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Assumable homes for sale in Escondido, CA

65 homesVA & FHA loansrates from 2.67% vs 7.32% today

Escondido assumption guide
18764 Caminito Cantilena #156, San Diego, CA, 92128 — assumable FHA mortgage at 3.00%
FHA
Active
33
$409,999$71,073 equity gap
Rate
3.00%
7.32%today
Payment
$1,614/mo
$2,631today
  • 1beds
  • 1baths
  • 716sqft

18764 Caminito Cantilena #156, San Diego

154 Cerco Rosado, San Marcos, CA, 92069 — assumable FHA mortgage at 3.05%
FHA
Active
36
$649,000$105,705 equity gap
Rate
3.05%
7.32%today
Payment
$2,562/mo
$4,148today
  • 2beds
  • 2baths
  • 1,175sqft

154 Cerco Rosado, San Marcos

2449 Primrose Ave, Vista, CA, 92083 — assumable VA mortgage at 2.99%
VA
Active
62
$969,000$203,691 equity gap
Rate
2.99%
7.32%today
Payment
$3,601/mo
$5,875today
  • 4beds
  • 3baths
  • 2,187sqft

2449 Primrose Ave, Vista

542 Beverly Place, San Marcos, CA, 92078 — assumable FHA mortgage at 3.89%
FHA
Active
29
$505,000$69,371 equity gap
Rate
3.89%
7.32%today
Payment
$2,242/mo
$3,270today
  • 2beds
  • 2baths
  • 1,068sqft

542 Beverly Place, San Marcos

895 Slate Street, San Marcos, CA, 92078 — assumable VA mortgage at 2.87%
VA
Active
24
$669,000$230,505 equity gap
Rate
2.87%
7.32%today
Payment
$2,093/mo
$3,468today
  • 2beds
  • 3baths
  • 1,305sqft

895 Slate Street, San Marcos

2148 Pueblo Glen, Escondido, CA, 92027 — assumable VA mortgage at 2.88%
VA
Active
31
$689,000$248,164 equity gap
Rate
2.88%
7.32%today
Payment
$2,054/mo
$3,398today
  • 2beds
  • 2baths
  • 1,189sqft

2148 Pueblo Glen, Escondido

1953 Wellington Lane #7, Vista, CA, 92081 — assumable FHA mortgage at 3.13%
FHA
Active
32
$450,000$151,953 equity gap
Rate
3.13%
7.32%today
Payment
$1,473/mo
$2,361today
  • 2beds
  • 2baths
  • 924sqft

1953 Wellington Lane #7, Vista

12089 Caminito Campana, San Diego, CA, 92128 — assumable FHA mortgage at 2.67%
FHA
Active
31
$779,000$427,744 equity gap
Rate
2.67%
7.32%today
Payment
$1,633/mo
$2,777today
  • 3beds
  • 2baths
  • 1,454sqft

12089 Caminito Campana, San Diego

14217 Merion Circle, Valley Center, CA, 92082 — assumable VA mortgage at 2.71%
VA
Active
74
$1,250,000$703,311 equity gap
Rate
2.71%
7.32%today
Payment
$2,553/mo
$4,318today
  • 5beds
  • 3baths
  • 3,708sqft

14217 Merion Circle, Valley Center

1164 Madera Lane, Vista, CA, 92084 — assumable VA mortgage at 2.71%
VA
Active
24
$474,999$202,297 equity gap
Rate
2.71%
7.32%today
Payment
$1,273/mo
$2,154today
  • 2beds
  • 2baths
  • 972sqft

1164 Madera Lane, Vista

1159 Elfin Forest, San Marcos, CA, 92078 — assumable FHA mortgage at 2.73%
FHA
Active
37
$749,988$339,861 equity gap
Rate
2.73%
7.32%today
Payment
$1,910/mo
$3,222today
  • 2beds
  • 3baths
  • 1,480sqft

1159 Elfin Forest, San Marcos

930 Rose Arbor Drive, San Marcos, CA, 92078 — assumable VA mortgage at 2.79%
VA
Active
58
$1,200,000$714,729 equity gap
Rate
2.79%
7.32%today
Payment
$2,280/mo
$3,817today
  • 3beds
  • 3baths
  • 2,319sqft

930 Rose Arbor Drive, San Marcos

3350 Descanso Ave., San Marcos, CA, 92078 — assumable VA mortgage at 2.86%
VA
Active
40
$1,800,000$1,237,132 equity gap
Rate
2.86%
7.32%today
Payment
$2,691/mo
$4,463today
  • 4beds
  • 3baths
  • 2,023sqft

3350 Descanso Ave., San Marcos

1696 Gil Way, Vista, CA, 92084 — assumable VA mortgage at 2.90%
VA
Active
44
$1,999,000$989,886 equity gap
Rate
2.90%
7.32%today
Payment
$4,833/mo
$7,976today
  • 6beds
  • 6baths
  • 5,120sqft

1696 Gil Way, Vista

477 Rancho Vista, Vista, CA, 92083 — assumable VA mortgage at 2.99%
VA
Active
22
$870,000$604,967 equity gap
Rate
2.99%
7.32%today
Payment
$1,244/mo
$2,030today
  • 3beds
  • 2baths
  • 1,344sqft

477 Rancho Vista, Vista

495 San Pasqual Valley Road #152, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
17
$279,000$279,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #152, Escondido

17905 Caminito Pinero #263, San Diego, CA, 92128 — assumable VA mortgage at 3.00%
VA
Active
14
$399,999$399,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 817sqft

17905 Caminito Pinero #263, San Diego

17824 Villamoura Dr, Poway, CA, 92064 — assumable VA mortgage at 3.00%
VA
Active
43
$799,900$799,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,626sqft

17824 Villamoura Dr, Poway

495 San Pasqual Valley Road #116, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
25
$280,000$280,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #116, Escondido

2007 Silverado Street, San Marcos, CA, 92078 — assumable VA mortgage at 3.00%
VA
Active
30
$735,000$735,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,570sqft

2007 Silverado Street, San Marcos

788 Trunorth Circle, Escondido, CA, 92026 — assumable FHA mortgage at 3.02%
FHA
Active
56
$734,000$328,334 equity gap
Rate
3.02%
7.32%today
Payment
$1,963/mo
$3,191today
  • 3beds
  • 3baths
  • 1,918sqft

788 Trunorth Circle, Escondido

16793 Vista Summit Dr, Ramona, CA, 92065 — assumable VA mortgage at 3.03%
VA
Active
75
$1,850,000$1,027,887 equity gap
Rate
3.03%
7.32%today
Payment
$4,021/mo
$6,526today
  • 5beds
  • 3baths
  • 3,909sqft

16793 Vista Summit Dr, Ramona

475 Midway Drive #153, Escondido, CA, 92027 — assumable FHA mortgage at 3.13%
FHA
Active
28
$399,999$180,765 equity gap
Rate
3.13%
7.32%today
Payment
$1,084/mo
$1,736today
  • 2beds
  • 2baths
  • 964sqft

475 Midway Drive #153, Escondido

12396 Grandee Court, San Diego, CA, 92128 — assumable VA mortgage at 3.21%
VA
Active
43
$1,525,000$1,028,622 equity gap
Rate
3.21%
7.32%today
Payment
$2,480/mo
$3,934today
  • 2beds
  • 2baths
  • 1,824sqft

12396 Grandee Court, San Diego

17093 W Bernardo Dr. #106, San Diego, CA, 92127 — assumable FHA mortgage at 3.26%
FHA
Active
30
$470,000$201,623 equity gap
Rate
3.26%
7.32%today
Payment
$1,348/mo
$2,125today
  • 2beds
  • 2baths
  • 855sqft

17093 W Bernardo Dr. #106, San Diego

1422 Country Club, Escondido, CA, 92026 — assumable VA mortgage at 3.26%
VA
Active
67
$985,000$616,924 equity gap
Rate
3.26%
7.32%today
Payment
$1,853/mo
$2,921today
  • 3beds
  • 2baths
  • 1,968sqft

1422 Country Club, Escondido

1401 El Norte Parkway #39, San Marcos, CA, 92069 — assumable FHA mortgage at 3.31%
FHA
Active
54
$475,000$212,142 equity gap
Rate
3.31%
7.32%today
Payment
$1,333/mo
$2,088today
  • 3beds
  • 2baths
  • 1,521sqft

1401 El Norte Parkway #39, San Marcos

11865 Caminito Ronaldo #200, San Diego, CA, 92128 — assumable VA mortgage at 3.31%
VA
Active
23
$425,000$178,571 equity gap
Rate
3.31%
7.32%today
Payment
$1,250/mo
$1,958today
  • 1beds
  • 1baths
  • 817sqft

11865 Caminito Ronaldo #200, San Diego

809 Sol Vista, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
29
$849,000$437,157 equity gap
Rate
3.33%
7.32%today
Payment
$2,088/mo
$3,263today
  • 4beds
  • 3baths
  • 1,820sqft

809 Sol Vista, Escondido

351 10th Ave, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
33
$899,000$545,801 equity gap
Rate
3.33%
7.32%today
Payment
$1,795/mo
$2,805today
  • 3beds
  • 2baths
  • 1,553sqft

351 10th Ave, Escondido

13025 Avenida Marbella, San Diego, CA, 92128 — assumable VA mortgage at 3.34%
VA
Active
26
$949,000$414,786 equity gap
Rate
3.34%
7.32%today
Payment
$2,699/mo
$4,212today
  • 2beds
  • 2baths
  • 1,738sqft

13025 Avenida Marbella, San Diego

27924 Barley Court, Valley Center, CA, 92082 — assumable FHA mortgage at 4.16%
FHA
Active
44
$869,000$174,534 equity gap
Rate
4.16%
7.32%today
Payment
$3,666/mo
$5,174today
  • 4beds
  • 3baths
  • 2,672sqft

27924 Barley Court, Valley Center

3115 BERNARDO LANE, Escondido, CA, 92029 — assumable FHA mortgage at 3.43%
FHA
Active
61
$1,099,795$640,775 equity gap
Rate
3.43%
7.32%today
Payment
$2,630/mo
$4,059today
  • 4beds
  • 3baths
  • 2,212sqft

3115 BERNARDO LANE, Escondido

1350 Escondido Blvd #44, Escondido, CA, 92026 — assumable VA mortgage at 3.75%
VA
Active
32
$315,000$99,728 equity gap
Rate
3.75%
7.32%today
Payment
$1,094/mo
$1,622today
  • 1beds
  • 1baths
  • 628sqft

1350 Escondido Blvd #44, Escondido

2299 San Remo Circle, Vista, CA, 92084 — assumable FHA mortgage at 4.98%
FHA
Active
11
$660,000$70,131 equity gap
Rate
4.98%
7.32%today
Payment
$3,391/mo
$4,349today
  • 2beds
  • 2baths
  • 1,040sqft

2299 San Remo Circle, Vista

12737 Via Nasca, San Diego, CA, 92128 — assumable VA mortgage at 3.60%
VA
Active
33
$797,000$481,492 equity gap
Rate
3.60%
7.32%today
Payment
$1,851/mo
$2,797today
  • 2beds
  • 2baths
  • 1,388sqft

12737 Via Nasca, San Diego

Assuming a mortgage in Escondido

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$612 /mo
Median cash to assume
$263,582
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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