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Assumable homes for sale in Gilbert, AZ

200 homesFHA & VA loansrates from 2.38% vs 7.18% today

Gilbert assumption guide
1231 80TH Street, Mesa, AZ, 85209 — assumable VA mortgage at 5.25%
VA
Active
24
$389,800$47,624 equity gap
Rate
5.25%
7.18%today
Payment
$2,016/mo
$2,473today
  • 3beds
  • 2baths
  • 1,196sqft

1231 80TH Street, Mesa

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$485,000$229,008 equity gap
Rate
2.375%
7.18%today
Payment
$1,155/mo
$2,013today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$23,416 equity gap
Rate
5.81%
7.18%today
Payment
$4,850/mo
$5,593today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

841 Duke Drive, Tempe, AZ, 85283 — assumable VA mortgage at 2.90%
VA
Active
$300,000$40,947 equity gap
Rate
2.90%
7.18%today
Payment
$1,218/mo
$1,982today
  • 2beds
  • 1baths
  • 988sqft

841 Duke Drive, Tempe

3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$51,448 equity gap
Rate
2.98%
7.18%today
Payment
$1,084/mo
$1,746today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

2126 VILLA Court, Tempe, AZ, 85282 — assumable FHA mortgage at 3.14%
FHA
Active
30
$365,000$47,870 equity gap
Rate
3.14%
7.18%today
Payment
$1,517/mo
$2,395today
  • 3beds
  • 2baths
  • 1,565sqft

2126 VILLA Court, Tempe

2786 APACHE Drive, Chandler, AZ, 85286 — assumable VA mortgage at 3.45%
VA
Active
35
$415,000$46,119 equity gap
Rate
3.45%
7.18%today
Payment
$1,807/mo
$2,743today
  • 2beds
  • 3baths
  • 1,278sqft

2786 APACHE Drive, Chandler

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$395,000$113,451 equity gap
Rate
2.73%
7.18%today
Payment
$1,305/mo
$2,171today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

1607 DONNER Drive, Tempe, AZ, 85282 — assumable FHA mortgage at 2.73%
FHA
Active
26
$335,000$89,056 equity gap
Rate
2.73%
7.18%today
Payment
$1,145/mo
$1,906today
  • 2beds
  • 2baths
  • 1,544sqft

1607 DONNER Drive, Tempe

542 HIGLEY Road #63, Mesa, AZ, 85206 — assumable FHA mortgage at 2.81%
FHA
Active
32
$285,000$77,778 equity gap
Rate
2.81%
7.18%today
Payment
$974/mo
$1,603today
  • 2beds
  • 2baths
  • 1,184sqft

542 HIGLEY Road #63, Mesa

2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$540,000$158,169 equity gap
Rate
2.83%
7.18%today
Payment
$1,815/mo
$2,981today
  • 4beds
  • 2baths
  • 2,109sqft

2769 RAKESTRAW Lane, Gilbert

779 DORAL Avenue #101, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
63
$410,000$91,969 equity gap
Rate
2.87%
7.18%today
Payment
$1,487/mo
$2,429today
  • 3beds
  • 3baths
  • 1,422sqft

779 DORAL Avenue #101, Gilbert

19119 APRICOT Lane, Queen Creek, AZ, 85142 — assumable VA mortgage at 2.88%
VA
Active
52
$735,000$155,839 equity gap
Rate
2.88%
7.18%today
Payment
$2,686/mo
$4,383today
  • 4beds
  • 3baths
  • 3,319sqft

19119 APRICOT Lane, Queen Creek

123 HILLVIEW Street, Mesa, AZ, 85201 — assumable FHA mortgage at 2.93%
FHA
Active
44
$370,000$100,086 equity gap
Rate
2.93%
7.18%today
Payment
$1,276/mo
$2,069today
  • 4beds
  • 2baths
  • 1,296sqft

123 HILLVIEW Street, Mesa

2363 COMPTON --, Mesa, AZ, 85209 — assumable FHA mortgage at 2.93%
FHA
Active
$410,000$106,239 equity gap
Rate
2.93%
7.18%today
Payment
$1,436/mo
$2,328today
  • 4beds
  • 2baths
  • 1,666sqft

2363 COMPTON --, Mesa

2100 LEMON TREE Place #48, Chandler, AZ, 85224 — assumable FHA mortgage at 2.95%
FHA
Active
27
$335,000$87,558 equity gap
Rate
2.95%
7.18%today
Payment
$1,172/mo
$1,896today
  • 2beds
  • 2baths
  • 1,007sqft

2100 LEMON TREE Place #48, Chandler

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$220,000$48,750 equity gap
Rate
2.98%
7.18%today
Payment
$816/mo
$1,314today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$229,999$68,590 equity gap
Rate
3.02%
7.18%today
Payment
$789/mo
$1,264today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

950 KNOLL Street, Mesa, AZ, 85203 — assumable FHA mortgage at 3.02%
FHA
Active
44
$775,000$202,977 equity gap
Rate
3.02%
7.18%today
Payment
$2,821/mo
$4,522today
  • 3beds
  • 2baths
  • 2,518sqft

950 KNOLL Street, Mesa

539 LESUEUR --, Mesa, AZ, 85203 — assumable FHA mortgage at 3.05%
FHA
Active
34
$289,975$83,484 equity gap
Rate
3.05%
7.18%today
Payment
$996/mo
$1,590today
  • 3beds
  • 3baths
  • 1,500sqft

539 LESUEUR --, Mesa

7138 BAYWOOD Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.55%
FHA
Active
16
$299,900$54,854 equity gap
Rate
3.55%
7.18%today
Payment
$1,218/mo
$1,827today
  • 2beds
  • 2baths
  • 1,026sqft

7138 BAYWOOD Avenue, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$359,000$38,374 equity gap
Rate
3.76%
7.18%today
Payment
$1,628/mo
$2,378today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

18960 211TH Way, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.09%
VA
Active
61
$650,000$158,548 equity gap
Rate
3.09%
7.18%today
Payment
$2,338/mo
$3,714today
  • 3beds
  • 3baths
  • 2,654sqft

18960 211TH Way, Queen Creek

659 HAZEL Court, Gilbert, AZ, 85296 — assumable VA mortgage at 3.10%
VA
Active
40
$515,000$155,599 equity gap
Rate
3.10%
7.18%today
Payment
$1,708/mo
$2,710today
  • 4beds
  • 2baths
  • 1,945sqft

659 HAZEL Court, Gilbert

1732 DOGWOOD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.11%
FHA
Active
46
$435,000$121,817 equity gap
Rate
3.11%
7.18%today
Payment
$1,497/mo
$2,371today
  • 2beds
  • 3baths
  • 1,809sqft

1732 DOGWOOD Lane, Gilbert

1854 SAN ANGELO Street, Gilbert, AZ, 85233 — assumable VA mortgage at 3.13%
VA
Active
15
$649,000$131,398 equity gap
Rate
3.13%
7.18%today
Payment
$2,512/mo
$3,970today
  • 5beds
  • 3baths
  • 3,273sqft

1854 SAN ANGELO Street, Gilbert

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$420,000$124,187 equity gap
Rate
3.18%
7.18%today
Payment
$1,440/mo
$2,262today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$26,205 equity gap
Rate
3.89%
7.18%today
Payment
$1,931/mo
$2,777today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

4198 SOBOBA Street, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.67%
FHA
Active
36
$415,000$165,001 equity gap
Rate
2.67%
7.18%today
Payment
$1,154/mo
$1,935today
  • 3beds
  • 3baths
  • 1,537sqft

4198 SOBOBA Street, Gilbert

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$92,909 equity gap
Rate
2.71%
7.18%today
Payment
$923/mo
$1,539today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

7705 DESERT FLOWER Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 2.72%
VA
Active
45
$290,000$96,461 equity gap
Rate
2.72%
7.18%today
Payment
$907/mo
$1,511today
  • 2beds
  • 2baths
  • 1,106sqft

7705 DESERT FLOWER Avenue, Mesa

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$198,483 equity gap
Rate
2.74%
7.18%today
Payment
$1,409/mo
$2,341today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

830 DOBSON Road #94, Mesa, AZ, 85202 — assumable FHA mortgage at 2.80%
FHA
Active
26
$197,000$60,755 equity gap
Rate
2.80%
7.18%today
Payment
$646/mo
$1,064today
  • 2beds
  • 1baths
  • 784sqft

830 DOBSON Road #94, Mesa

5136 Evergreen Street #1127, Mesa, AZ, 85205 — assumable FHA mortgage at 2.81%
FHA
Active
27
$260,000$84,148 equity gap
Rate
2.81%
7.18%today
Payment
$828/mo
$1,364today
  • 2beds
  • 2baths
  • 849sqft

5136 Evergreen Street #1127, Mesa

1942 EMERSON Street #212, Mesa, AZ, 85210 — assumable FHA mortgage at 2.83%
FHA
Active
11
$185,000$65,995 equity gap
Rate
2.83%
7.18%today
Payment
$567/mo
$931today
  • 1beds
  • 1baths
  • 654sqft

1942 EMERSON Street #212, Mesa

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$759,000$280,738 equity gap
Rate
2.87%
7.18%today
Payment
$2,231/mo
$3,645today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 3 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$541/mo
Median cash to assume
$155,342
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eXp Realty

Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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