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Assumable homes for sale in Fargo, ND

13 homesFHA & VA loansrates from 2.84% vs 7.40% today

Fargo assumption guide
1425 12th Street, Fargo, ND, 58102 — assumable FHA mortgage at 2.84%
FHA
Active
23
$215,000$75,419 equity gap
Rate
2.84%
7.40%today
Payment
$649/mo
$1,088today
  • 2beds
  • 1baths
  • 923sqft

1425 12th Street, Fargo

502 21st Avenue, Fargo, ND, 58102 — assumable VA mortgage at 3.06%
VA
Active
31
$284,900$139,026 equity gap
Rate
3.06%
7.40%today
Payment
$701/mo
$1,142today
  • 3beds
  • 2baths
  • 1,616sqft

502 21st Avenue, Fargo

601 11th Street, Moorhead, MN, 56560 — assumable FHA mortgage at 3.55%
FHA
Active
31
$235,000$82,733 equity gap
Rate
3.55%
7.40%today
Payment
$806/mo
$1,235today
  • 4beds
  • 3baths
  • 2,035sqft

601 11th Street, Moorhead

511 11th Street, Moorhead, MN, 56560 — assumable FHA mortgage at 3.82%
FHA
Active
21
$185,000$69,897 equity gap
Rate
3.82%
7.40%today
Payment
$629/mo
$932today
  • 2beds
  • 3baths
  • 1,109sqft

511 11th Street, Moorhead

3302 2nd Street #C24, Fargo, ND, 58102 — assumable FHA mortgage at 3.72%
FHA
Active
21
$120,000$59,574 equity gap
Rate
3.72%
7.40%today
Payment
$362/mo
$544today
  • 2beds
  • 1baths
  • 924sqft

3302 2nd Street #C24, Fargo

112 15th Street, Fargo, ND, 58103 — assumable FHA mortgage at 5.22%
FHA
Active
10
$99,000$6,844 equity gap
Rate
5.22%
7.40%today
Payment
$539/mo
$678today
  • 2beds
  • 1baths
  • 812sqft

112 15th Street, Fargo

1021 4th Avenue, Fargo, ND, 58103 — assumable FHA mortgage at 3.87%
FHA
Active
54
$229,900$151,021 equity gap
Rate
3.87%
7.40%today
Payment
$513/mo
$755today
  • 5beds
  • 2baths
  • 2,361sqft

1021 4th Avenue, Fargo

48 17th Avenue, Fargo, ND, 58102 — assumable FHA mortgage at 4.19%
FHA
Active
38
$290,000$137,769 equity gap
Rate
4.19%
7.40%today
Payment
$923/mo
$1,309today
  • 3beds
  • 2baths
  • 2,134sqft

48 17th Avenue, Fargo

1340 4th Avenue, Fargo, ND, 58102 — assumable VA mortgage at 4.34%
VA
Active
29
$100,000$52,129 equity gap
Rate
4.34%
7.40%today
Payment
$322/mo
$448today
  • 2beds
  • 1baths
  • 756sqft

1340 4th Avenue, Fargo

1331 10th Avenue, Fargo, ND, 58102 — assumable FHA mortgage at 5.30%
FHA
Active
27
$240,000$59,380 equity gap
Rate
5.30%
7.40%today
Payment
$1,068/mo
$1,331today
  • 4beds
  • 2baths
  • 1,818sqft

1331 10th Avenue, Fargo

1205 3RD Avenue, Moorhead, MN, 56560 — assumable FHA mortgage at 6.90%
FHA
Active
20
$180,000$30,393 equity gap
Rate
6.90%
7.40%today
Payment
$1,028/mo
$1,081today
  • 2beds
  • 1baths
  • 716sqft

1205 3RD Avenue, Moorhead

317 15th Street, Fargo, ND, 58103 — assumable VA mortgage at 6.92%
VA
Active
19
$224,900$15,275 equity gap
Rate
6.92%
7.40%today
Payment
$1,415/mo
$1,485today
  • 2beds
  • 2baths
  • 952sqft

317 15th Street, Fargo

403 14th Street, Fargo, ND, 58103 — assumable FHA mortgage at 6.23%
FHA
Active
10
$185,000$85,635 equity gap
Rate
6.23%
7.40%today
Payment
$730/mo
$799today
  • 3beds
  • 2baths
  • 1,404sqft

403 14th Street, Fargo

Assuming a mortgage in Fargo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$322 /mo
Median cash to assume
$69,897
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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