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Assumable homes for sale in Gainesville, FL

19 homesFHA & VA loansrates from 2.73% vs 7.32% today

Gainesville assumption guide
2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$230,000$40,830 equity gap
Rate
3.07%
7.32%today
Payment
$898/mo
$1,450today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
32
$214,000$57,228 equity gap
Rate
2.84%
7.32%today
Payment
$729/mo
$1,212today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$270,000$68,191 equity gap
Rate
2.93%
7.32%today
Payment
$952/mo
$1,565today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$280,000$157,936 equity gap
Rate
2.73%
7.32%today
Payment
$570/mo
$961today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

8345 54TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.73%
FHA
Active
50
$480,000$255,831 equity gap
Rate
2.73%
7.32%today
Payment
$1,029/mo
$1,737today
  • 4beds
  • 4baths
  • 2,512sqft

8345 54TH Terrace, Gainesville

5306 57TH Way, Gainesville, FL, 32653 — assumable VA mortgage at 2.81%
VA
Active
49
$489,000$260,247 equity gap
Rate
2.81%
7.32%today
Payment
$1,070/mo
$1,786today
  • 3beds
  • 2baths
  • 2,488sqft

5306 57TH Way, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

3504 37TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.91%
VA
Active
15
$165,600$126,266 equity gap
Rate
3.91%
7.32%today
Payment
$279/mo
$406today
  • 2beds
  • 2baths
  • 1,000sqft

3504 37TH Avenue, Gainesville

2411 54TH Avenue, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%
VA
Active
27
$280,000Potential short sale
Rate
6.12%
7.32%today
Payment
$1,799/mo
$2,035today
  • 3beds
  • 2baths
  • 1,505sqft

2411 54TH Avenue, Gainesville

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%
VA
Active
49
$749,000$54,188 equity gap
Rate
6.11%
7.32%today
Payment
$4,236/mo
$4,796today
  • 4beds
  • 3baths
  • 2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%
VA
Active
28
$377,500$30,563 equity gap
Rate
6.23%
7.32%today
Payment
$2,150/mo
$2,404today
  • 3beds
  • 2baths
  • 1,498sqft

6226 53RD Terrace, Gainesville

4931 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.34%
FHA
Active
40
$359,999$25,465 equity gap
Rate
6.34%
7.32%today
Payment
$2,167/mo
$2,394today
  • 3beds
  • 2baths
  • 1,659sqft

4931 81ST Avenue, Gainesville

4423 36TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 5.00%
FHA
Active
62
$330,000$128,886 equity gap
Rate
5.00%
7.32%today
Payment
$1,159/mo
$1,483today
  • 3beds
  • 2baths
  • 1,574sqft

4423 36TH Street, Gainesville

4628 40TH Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.39%
VA
Active
39
$309,900$40,759 equity gap
Rate
6.39%
7.32%today
Payment
$1,750/mo
$1,923today
  • 4beds
  • 2baths
  • 1,688sqft

4628 40TH Street, Gainesville

5931 26TH Street, Gainesville, FL, 32653 — assumable FHA mortgage at 6.32%
FHA
Active
27
$259,900$57,812 equity gap
Rate
6.32%
7.32%today
Payment
$1,309/mo
$1,450today
  • 3beds
  • 2baths
  • 1,241sqft

5931 26TH Street, Gainesville

4302 21ST Drive, Gainesville, FL, 32605 — assumable FHA mortgage at 6.50%
FHA
Active
24
$305,000$85,747 equity gap
Rate
6.50%
7.32%today
Payment
$1,428/mo
$1,552today
  • 3beds
  • 2baths
  • 1,415sqft

4302 21ST Drive, Gainesville

2921 54TH Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.62%
FHA
Active
23
$279,900$83,235 equity gap
Rate
6.62%
7.32%today
Payment
$1,296/mo
$1,391today
  • 3beds
  • 2baths
  • 1,365sqft

2921 54TH Avenue, Gainesville

4616 57TH Drive, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%
VA
Active
45
$798,000$440,653 equity gap
Rate
6.50%
7.32%today
Payment
$2,275/mo
$2,473today
  • 6beds
  • 4baths
  • 4,351sqft

4616 57TH Drive, Gainesville

6110 30TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.62%
VA
Active
$159,900Potential short sale
Rate
6.62%
7.32%today
Payment
$1,715/mo
$1,841today
  • 3beds
  • 2baths
  • 1,403sqft

6110 30TH Terrace, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$570 /mo
Median cash to assume
$83,235
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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