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Assumable homes for sale in Gracey, KY

23 homesVA & FHA loansrates from 3.11% vs 7.40% today

Gracey assumption guide
6730 Pierce Ln, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.11%
FHA
Active
65
$449,900$151,256 equity gap
Rate
3.11%
7.40%today
Payment
$1,415/mo
$2,291today
  • 3beds
  • 3baths
  • 1,912sqft

6730 Pierce Ln, Hopkinsville

3805 Cadiz Rd, Hopkinsville, KY, 42240 — assumable VA mortgage at 3.69%
VA
Active
45
$299,000$75,838 equity gap
Rate
3.69%
7.40%today
Payment
$1,129/mo
$1,700today
  • 3beds
  • 2baths
  • 1,957sqft

3805 Cadiz Rd, Hopkinsville

614 Ashbury Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.17%
FHA
Active
36
$299,900$134,991 equity gap
Rate
3.17%
7.40%today
Payment
$804/mo
$1,292today
  • 3beds
  • 2baths
  • 1,948sqft

614 Ashbury Cir, Hopkinsville

134 Marcal Dr, Cadiz, KY, 42211 — assumable VA mortgage at 3.42%
VA
Active
42
$370,000$251,627 equity gap
Rate
3.42%
7.40%today
Payment
$772/mo
$1,202today
  • 3beds
  • 3baths
  • 2,086sqft

134 Marcal Dr, Cadiz

1810 Valley View Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 3.52%
VA
Active
43
$294,000$195,325 equity gap
Rate
3.52%
7.40%today
Payment
$650/mo
$1,000today
  • 3beds
  • 2baths
  • 1,550sqft

1810 Valley View Dr, Hopkinsville

603 Las Vegas Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.23%
VA
Active
19
$199,900$27,839 equity gap
Rate
5.23%
7.40%today
Payment
$1,015/mo
$1,275today
  • 3beds
  • 2baths
  • 1,427sqft

603 Las Vegas Dr, Hopkinsville

54 Victoria Dr, Cadiz, KY, 42211 — assumable VA mortgage at 4.20%
VA
Active
38
$265,000$134,147 equity gap
Rate
4.20%
7.40%today
Payment
$794/mo
$1,125today
  • 3beds
  • 2baths
  • 1,583sqft

54 Victoria Dr, Cadiz

219 Fairfax Ave, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.94%
VA
Active
71
$525,000$12,916 equity gap
Rate
6.94%
7.40%today
Payment
$3,470/mo
$3,633today
  • 5beds
  • 4baths
  • 3,850sqft

219 Fairfax Ave, Hopkinsville

99 Dogwood Dr, Cadiz, KY, 42211 — assumable VA mortgage at 5.30%
VA
Active
67
$339,099$68,730 equity gap
Rate
5.30%
7.40%today
Payment
$1,596/mo
$1,990today
  • 4beds
  • 3baths
  • 2,562sqft

99 Dogwood Dr, Cadiz

701 Pineridge Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.76%
VA
Active
54
$234,000$20,240 equity gap
Rate
7.76%
7.40%today
Payment
$1,575/mo
$1,521today
  • 3beds
  • 2baths
  • 1,592sqft

701 Pineridge Dr, Hopkinsville

3662 Steeplechase Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.00%
VA
Active
44
$429,900$52,600 equity gap
Rate
6.00%
7.40%today
Payment
$3,460/mo
$3,777today
  • 4beds
  • 2baths
  • 2,249sqft

3662 Steeplechase Ln, Hopkinsville

426 Colonial Ter, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.09%
VA
Active
31
$215,000$28,059 equity gap
Rate
6.09%
7.40%today
Payment
$1,159/mo
$1,326today
  • 3beds
  • 2baths
  • 1,150sqft

426 Colonial Ter, Hopkinsville

917 Springmont Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.39%
VA
Active
28
$215,000$23,299 equity gap
Rate
6.39%
7.40%today
Payment
$1,249/mo
$1,384today
  • 4beds
  • 2baths
  • 1,392sqft

917 Springmont Dr, Hopkinsville

918 Sanderson Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.58%
VA
Active
99
$340,000$57,502 equity gap
Rate
6.58%
7.40%today
Payment
$1,822/mo
$1,980today
  • 3beds
  • 3baths
  • 2,451sqft

918 Sanderson Dr, Hopkinsville

535 Fox Chase Ct, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.69%
FHA
Active
30
$213,000$41,551 equity gap
Rate
6.69%
7.40%today
Payment
$1,139/mo
$1,223today
  • 3beds
  • 2baths
  • 1,250sqft

535 Fox Chase Ct, Hopkinsville

910 Sanderson Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.10%
VA
Active
57
$441,500$175,692 equity gap
Rate
5.10%
7.40%today
Payment
$1,547/mo
$1,973today
  • 5beds
  • 3baths
  • 3,411sqft

910 Sanderson Dr, Hopkinsville

3880 Witty Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.50%
VA
Active
49
$419,900$101,659 equity gap
Rate
6.50%
7.40%today
Payment
$2,023/mo
$2,216today
  • 3beds
  • 3baths
  • 2,540sqft

3880 Witty Ln, Hopkinsville

300 Donna Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.72%
VA
Active
32
$269,000$69,673 equity gap
Rate
6.72%
7.40%today
Payment
$1,303/mo
$1,395today
  • 3beds
  • 2baths
  • 1,785sqft

300 Donna Dr, Hopkinsville

2152 Main St, Cadiz, KY, 42211 — assumable VA mortgage at 6.73%
VA
Active
41
$349,500$102,028 equity gap
Rate
6.73%
7.40%today
Payment
$1,666/mo
$1,782today
  • 4beds
  • 3baths
  • 2,400sqft

2152 Main St, Cadiz

2921 Pawnee Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.52%
VA
Active
28
$99,900Potential short sale
Rate
5.52%
7.40%today
Payment
$611/mo
$744today
  • 2beds
  • 2baths
  • 1,000sqft

2921 Pawnee Dr, Hopkinsville

20 Robin Rd, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.05%
FHA
Active
24
$224,900$174,193 equity gap
Rate
6.05%
7.40%today
Payment
$499/mo
$573today
  • 3beds
  • 2baths
  • 1,055sqft

20 Robin Rd, Hopkinsville

622 Vass Ln, Hopkinsville, KY, 42240 — assumable FHA mortgage at 7.20%
FHA
Active
20
$188,500$119,385 equity gap
Rate
7.20%
7.40%today
Payment
$483/mo
$493today
  • 3beds
  • 1baths
  • 1,368sqft

622 Vass Ln, Hopkinsville

612 Deepwood Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.57%
VA
Active
53
$425,000$230,712 equity gap
Rate
7.57%
7.40%today
Payment
$1,408/mo
$1,385today
  • 3beds
  • 3baths
  • 3,068sqft

612 Deepwood Dr, Hopkinsville

Assuming a mortgage in Gracey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.11%
Lowest existing payment
$483 /mo
Median cash to assume
$88,749
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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