Assumable homes for sale in Ham Lake, MN

2 homesFHA & VA loansrates from 6.57% vs 7.40% today

Ham Lake assumption guide
1981 132nd Lane, Blaine, MN, 55449 — assumable FHA mortgage at 6.57%
FHA
Active
31
$377,988$23,208 equity gap
Rate
6.57%
7.40%today
Payment
$2,344/mo
$2,549today
  • 3beds
  • 2baths
  • 2,030sqft

1981 132nd Lane, Blaine

16479 Kiska Street, Ham Lake, MN, 55304 — assumable VA mortgage at 6.66%
VA
Active
100
$1,125,000$134,202 equity gap
Rate
6.66%
7.40%today
Payment
$6,507/mo
$7,010today
  • 4beds
  • 3baths
  • 4,441sqft

16479 Kiska Street, Ham Lake

Assuming a mortgage in Ham Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
6.57%
Lowest existing payment
$2,344 /mo
Median cash to assume
$78,705
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.