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Assumable homes for sale in Fresno, CA

12 homesFHA loansrates from 2.67% vs 7.18% today

Fresno assumption guide
5438 Santa Barbara, Fresno, CA, 93722 — assumable FHA mortgage at 3.05%
FHA
Active
36
$359,000$102,499 equity gap
Rate
3.05%
7.18%today
Payment
$1,237/mo
$1,975today
  • 3beds
  • 2baths
  • 1,398sqft

5438 Santa Barbara, Fresno

6336 Wrenwood, Fresno, CA, 93723 — assumable FHA mortgage at 2.72%
FHA
Active
26
$399,000$139,958 equity gap
Rate
2.72%
7.18%today
Payment
$1,214/mo
$2,022today
  • 3beds
  • 2baths
  • 1,125sqft

6336 Wrenwood, Fresno

6231 Berkeley, Fresno, CA, 93727 — assumable FHA mortgage at 2.78%
FHA
Active
17
$460,000$145,684 equity gap
Rate
2.78%
7.18%today
Payment
$1,455/mo
$2,405today
  • 4beds
  • 3baths
  • 1,835sqft

6231 Berkeley, Fresno

6296 Valley Edge Drive, Fresno, CA, 93727 — assumable FHA mortgage at 2.67%
FHA
Active
46
$385,000$154,091 equity gap
Rate
2.67%
7.18%today
Payment
$1,076/mo
$1,804today
  • 3beds
  • 3baths
  • 1,512sqft

6296 Valley Edge Drive, Fresno

6125 Terrace, Fresno, CA, 93727 — assumable FHA mortgage at 3.10%
FHA
Active
19
$559,888$538,574 equity gap
Rate
3.10%
7.18%today
Payment
$112/mo
$170today
  • 4beds
  • 3baths
  • 2,032sqft

6125 Terrace, Fresno

1445 Fordham Avenue, Clovis, CA, 93611 — assumable FHA mortgage at 3.44%
FHA
Active
13
$424,999$335,381 equity gap
Rate
3.44%
7.18%today
Payment
$517/mo
$786today
  • 4beds
  • 2baths
  • 1,594sqft

1445 Fordham Avenue, Clovis

5578 Eugenia, Fresno, CA, 93727 — assumable FHA mortgage at 3.45%
FHA
Active
23
$414,000$220,137 equity gap
Rate
3.45%
7.18%today
Payment
$1,119/mo
$1,699today
  • 4beds
  • 2baths
  • 1,773sqft

5578 Eugenia, Fresno

4428 Pinsapo Drive, Fresno, CA, 93722 — assumable FHA mortgage at 5.25%
FHA
Active
42
$419,999$50,524 equity gap
Rate
5.25%
7.18%today
Payment
$2,180/mo
$2,674today
  • 4beds
  • 3baths
  • 1,920sqft

4428 Pinsapo Drive, Fresno

4012 Clinton, Fresno, CA, 93703 — assumable FHA mortgage at 7.31%
FHA
Active
18
$290,000Potential short sale
Rate
7.31%
7.18%today
Payment
$2,055/mo
$2,029today
  • 3beds
  • 1baths
  • 1,165sqft

4012 Clinton, Fresno

3856 Hacienda Drive, Fresno, CA, 93705 — assumable FHA mortgage at 5.98%
FHA
Active
36
$314,200$55,745 equity gap
Rate
5.98%
7.18%today
Payment
$1,553/mo
$1,758today
  • 3beds
  • 1baths
  • 1,100sqft

3856 Hacienda Drive, Fresno

1844 Harvard Avenue, Fresno, CA, 93703 — assumable FHA mortgage at 6.50%
FHA
Active
4
$329,900$71,054 equity gap
Rate
6.50%
7.18%today
Payment
$1,707/mo
$1,829today
  • 3beds
  • 2baths
  • 1,304sqft

1844 Harvard Avenue, Fresno

2488 La Canada Avenue, Clovis, CA, 93619 — assumable FHA mortgage at 6.89%
FHA
Active
46
$574,900$177,037 equity gap
Rate
6.89%
7.18%today
Payment
$2,678/mo
$2,757today
  • 4beds
  • 3baths
  • 2,697sqft

2488 La Canada Avenue, Clovis

Assuming a mortgage in Fresno

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$517/mo
Median cash to assume
$145,684
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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