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Assumable homes for sale in Gilroy, CA

3 homesFHA & VA loansrates from 2.80% vs 7.32% today

Gilroy assumption guide
927 Howard Ave, Gilroy, CA, 95020 — assumable FHA mortgage at 2.80%
FHA
Active
30
$849,599$315,083 equity gap
Rate
2.80%
7.32%today
Payment
$2,479/mo
$4,145today
  • 3beds
  • 2baths
  • 1,890sqft

927 Howard Ave, Gilroy

7185 Orchard Drive, Gilroy, CA, 95020 — assumable VA mortgage at 3.72%
VA
Active
25
$1,080,000$549,646 equity gap
Rate
3.72%
7.32%today
Payment
$2,805/mo
$4,176today
  • 5beds
  • 3baths
  • 2,632sqft

7185 Orchard Drive, Gilroy

6389 Tawhana Lane, Gilroy, CA, 95020 — assumable FHA mortgage at 6.69%
FHA
Active
35
$799,000$51,892 equity gap
Rate
6.69%
7.32%today
Payment
$4,989/mo
$5,316today
  • 3beds
  • 3baths
  • 1,818sqft

6389 Tawhana Lane, Gilroy

Assuming a mortgage in Gilroy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$2,479 /mo
Median cash to assume
$315,083
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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