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Assumable homes for sale in Gilbert, AZ

16 homesFHA & VA loansrates from 2.81% vs 7.32% today

Gilbert assumption guide
2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$769,000$289,654 equity gap
Rate
2.87%
7.32%today
Payment
$2,231/mo
$3,696today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$575,000$187,796 equity gap
Rate
2.91%
7.32%today
Payment
$1,865/mo
$3,074today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

3791 LOBACK Lane, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.96%
FHA
Active
31
$439,000$149,173 equity gap
Rate
2.96%
7.32%today
Payment
$1,400/mo
$2,293today
  • 3beds
  • 2baths
  • 1,253sqft

3791 LOBACK Lane, Gilbert

1732 DOGWOOD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.11%
FHA
Active
46
$440,000$126,134 equity gap
Rate
3.11%
7.32%today
Payment
$1,497/mo
$2,404today
  • 2beds
  • 3baths
  • 1,809sqft

1732 DOGWOOD Lane, Gilbert

3800 WOODSIDE Way, Gilbert, AZ, 85297 — assumable VA mortgage at 2.81%
VA
Active
37
$570,000$281,500 equity gap
Rate
2.81%
7.32%today
Payment
$1,355/mo
$2,263today
  • 4beds
  • 3baths
  • 2,181sqft

3800 WOODSIDE Way, Gilbert

3817 FRANCES Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 2.84%
FHA
Active
40
$524,700$231,796 equity gap
Rate
2.84%
7.32%today
Payment
$1,362/mo
$2,265today
  • 5beds
  • 3baths
  • 2,625sqft

3817 FRANCES Lane, Gilbert

2063 RANCH Court, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.53%
FHA
Active
34
$495,000$367,895 equity gap
Rate
3.53%
7.32%today
Payment
$867/mo
$1,322today
  • 3beds
  • 2baths
  • 1,695sqft

2063 RANCH Court, Gilbert

3708 REMINGTON Drive, Gilbert, AZ, 85297 — assumable FHA mortgage at 3.87%
FHA
Active
36
$450,000$338,673 equity gap
Rate
3.87%
7.32%today
Payment
$794/mo
$1,160today
  • 3beds
  • 2baths
  • 1,656sqft

3708 REMINGTON Drive, Gilbert

3868 CLAXTON Avenue, Gilbert, AZ, 85297 — assumable VA mortgage at 3.95%
VA
Active
45
$570,000$440,450 equity gap
Rate
3.95%
7.32%today
Payment
$922/mo
$1,334today
  • 5beds
  • 3baths
  • 2,523sqft

3868 CLAXTON Avenue, Gilbert

3697 OXFORD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.95%
FHA
Active
36
$625,000$428,744 equity gap
Rate
3.95%
7.32%today
Payment
$1,211/mo
$1,753today
  • 3beds
  • 2baths
  • 1,943sqft

3697 OXFORD Lane, Gilbert

1307 JOSHUA TREE Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.20%
FHA
Active
26
$430,000Potential short sale
Rate
6.20%
7.32%today
Payment
$2,703/mo
$3,032today
  • 3beds
  • 3baths
  • 1,816sqft

1307 JOSHUA TREE Lane, Gilbert

2944 Megan Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 4.23%
FHA
Active
35
$414,900$372,826 equity gap
Rate
4.23%
7.32%today
Payment
$285/mo
$399today
  • 3beds
  • 3baths
  • 1,748sqft

2944 Megan Street, Gilbert

1657 ELGIN Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.88%
FHA
Active
44
$458,000$35,040 equity gap
Rate
6.88%
7.32%today
Payment
$2,852/mo
$2,981today
  • 3beds
  • 3baths
  • 2,102sqft

1657 ELGIN Street, Gilbert

3505 PHELPS Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.26%
FHA
Active
40
$495,000$62,924 equity gap
Rate
6.26%
7.32%today
Payment
$2,783/mo
$3,102today
  • 3beds
  • 2baths
  • 1,654sqft

3505 PHELPS Street, Gilbert

1576 JASPER Court #E, Gilbert, AZ, 85296 — assumable VA mortgage at 6.19%
VA
Active
31
$353,000Potential short sale
Rate
6.19%
7.32%today
Payment
$2,786/mo
$3,128today
  • 3beds
  • 3baths
  • 1,514sqft

1576 JASPER Court #E, Gilbert

3542 SPRING WHEAT Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
78
$625,000$605,525 equity gap
Rate
6.85%
7.32%today
Payment
$133/mo
$139today
  • 3beds
  • 3baths
  • 1,702sqft

3542 SPRING WHEAT Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$794 /mo
Median cash to assume
$285,577
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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