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Assumable homes for sale in Flagstaff, AZ

25 homesFHA & VA loansrates from 2.68% vs 7.18% today

Flagstaff assumption guide
2449 Blue Gap Ovi, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.68%
FHA
Active
32
$439,999$263,994 equity gap
Rate
2.68%
7.18%today
Payment
$819/mo
$1,372today
  • 3beds
  • 2baths
  • 1,240sqft

2449 Blue Gap Ovi, Flagstaff

1136 Overland Pass Drive, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.78%
FHA
Active
32
$500,000$300,320 equity gap
Rate
2.78%
7.18%today
Payment
$944/mo
$1,560today
  • 2beds
  • 3baths
  • 1,413sqft

1136 Overland Pass Drive, Flagstaff

1136 Overland Pass Drive, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.78%
FHA
Active
32
$500,000$300,320 equity gap
Rate
2.78%
7.18%today
Payment
$944/mo
$1,560today
  • 2beds
  • 3baths
  • 1,413sqft

1136 Overland Pass Drive, Flagstaff

3580 Altair Way, Flagstaff, AZ, 86001 — assumable VA mortgage at 2.80%
VA
Active
57
$1,149,000$657,110 equity gap
Rate
2.80%
7.18%today
Payment
$2,292/mo
$3,779today
  • 5beds
  • 5baths
  • 3,365sqft

3580 Altair Way, Flagstaff

3580 Altair Way, Flagstaff, AZ, 86001 — assumable VA mortgage at 2.80%
VA
Active
58
$1,149,000$657,110 equity gap
Rate
2.80%
7.18%today
Payment
$2,292/mo
$3,779today
  • 5beds
  • 5baths
  • 3,365sqft

3580 Altair Way, Flagstaff

4005 Lake Mary Road #4, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.09%
VA
Active
25
$408,000$170,352 equity gap
Rate
3.09%
7.18%today
Payment
$1,131/mo
$1,796today
  • 2beds
  • 3baths
  • 1,275sqft

4005 Lake Mary Road #4, Flagstaff

4005 Lake Mary Road #4, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.14%
VA
Active
24
$408,000$170,149 equity gap
Rate
3.14%
7.18%today
Payment
$1,138/mo
$1,796today
  • 2beds
  • 3baths
  • 1,275sqft

4005 Lake Mary Road #4, Flagstaff

2396 RIO GRANDE Court, Flagstaff, AZ, 86001 — assumable FHA mortgage at 3.35%
FHA
Active
37
$414,000$330,580 equity gap
Rate
3.35%
7.18%today
Payment
$551/mo
$847today
  • 3beds
  • 2baths
  • 1,094sqft

2396 RIO GRANDE Court, Flagstaff

2396 RIO GRANDE Court, Flagstaff, AZ, 86001 — assumable FHA mortgage at 3.35%
FHA
Active
37
$414,000$330,580 equity gap
Rate
3.35%
7.18%today
Payment
$551/mo
$847today
  • 3beds
  • 2baths
  • 1,094sqft

2396 RIO GRANDE Court, Flagstaff

737 CATTLE DRIVE Trail, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.39%
VA
Active
23
$849,999$585,674 equity gap
Rate
3.39%
7.18%today
Payment
$1,836/mo
$2,666today
  • 4beds
  • 3baths
  • 2,658sqft

737 CATTLE DRIVE Trail, Flagstaff

7324 Patriot Drive, Flagstaff, AZ, 86004 — assumable VA mortgage at 3.53%
VA
Active
25
$575,000$412,835 equity gap
Rate
3.53%
7.18%today
Payment
$1,082/mo
$1,626today
  • 3beds
  • 2baths
  • 1,556sqft

7324 Patriot Drive, Flagstaff

7324 Patriot Drive, Flagstaff, AZ, 86004 — assumable VA mortgage at 3.54%
VA
Active
25
$575,000$412,755 equity gap
Rate
3.54%
7.18%today
Payment
$1,083/mo
$1,626today
  • 3beds
  • 2baths
  • 1,556sqft

7324 Patriot Drive, Flagstaff

1750 SHERRIE Drive, Flagstaff, AZ, 86001 — assumable VA mortgage at 3.71%
VA
Active
40
$435,000$301,590 equity gap
Rate
3.71%
7.18%today
Payment
$829/mo
$1,218today
  • 3beds
  • 2baths
  • 1,296sqft

1750 SHERRIE Drive, Flagstaff

4299 Bonner Street, Flagstaff, AZ, 86004 — assumable FHA mortgage at 4.04%
FHA
Active
32
$399,000$279,174 equity gap
Rate
4.04%
7.18%today
Payment
$754/mo
$1,064today
  • 4beds
  • 2baths
  • 1,782sqft

4299 Bonner Street, Flagstaff

2050 Adirondack Avenue, Flagstaff, AZ, 86001 — assumable FHA mortgage at 6.32%
FHA
Active
44
$468,000$27,127 equity gap
Rate
6.32%
7.18%today
Payment
$2,796/mo
$3,053today
  • 3beds
  • 2baths
  • 1,202sqft

2050 Adirondack Avenue, Flagstaff

2461 Coronado Avenue, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.46%
VA
Active
34
$480,000$45,063 equity gap
Rate
6.46%
7.18%today
Payment
$2,753/mo
$2,963today
  • 4beds
  • 3baths
  • 262sqft

2461 Coronado Avenue, Flagstaff

2461 Coronado Avenue, Flagstaff, AZ, 86001 — assumable VA mortgage at 6.46%
VA
Active
33
$480,000$45,063 equity gap
Rate
6.46%
7.18%today
Payment
$2,753/mo
$2,963today
  • 4beds
  • 3baths
  • 262sqft

2461 Coronado Avenue, Flagstaff

1185 University Avenue #101, Flagstaff, AZ, 86001 — assumable FHA mortgage at 4.82%
FHA
Active
31
$269,900$189,160 equity gap
Rate
4.82%
7.18%today
Payment
$707/mo
$911today
  • 1beds
  • 1baths
  • 682sqft

1185 University Avenue #101, Flagstaff

1185 University Avenue #101, Flagstaff, AZ, 86001 — assumable FHA mortgage at 4.82%
FHA
Active
29
$269,900$189,160 equity gap
Rate
4.82%
7.18%today
Payment
$707/mo
$911today
  • 1beds
  • 1baths
  • 682sqft

1185 University Avenue #101, Flagstaff

10226 Lundin Road, Flagstaff, AZ, 86004 — assumable VA mortgage at 6.69%
VA
Active
69
$759,000$163,055 equity gap
Rate
6.69%
7.18%today
Payment
$3,984/mo
$4,187today
  • 4beds
  • 2baths
  • 1,903sqft

10226 Lundin Road, Flagstaff

10226 Lundin Road, Flagstaff, AZ, 86004 — assumable VA mortgage at 6.69%
VA
Active
69
$759,000$163,055 equity gap
Rate
6.69%
7.18%today
Payment
$3,984/mo
$4,187today
  • 4beds
  • 2baths
  • 1,903sqft

10226 Lundin Road, Flagstaff

3200 Litzler Drive #11, Flagstaff, AZ, 86005 — assumable FHA mortgage at 6.17%
FHA
Active
27
$263,000$234,257 equity gap
Rate
6.17%
7.18%today
Payment
$177/mo
$196today
  • 1beds
  • 1baths
  • 562sqft

3200 Litzler Drive #11, Flagstaff

5456 Sanford Place, Flagstaff, AZ, 86004 — assumable FHA mortgage at 6.25%
FHA
Active
20
$409,000$299,361 equity gap
Rate
6.25%
7.18%today
Payment
$1,121/mo
$1,234today
  • 3beds
  • 2baths
  • 1,256sqft

5456 Sanford Place, Flagstaff

2516 Center Street, Flagstaff, AZ, 86004 — assumable FHA mortgage at 6.69%
FHA
Active
22
$575,000$275,064 equity gap
Rate
6.69%
7.18%today
Payment
$1,968/mo
$2,068today
  • 3beds
  • 2baths
  • 1,440sqft

2516 Center Street, Flagstaff

2516 Center Street, Flagstaff, AZ, 86004 — assumable FHA mortgage at 7.04%
FHA
Active
28
$575,000$274,724 equity gap
Rate
7.04%
7.18%today
Payment
$2,039/mo
$2,068today
  • 3beds
  • 2baths
  • 1,440sqft

2516 Center Street, Flagstaff

Assuming a mortgage in Flagstaff

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$551/mo
Median cash to assume
$275,064
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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