UMe
Get pre-qualified

Assumable homes for sale in Hernando Beach, FL

171 homesFHA & VA loansrates from 2.66% vs 7.32% today

Hernando Beach assumption guide
9354 MISSISSIPPI Run, Weeki Wachee, FL, 34613 — assumable VA mortgage at 3.09%
VATop pick
Active
78
$299,900Potential short sale
Rate
3.09%
7.32%today
Payment
$1,505/mo
$2,424today
  • 3beds
  • 2baths
  • 2,376sqft

9354 MISSISSIPPI Run, Weeki Wachee

11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$385,000Potential short sale
Rate
3.10%
7.32%today
Payment
$2,153/mo
$3,463today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

7362 EDINBURGH Way, Weeki Wachee, FL, 34613 — assumable FHA mortgage at 3.05%
FHATop pick
Active
16
$215,000$12,966 equity gap
Rate
3.05%
7.32%today
Payment
$957/mo
$1,549today
  • 3beds
  • 2baths
  • 1,605sqft

7362 EDINBURGH Way, Weeki Wachee

6056 SCHALEKAMP Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.09%
FHA
Active
25
$286,500$40,054 equity gap
Rate
3.09%
7.32%today
Payment
$1,172/mo
$1,889today
  • 3beds
  • 2baths
  • 1,760sqft

6056 SCHALEKAMP Drive, Spring Hill

518 ARGYLL Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.45%
FHA
Active
38
$324,900$43,779 equity gap
Rate
3.45%
7.32%today
Payment
$1,383/mo
$2,128today
  • 4beds
  • 2baths
  • 1,939sqft

518 ARGYLL Drive, Spring Hill

1495 BISHOP Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.45%
FHA
Active
26
$270,000$42,804 equity gap
Rate
3.45%
7.32%today
Payment
$1,117/mo
$1,720today
  • 4beds
  • 2baths
  • 1,565sqft

1495 BISHOP Road, Spring Hill

1018 CASTILLE Drive, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.02%
FHA
Active
60
$269,900$69,046 equity gap
Rate
3.02%
7.32%today
Payment
$955/mo
$1,551today
  • 2beds
  • 2baths
  • 1,530sqft

1018 CASTILLE Drive, Spring Hill

7435 KILBRIDE Court, Weeki Wachee, FL, 34613 — assumable FHA mortgage at 3.22%
FHA
Active
67
$345,000$79,504 equity gap
Rate
3.22%
7.32%today
Payment
$1,276/mo
$2,021today
  • 3beds
  • 2baths
  • 1,716sqft

7435 KILBRIDE Court, Weeki Wachee

7258 ALOE Drive, Spring Hill, FL, 34607 — assumable FHA mortgage at 3.76%
FHA
Active
58
$400,000$76,880 equity gap
Rate
3.76%
7.32%today
Payment
$1,628/mo
$2,411today
  • 4beds
  • 3baths
  • 2,102sqft

7258 ALOE Drive, Spring Hill

4233 DRISTOL Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.92%
FHA
Active
33
$275,000$34,968 equity gap
Rate
3.92%
7.32%today
Payment
$1,240/mo
$1,801today
  • 3beds
  • 2baths
  • 1,432sqft

4233 DRISTOL Avenue, Spring Hill

9202 SOUTHERN CHARM Circle, Brooksville, FL, 34613 — assumable FHA mortgage at 2.71%
FHA
Active
38
$250,000$96,367 equity gap
Rate
2.71%
7.32%today
Payment
$717/mo
$1,213today
  • 3beds
  • 2baths
  • 1,500sqft

9202 SOUTHERN CHARM Circle, Brooksville

9458 NORTHVALE Street, Spring Hill, FL, 34608 — assumable VA mortgage at 2.73%
VA
Active
59
$375,000$116,829 equity gap
Rate
2.73%
7.32%today
Payment
$1,205/mo
$2,033today
  • 3beds
  • 2baths
  • 2,120sqft

9458 NORTHVALE Street, Spring Hill

197 ROSEDALE Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 2.74%
FHA
Active
39
$245,000$82,250 equity gap
Rate
2.74%
7.32%today
Payment
$761/mo
$1,282today
  • 3beds
  • 2baths
  • 1,008sqft

197 ROSEDALE Avenue, Spring Hill

3392 AUTUMN AMBER Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.79%
FHA
Active
44
$315,000$109,218 equity gap
Rate
2.79%
7.32%today
Payment
$967/mo
$1,619today
  • 3beds
  • 2baths
  • 1,674sqft

3392 AUTUMN AMBER Drive, Spring Hill

12327 MILLINGTON Avenue, Weeki Wachee, FL, 34614 — assumable FHA mortgage at 2.81%
FHA
Active
51
$325,000$118,637 equity gap
Rate
2.81%
7.32%today
Payment
$970/mo
$1,619today
  • 3beds
  • 2baths
  • 1,744sqft

12327 MILLINGTON Avenue, Weeki Wachee

16700 AUBURNDALE Lane, Spring Hill, FL, 34610 — assumable FHA mortgage at 2.88%
FHA
Active
33
$485,000$187,819 equity gap
Rate
2.88%
7.32%today
Payment
$1,385/mo
$2,291today
  • 3beds
  • 2baths
  • 2,014sqft

16700 AUBURNDALE Lane, Spring Hill

6341 GAINSBORO Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.93%
FHA
Active
64
$359,000$117,177 equity gap
Rate
2.93%
7.32%today
Payment
$1,141/mo
$1,875today
  • 3beds
  • 2baths
  • 1,760sqft

6341 GAINSBORO Avenue, Spring Hill

2066 GOLD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.95%
FHA
Active
33
$390,000$129,534 equity gap
Rate
2.95%
7.32%today
Payment
$1,234/mo
$2,023today
  • 3beds
  • 3baths
  • 2,111sqft

2066 GOLD Road, Spring Hill

16206 SEA PINES Drive, Hudson, FL, 34667 — assumable VA mortgage at 2.96%
VA
Active
40
$335,000$113,554 equity gap
Rate
2.96%
7.32%today
Payment
$1,046/mo
$1,712today
  • 4beds
  • 3baths
  • 2,348sqft

16206 SEA PINES Drive, Hudson

7211 TARRYTOWN Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 3.05%
FHA
Active
41
$269,900$101,041 equity gap
Rate
3.05%
7.32%today
Payment
$812/mo
$1,315today
  • 3beds
  • 2baths
  • 1,424sqft

7211 TARRYTOWN Drive, Spring Hill

6479 GRAPEWOOD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.06%
FHA
Active
27
$299,000$104,072 equity gap
Rate
3.06%
7.32%today
Payment
$935/mo
$1,511today
  • 4beds
  • 2baths
  • 1,864sqft

6479 GRAPEWOOD Road, Spring Hill

343 ARGYLL Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 4.17%
FHA
Active
30
$305,000$55,417 equity gap
Rate
4.17%
7.32%today
Payment
$1,319/mo
$1,859today
  • 3beds
  • 2baths
  • 1,432sqft

343 ARGYLL Drive, Spring Hill

11260 LIBBY Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.18%
FHA
Active
21
$319,000$123,763 equity gap
Rate
3.18%
7.32%today
Payment
$953/mo
$1,517today
  • 3beds
  • 2baths
  • 1,722sqft

11260 LIBBY Road, Spring Hill

13038 PASTORE Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.23%
VA
Active
52
$424,900$128,230 equity gap
Rate
3.23%
7.32%today
Payment
$1,489/mo
$2,356today
  • 3beds
  • 3baths
  • 2,760sqft

13038 PASTORE Court, Spring Hill

11113 NORVELL Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.66%
VA
Active
73
$279,000$159,538 equity gap
Rate
2.66%
7.32%today
Payment
$555/mo
$945today
  • 3beds
  • 2baths
  • 1,220sqft

11113 NORVELL Road, Spring Hill

10513 BLYTHVILLE Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.73%
VA
Active
36
$329,900$143,673 equity gap
Rate
2.73%
7.32%today
Payment
$865/mo
$1,460today
  • 3beds
  • 2baths
  • 1,592sqft

10513 BLYTHVILLE Road, Spring Hill

12240 KATHERWOOD ST, Spring Hill, FL, 34608 — assumable VA mortgage at 2.75%
VA
Active
32
$299,022$167,361 equity gap
Rate
2.75%
7.32%today
Payment
$600/mo
$1,010today
  • 2beds
  • 2baths
  • 1,105sqft

12240 KATHERWOOD ST, Spring Hill

14313 CORALBEAN Court, Brooksville, FL, 34613 — assumable VA mortgage at 2.78%
VA
Active
20
$267,450$22,265 equity gap
Rate
2.78%
7.32%today
Payment
$1,137/mo
$1,907today
  • 4beds
  • 3baths
  • 2,069sqft

14313 CORALBEAN Court, Brooksville

4490 AYRSHIRE Drive, Spring Hill, FL, 34609 — assumable VA mortgage at 2.81%
VA
Active
52
$318,900$187,351 equity gap
Rate
2.81%
7.32%today
Payment
$618/mo
$1,032today
  • 4beds
  • 2baths
  • 1,709sqft

4490 AYRSHIRE Drive, Spring Hill

14820 ATLANTIC Avenue, Hudson, FL, 34667 — assumable VA mortgage at 2.87%
VA
Active
34
$239,900$190,597 equity gap
Rate
2.87%
7.32%today
Payment
$272/mo
$451today
  • 3beds
  • 2baths
  • 1,000sqft

14820 ATLANTIC Avenue, Hudson

5188 WOODRIDGE Lane, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.87%
FHA
Active
45
$249,900$128,801 equity gap
Rate
2.87%
7.32%today
Payment
$578/mo
$958today
  • 2beds
  • 2baths
  • 1,315sqft

5188 WOODRIDGE Lane, Spring Hill

13504 GOLDEN LIME Avenue, Spring Hill, FL, 34609 — assumable VA mortgage at 2.94%
VA
Active
59
$425,000$186,271 equity gap
Rate
2.94%
7.32%today
Payment
$1,130/mo
$1,855today
  • 4beds
  • 4baths
  • 2,781sqft

13504 GOLDEN LIME Avenue, Spring Hill

6104 SHIPROCK Avenue, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.85%
FHA
Active
34
$315,000$71,612 equity gap
Rate
3.85%
7.32%today
Payment
$1,245/mo
$1,824today
  • 4beds
  • 3baths
  • 1,847sqft

6104 SHIPROCK Avenue, Spring Hill

6041 PARNELL Avenue, Spring Hill, FL, 34608 — assumable VA mortgage at 3.06%
VA
Active
28
$318,000$236,686 equity gap
Rate
3.06%
7.32%today
Payment
$891/mo
$1,178today
  • 4beds
  • 2baths
  • 1,755sqft

6041 PARNELL Avenue, Spring Hill

10021 HAYES Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.07%
FHA
Active
15
$199,900$95,492 equity gap
Rate
3.07%
7.32%today
Payment
$514/mo
$830today
  • 2beds
  • 2baths
  • 1,212sqft

10021 HAYES Street, Spring Hill

16344 PLATINUM Drive, Spring Hill, FL, 34610 — assumable VA mortgage at 3.09%
VA
Active
50
$499,000$325,941 equity gap
Rate
3.09%
7.32%today
Payment
$846/mo
$1,347today
  • 3beds
  • 3baths
  • 2,128sqft

16344 PLATINUM Drive, Spring Hill

Assuming a mortgage in Hernando Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$303 /mo
Median cash to assume
$96,367
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe