Assumable homes for sale in Franklin, KY

5 homesFHA & VA loansrates from 2.72% vs 7.40% today

Franklin assumption guide
203 Montague St, Franklin, KY, 42134 — assumable FHA mortgage at 2.72%
FHA
Active
43
$172,500$65,729 equity gap
Rate
2.72%
7.40%today
Payment
$499/mo
$850today
  • 3beds
  • 1baths
  • 1,504sqft

203 Montague St, Franklin

532 Martin Chapel Rd, Portland, TN, 37148 — assumable FHA mortgage at 4.45%
FHA
Active
38
$309,900$162,497 equity gap
Rate
4.45%
7.40%today
Payment
$865/mo
$1,189today
  • 3beds
  • 2baths
  • 1,204sqft

532 Martin Chapel Rd, Portland

615 Lockeland Way, Franklin, KY, 42134 — assumable VA mortgage at 6.95%
VA
Active
25
$279,900$18,588 equity gap
Rate
6.95%
7.40%today
Payment
$1,766/mo
$1,847today
  • 3beds
  • 2baths
  • 1,220sqft

615 Lockeland Way, Franklin

606 Cook Rd, Portland, TN, 37148 — assumable VA mortgage at 6.90%
VA
Active
17
$472,900$47,847 equity gap
Rate
6.90%
7.40%today
Payment
$2,893/mo
$3,041today
  • 3beds
  • 2baths
  • 2,414sqft

606 Cook Rd, Portland

132 Bloomsbury Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.81%
FHA
Active
42
$649,900$147,439 equity gap
Rate
6.81%
7.40%today
Payment
$3,320/mo
$3,522today
  • 3beds
  • 3baths
  • 2,833sqft

132 Bloomsbury Dr, Portland

Assuming a mortgage in Franklin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$499 /mo
Median cash to assume
$65,729
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.