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Assumable homes for sale in Geneva, FL

72 homesFHA & VA loansrates from 2.35% vs 7.32% today

Geneva assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,899 equity gap
Rate
2.78%
7.32%today
Payment
$829/mo
$1,389today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.32%today
Payment
$772/mo
$1,302today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.32%today
Payment
$1,461/mo
$2,462today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.32%today
Payment
$1,165/mo
$1,922today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,592 equity gap
Rate
3.85%
7.32%today
Payment
$1,337/mo
$1,959today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.32%today
Payment
$2,136/mo
$3,103today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

4013 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$377,900$144,929 equity gap
Rate
2.73%
7.32%today
Payment
$1,085/mo
$1,830today
  • 4beds
  • 2baths
  • 1,846sqft

4013 SILVERSTREAM Terrace, Sanford

3405 HEIRLOOM ROSE Place, Oviedo, FL, 32766 — assumable VA mortgage at 2.77%
VA
Active
52
$950,000$334,926 equity gap
Rate
2.77%
7.32%today
Payment
$2,824/mo
$4,740today
  • 6beds
  • 5baths
  • 4,332sqft

3405 HEIRLOOM ROSE Place, Oviedo

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$85,112 equity gap
Rate
2.87%
7.32%today
Payment
$862/mo
$1,429today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,584 equity gap
Rate
2.89%
7.32%today
Payment
$1,167/mo
$1,929today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,191 equity gap
Rate
2.96%
7.32%today
Payment
$1,161/mo
$1,902today
  • 3beds
  • 3baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$399,900$201,131 equity gap
Rate
2.35%
7.32%today
Payment
$894/mo
$1,586today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$499,000$205,487 equity gap
Rate
2.81%
7.32%today
Payment
$1,389/mo
$2,319today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.32%today
Payment
$1,259/mo
$2,102today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

1255 2ND Avenue, Chuluota, FL, 32766 — assumable VA mortgage at 2.87%
VA
Active
22
$679,999$365,947 equity gap
Rate
2.87%
7.32%today
Payment
$1,503/mo
$2,490today
  • 4beds
  • 2baths
  • 2,063sqft

1255 2ND Avenue, Chuluota

212 CARINA Circle, Sanford, FL, 32773 — assumable VA mortgage at 3.00%
VA
Active
28
$234,900$115,336 equity gap
Rate
3.00%
7.32%today
Payment
$665/mo
$1,020today
  • 2beds
  • 3baths
  • 1,589sqft

212 CARINA Circle, Sanford

3781 SWANFALLS Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 4.72%
FHA
Active
43
$390,000$26,167 equity gap
Rate
4.72%
7.32%today
Payment
$2,037/mo
$2,691today
  • 4beds
  • 2baths
  • 1,811sqft

3781 SWANFALLS Terrace, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%
FHA
Active
40
$242,500$101,458 equity gap
Rate
3.24%
7.32%today
Payment
$708/mo
$1,120today
  • 3beds
  • 2baths
  • 1,311sqft

2536 MAGNOLIA Avenue, Sanford

4340 LOOKING GLASS Place, Sanford, FL, 32771 — assumable FHA mortgage at 3.33%
FHA
Active
31
$369,900$154,792 equity gap
Rate
3.33%
7.32%today
Payment
$1,093/mo
$1,708today
  • 3beds
  • 2baths
  • 1,516sqft

4340 LOOKING GLASS Place, Sanford

3005 PARK Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.43%
FHA
Active
16
$205,000$102,032 equity gap
Rate
3.43%
7.32%today
Payment
$590/mo
$911today
  • 3beds
  • 1baths
  • 1,088sqft

3005 PARK Avenue, Sanford

2082 SHADY Lane, Geneva, FL, 32732 — assumable VA mortgage at 3.76%
VA
Active
22
$420,000$154,583 equity gap
Rate
3.76%
7.32%today
Payment
$1,345/mo
$1,992today
  • 3beds
  • 2baths
  • 1,020sqft

2082 SHADY Lane, Geneva

6420 WINDSOR LAKE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 3.59%
FHA
Active
21
$265,000$187,767 equity gap
Rate
3.59%
7.32%today
Payment
$525/mo
$795today
  • 3beds
  • 3baths
  • 1,549sqft

6420 WINDSOR LAKE Circle, Sanford

1005 MARE Way, Oviedo, FL, 32765 — assumable VA mortgage at 3.60%
VA
Active
54
$735,000$329,263 equity gap
Rate
3.60%
7.32%today
Payment
$2,159/mo
$3,262today
  • 3beds
  • 3baths
  • 2,499sqft

1005 MARE Way, Oviedo

223 BLUE CREEK Drive, Winter Springs, FL, 32708 — assumable VA mortgage at 3.60%
VA
Active
50
$665,000$311,594 equity gap
Rate
3.60%
7.32%today
Payment
$1,859/mo
$2,809today
  • 4beds
  • 3baths
  • 2,724sqft

223 BLUE CREEK Drive, Winter Springs

210 FAIRFIELD Drive, Sanford, FL, 32771 — assumable FHA mortgage at 3.61%
FHA
Active
13
$349,900$147,643 equity gap
Rate
3.61%
7.32%today
Payment
$1,072/mo
$1,618today
  • 4beds
  • 2baths
  • 2,021sqft

210 FAIRFIELD Drive, Sanford

1092 RIVIERA Boulevard, Oviedo, FL, 32765 — assumable FHA mortgage at 3.80%
FHA
Active
37
$465,000$246,817 equity gap
Rate
3.80%
7.32%today
Payment
$1,190/mo
$1,754today
  • 4beds
  • 3baths
  • 2,111sqft

1092 RIVIERA Boulevard, Oviedo

104 CANTERBURY BELL Drive, Oviedo, FL, 32765 — assumable VA mortgage at 3.83%
VA
Active
35
$349,000$199,161 equity gap
Rate
3.83%
7.32%today
Payment
$943/mo
$1,385today
  • 3beds
  • 3baths
  • 1,568sqft

104 CANTERBURY BELL Drive, Oviedo

1436 WINTER WHARF Lane, Winter Springs, FL, 32708 — assumable FHA mortgage at 4.72%
FHA
Active
86
$399,000$93,588 equity gap
Rate
4.72%
7.32%today
Payment
$1,710/mo
$2,259today
  • 3beds
  • 4baths
  • 1,932sqft

1436 WINTER WHARF Lane, Winter Springs

129 REEL Court, Sanford, FL, 32773 — assumable FHA mortgage at 3.97%
FHA
Active
25
$320,000$234,121 equity gap
Rate
3.97%
7.32%today
Payment
$528/mo
$762today
  • 3beds
  • 2baths
  • 1,151sqft

129 REEL Court, Sanford

2610 FLICKER Cove, Sanford, FL, 32773 — assumable FHA mortgage at 3.99%
FHA
Active
35
$413,900$197,256 equity gap
Rate
3.99%
7.32%today
Payment
$1,203/mo
$1,734today
  • 4beds
  • 3baths
  • 2,069sqft

2610 FLICKER Cove, Sanford

268 EASTON Circle, Oviedo, FL, 32765 — assumable FHA mortgage at 4.08%
FHA
Active
22
$499,900$279,076 equity gap
Rate
4.08%
7.32%today
Payment
$1,240/mo
$1,767today
  • 5beds
  • 3baths
  • 2,423sqft

268 EASTON Circle, Oviedo

2513 DAFFADIL Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 4.15%
FHA
Active
46
$269,900$261,835 equity gap
Rate
4.15%
7.32%today
Payment
$53/mo
$75today
  • 3beds
  • 2baths
  • 1,097sqft

2513 DAFFADIL Terrace, Sanford

3851 SANFORD Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.15%
FHA
Active
78
$512,500$380,904 equity gap
Rate
4.15%
7.32%today
Payment
$770/mo
$1,088today
  • 4beds
  • 3baths
  • 2,120sqft

3851 SANFORD Avenue, Sanford

221 ODHAM Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.00%
VA
Active
22
$340,000$13,416 equity gap
Rate
6.00%
7.32%today
Payment
$1,966/mo
$2,252today
  • 3beds
  • 2baths
  • 1,446sqft

221 ODHAM Drive, Sanford

909 DEVON CREEK Road, Winter Springs, FL, 32708 — assumable FHA mortgage at 6.22%
FHA
Active
35
$479,900$11,792 equity gap
Rate
6.22%
7.32%today
Payment
$2,893/mo
$3,238today
  • 4beds
  • 3baths
  • 2,256sqft

909 DEVON CREEK Road, Winter Springs

3353 EASTGROVE Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 6.28%
FHA
Active
26
$400,000Potential short sale
Rate
6.28%
7.32%today
Payment
$2,602/mo
$2,893today
  • 4beds
  • 3baths
  • 2,410sqft

3353 EASTGROVE Terrace, Sanford

Assuming a mortgage in Geneva

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$525 /mo
Median cash to assume
$101,458
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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