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Assumable homes for sale in Fargo, ND

16 homesVA & FHA loansrates from 2.81% vs 7.32% today

Fargo assumption guide
1630 11 Avenue, Fargo, ND, 58103 — assumable VA mortgage at 2.97%
VA
Active
29
$200,000$35,115 equity gap
Rate
2.97%
7.32%today
Payment
$785/mo
$1,283today
  • 4beds
  • 3baths
  • 1,914sqft

1630 11 Avenue, Fargo

1426 23rd Street, Fargo, ND, 58103 — assumable FHA mortgage at 2.81%
FHA
Active
58
$399,900$114,623 equity gap
Rate
2.81%
7.32%today
Payment
$1,337/mo
$2,233today
  • 4beds
  • 4baths
  • 2,708sqft

1426 23rd Street, Fargo

2708 Eastgate Dr., Fargo, ND, 58103 — assumable VA mortgage at 3.82%
VA
Active
33
$329,900$84,158 equity gap
Rate
3.82%
7.32%today
Payment
$1,342/mo
$1,974today
  • 4beds
  • 3baths
  • 2,916sqft

2708 Eastgate Dr., Fargo

112 15th Street, Fargo, ND, 58103 — assumable FHA mortgage at 5.22%
FHA
Active
10
$99,000$6,844 equity gap
Rate
5.22%
7.32%today
Payment
$539/mo
$672today
  • 2beds
  • 1baths
  • 812sqft

112 15th Street, Fargo

1021 4th Avenue, Fargo, ND, 58103 — assumable FHA mortgage at 3.87%
FHA
Active
54
$229,900$151,021 equity gap
Rate
3.87%
7.32%today
Payment
$513/mo
$749today
  • 5beds
  • 2baths
  • 2,361sqft

1021 4th Avenue, Fargo

1306 18th Street, Fargo, ND, 58103 — assumable VA mortgage at 3.92%
VA
Active
3
$199,900$116,416 equity gap
Rate
3.92%
7.32%today
Payment
$534/mo
$776today
  • 3beds
  • 3baths
  • 1,689sqft

1306 18th Street, Fargo

1522 13 1/2 Street, Fargo, ND, 58103 — assumable FHA mortgage at 5.23%
FHA
Active
20
$227,500$25,038 equity gap
Rate
5.23%
7.32%today
Payment
$1,190/mo
$1,484today
  • 3beds
  • 2baths
  • 1,456sqft

1522 13 1/2 Street, Fargo

1002 24th Avenue, Fargo, ND, 58103 — assumable VA mortgage at 6.60%
VA
Active
23
$399,900$17,619 equity gap
Rate
6.60%
7.32%today
Payment
$2,481/mo
$2,668today
  • 4beds
  • 3baths
  • 2,628sqft

1002 24th Avenue, Fargo

3526 Park Avenue, Fargo, ND, 58103 — assumable VA mortgage at 6.87%
VA
Active
32
$549,000$19,881 equity gap
Rate
6.87%
7.32%today
Payment
$3,527/mo
$3,690today
  • 5beds
  • 4baths
  • 2,999sqft

3526 Park Avenue, Fargo

1309 16 1/2 Street, Fargo, ND, 58103 — assumable FHA mortgage at 5.52%
FHA
Active
24
$259,000$41,737 equity gap
Rate
5.52%
7.32%today
Payment
$1,313/mo
$1,585today
  • 5beds
  • 2baths
  • 2,056sqft

1309 16 1/2 Street, Fargo

1340 4th Avenue, Fargo, ND, 58102 — assumable VA mortgage at 4.34%
VA
Active
29
$100,000$52,129 equity gap
Rate
4.34%
7.32%today
Payment
$322/mo
$444today
  • 2beds
  • 1baths
  • 756sqft

1340 4th Avenue, Fargo

1331 10th Avenue, Fargo, ND, 58102 — assumable FHA mortgage at 5.30%
FHA
Active
27
$240,000$59,380 equity gap
Rate
5.30%
7.32%today
Payment
$1,068/mo
$1,321today
  • 4beds
  • 2baths
  • 1,818sqft

1331 10th Avenue, Fargo

1213 14th Street, Fargo, ND, 58103 — assumable VA mortgage at 6.67%
VA
Active
41
$280,000$23,922 equity gap
Rate
6.67%
7.32%today
Payment
$1,709/mo
$1,824today
  • 3beds
  • 2baths
  • 2,340sqft

1213 14th Street, Fargo

1807 32 Avenue, Fargo, ND, 58103 — assumable FHA mortgage at 7.23%
FHA
Active
37
$255,000$21,755 equity gap
Rate
7.23%
7.32%today
Payment
$1,638/mo
$1,652today
  • 4beds
  • 2baths
  • 1,940sqft

1807 32 Avenue, Fargo

317 15th Street, Fargo, ND, 58103 — assumable VA mortgage at 6.92%
VA
Active
19
$224,900$15,275 equity gap
Rate
6.92%
7.32%today
Payment
$1,415/mo
$1,473today
  • 2beds
  • 2baths
  • 952sqft

317 15th Street, Fargo

403 14th Street, Fargo, ND, 58103 — assumable FHA mortgage at 6.23%
FHA
Active
10
$185,000$85,635 equity gap
Rate
6.23%
7.32%today
Payment
$730/mo
$795today
  • 3beds
  • 2baths
  • 1,404sqft

403 14th Street, Fargo

Assuming a mortgage in Fargo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$322 /mo
Median cash to assume
$38,426
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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