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Assumable homes for sale in Germantown, TN

13 homesFHA & VA loansrates from 2.97% vs 7.40% today

Germantown assumption guide
4465 TIPTON CV, Memphis, TN, 38125 — assumable VA mortgage at 3.14%
VA
Active
23
$339,900$60,458 equity gap
Rate
3.14%
7.40%today
Payment
$1,334/mo
$2,152today
  • 4beds
  • 3baths
  • 2,650sqft

4465 TIPTON CV, Memphis

8449 LANSINGWOOD CV, Germantown, TN, 38139 — assumable VA mortgage at 2.97%
VA
Active
36
$722,000$463,529 equity gap
Rate
2.97%
7.40%today
Payment
$1,227/mo
$2,023today
  • 4beds
  • 6baths
  • 5,011sqft

8449 LANSINGWOOD CV, Germantown

4339 AMBER LN, Memphis, TN, 38111 — assumable FHA mortgage at 2.98%
FHA
Active
13
$588,000$380,957 equity gap
Rate
2.98%
7.40%today
Payment
$971/mo
$1,599today
  • 6beds
  • 4baths
  • 3,410sqft

4339 AMBER LN, Memphis

491 ALEXANDER ST, Memphis, TN, 38111 — assumable FHA mortgage at 3.59%
FHA
Active
27
$235,000$134,982 equity gap
Rate
3.59%
7.40%today
Payment
$615/mo
$938today
  • 3beds
  • 2baths
  • 1,796sqft

491 ALEXANDER ST, Memphis

878 CONCORDIA CV, Collierville, TN, 38017 — assumable VA mortgage at 3.68%
VA
Active
40
$450,000$450,000 equity gap
Rate
3.68%
7.40%today
Payment
$1,223/mo
$1,557today
  • 4beds
  • 3baths
  • 2,446sqft

878 CONCORDIA CV, Collierville

311 AVON RD, Memphis, TN, 38117 — assumable FHA mortgage at 6.16%
FHA
Active
28
$375,000$15,618 equity gap
Rate
6.16%
7.40%today
Payment
$2,209/mo
$2,508today
  • 3beds
  • 2baths
  • 1,949sqft

311 AVON RD, Memphis

4506 VERNE RD, Memphis, TN, 38117 — assumable FHA mortgage at 6.25%
FHA
Active
40
$309,900$13,865 equity gap
Rate
6.25%
7.40%today
Payment
$1,874/mo
$2,108today
  • 4beds
  • 2baths
  • 2,055sqft

4506 VERNE RD, Memphis

2096 ALLENBY RD, Memphis, TN, 38139 — assumable VA mortgage at 6.51%
VA
Active
33
$449,000Potential short sale
Rate
6.51%
7.40%today
Payment
$2,902/mo
$3,176today
  • 4beds
  • 3baths
  • 2,596sqft

2096 ALLENBY RD, Memphis

472 TREE TOP CV, Cordova, TN, 38018 — assumable VA mortgage at 6.64%
VA
Active
40
$735,000$50,199 equity gap
Rate
6.64%
7.40%today
Payment
$4,457/mo
$4,812today
  • 5beds
  • 5baths
  • 5,600sqft

472 TREE TOP CV, Cordova

2339 MEVERETT LN, Cordova, TN, 38016 — assumable FHA mortgage at 6.84%
FHA
Active
12
$475,000$38,180 equity gap
Rate
6.84%
7.40%today
Payment
$2,892/mo
$3,059today
  • 5beds
  • 4baths
  • 3,945sqft

2339 MEVERETT LN, Cordova

5680 N ANGELA RD, Memphis, TN, 38120 — assumable FHA mortgage at 5.25%
FHA
Active
21
$440,000$85,205 equity gap
Rate
5.25%
7.40%today
Payment
$2,093/mo
$2,624today
  • 4beds
  • 4baths
  • 3,634sqft

5680 N ANGELA RD, Memphis

6854 SHOREY LN, Cordova, TN, 38018 — assumable VA mortgage at 5.60%
VA
Active
23
$230,000$180,377 equity gap
Rate
5.60%
7.40%today
Payment
$683/mo
$823today
  • 3beds
  • 2baths
  • 1,208sqft

6854 SHOREY LN, Cordova

4797 MYRLEN DR, Memphis, TN, 38118 — assumable FHA mortgage at 5.99%
FHA
Active
17
$59,900$32,084 equity gap
Rate
5.99%
7.40%today
Payment
$362/mo
$419today
  • 3beds
  • 2baths
  • 1,685sqft

4797 MYRLEN DR, Memphis

Assuming a mortgage in Germantown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.97%
Lowest existing payment
$362 /mo
Median cash to assume
$72,832
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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