
$1,857today
  • 5beds
  • 3baths
  • 3,653sqft

9274 Begonia Avenue, Hesperia

9375 Agave Drive, Hesperia, CA, 92344 — assumable FHA mortgage at 5.23%
FHA
Active
39
$489,999$51,981 equity gap
Rate
5.23%
7.40%today
Payment
$2,579/mo
$3,241today
  • 4beds
  • 3baths
  • 2,977sqft

9375 Agave Drive, Hesperia

13375 Morningside Street, Hesperia, CA, 92344 — assumable FHA mortgage at 3.82%
FHA
Active
36
$489,900$303,441 equity gap
Rate
3.82%
7.40%today
Payment
$1,131/mo
$1,677today
  • 4beds
  • 3baths
  • 2,432sqft

13375 Morningside Street, Hesperia

13239 Placentia Street, Hesperia, CA, 92344 — assumable VA mortgage at 5.51%
VA
Active
33
$489,900$32,410 equity gap
Rate
5.51%
7.40%today
Payment
$2,762/mo
$3,364today
  • 4beds
  • 3baths
  • 2,498sqft

13239 Placentia Street, Hesperia

14363 Aspen, Hesperia, CA, 92344 — assumable VA mortgage at 6.65%
VA
Active
27
$499,000Potential short sale
Rate
6.65%
7.40%today
Payment
$3,247/mo
$3,502today
  • 5beds
  • 3baths
  • 2,117sqft

14363 Aspen, Hesperia

9075 Carson Avenue, Hesperia, CA, 92344 — assumable FHA mortgage at 6.50%
FHA
Active
13
$593,990$50,044 equity gap
Rate
6.50%
7.40%today
Payment
$3,438/mo
$3,766today
  • 4beds
  • 3baths
  • 3,110sqft

9075 Carson Avenue, Hesperia

12960 Campbell Court, Hesperia, CA, 92344 — assumable FHA mortgage at 6.83%
FHA
Active
75
$620,000$58,536 equity gap
Rate
6.83%
7.40%today
Payment
$3,721/mo
$3,940today
  • 4beds
  • 2baths
  • 2,239sqft

12960 Campbell Court, Hesperia

14219 Fir St, Oak Hills, CA, 92344 — assumable FHA mortgage at 7.08%
FHA
Active
59
$555,000$33,044 equity gap
Rate
7.08%
7.40%today
Payment
$3,652/mo
$3,770today
  • 4beds
  • 3baths
  • 2,532sqft

14219 Fir St, Oak Hills

8558 Valley View, Hesperia, CA, 92344 — assumable FHA mortgage at 7.29%
FHA
Active
$419,000$22,619 equity gap
Rate
7.29%
7.40%today
Payment
$2,791/mo
$2,821today
  • 3beds
  • 2baths
  • 1,512sqft

8558 Valley View, Hesperia

13674 Buena Vista, Hesperia, CA, 92344 — assumable FHA mortgage at 5.81%
FHA
Active
46
$515,000$61,318 equity gap
Rate
5.81%
7.40%today
Payment
$2,822/mo
$3,326today
  • 5beds
  • 3baths
  • 2,658sqft

13674 Buena Vista, Hesperia

13503 Morningside Street, Hesperia, CA, 92344 — assumable FHA mortgage at 6.23%
FHA
Active
$550,000$65,666 equity gap
Rate
6.23%
7.40%today
Payment
$2,996/mo
$3,376today
  • 4beds
  • 2baths
  • 2,364sqft

13503 Morningside Street, Hesperia

7141 Redwood Street, Hesperia, CA, 92345 — assumable FHA mortgage at 6.76%
FHA
Active
24
$529,888$87,776 equity gap
Rate
6.76%
7.40%today
Payment
$2,907/mo
$3,100today
  • 4beds
  • 2baths
  • 2,394sqft

7141 Redwood Street, Hesperia

8959 Concord Court, Hesperia, CA, 92344 — assumable FHA mortgage at 6.94%
FHA
Active
28
$489,500$53,052 equity gap
Rate
6.94%
7.40%today
Payment
$2,961/mo
$3,100today
  • 4beds
  • 3baths
  • 2,343sqft

8959 Concord Court, Hesperia

12901 La Costa Court, Hesperia, CA, 92344 — assumable FHA mortgage at 7.09%
FHA
Active
57
$579,800$99,474 equity gap
Rate
7.09%
7.40%today
Payment
$3,296/mo
$3,399today
  • 4beds
  • 3baths
  • 2,498sqft

12901 La Costa Court, Hesperia

14335 Plymouth Street, Hesperia, CA, 92344 — assumable FHA mortgage at 6.27%
FHA
Active
47
$575,000$124,272 equity gap
Rate
6.27%
7.40%today
Payment
$2,910/mo
$3,265today
  • 3beds
  • 3baths
  • 3,125sqft

14335 Plymouth Street, Hesperia

7684 Oakwood Avenue, Hesperia, CA, 92345 — assumable FHA mortgage at 6.76%
FHA
Active
55
$599,000$129,171 equity gap
Rate
6.76%
7.40%today
Payment
$3,092/mo
$3,297today
  • 5beds
  • 4baths
  • 2,022sqft

7684 Oakwood Avenue, Hesperia

14158 Rachel, Hesperia, CA, 92345 — assumable FHA mortgage at 5.51%
FHA
Active
47
$480,000$167,017 equity gap
Rate
5.51%
7.40%today
Payment
$1,887/mo
$2,298today
  • 5beds
  • 3baths
  • 2,518sqft

14158 Rachel, Hesperia

12926 Carlsbad Street, Hesperia, CA, 92344 — assumable FHA mortgage at 6.96%
FHA
Active
$535,000Potential short sale
Rate
6.96%
7.40%today
Payment
$3,894/mo
$4,069today
  • 4beds
  • 3baths
  • 2,700sqft

12926 Carlsbad Street, Hesperia

Assuming a mortgage in Hesperia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.13%
Lowest existing payment
$1,131 /mo
Median cash to assume
$72,752
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.