FHA
Active
36$649,000$105,705 equity gap
- Rate
- 3.05%
7.32%today- Payment
- $2,562/mo
$4,148today
- 2beds
- 2baths
- 1,175sqft
Assumable homes for sale in Encinitas, CA
18 homesFHA & VA loansrates from 2.72% vs 7.32% today
Encinitas assumption guide
FHA
Active
29$505,000$69,371 equity gap
- Rate
- 3.89%
7.32%today- Payment
- $2,242/mo
$3,270today
- 2beds
- 2baths
- 1,068sqft
542 Beverly Place, San Marcos
VA
Active
24$669,000$230,505 equity gap
- Rate
- 2.87%
7.32%today- Payment
- $2,093/mo
$3,468today
- 2beds
- 3baths
- 1,305sqft
895 Slate Street, San Marcos
VA
Active
48$1,774,000$655,117 equity gap
- Rate
- 2.88%
7.32%today- Payment
- $5,213/mo
$8,625today
- 5beds
- 5baths
- 2,786sqft
6617 Spartina Ct, Carlsbad
FHA
Active
48$799,000$380,738 equity gap
- Rate
- 2.72%
7.32%today- Payment
- $1,955/mo
$3,303today
- 2beds
- 2baths
- 1,102sqft
3830 Elijah #426, San Diego
FHA
Active
37$749,988$339,861 equity gap
- Rate
- 2.73%
7.32%today- Payment
- $1,910/mo
$3,222today
- 2beds
- 3baths
- 1,480sqft
1159 Elfin Forest, San Marcos
VA
Active
58$1,200,000$714,729 equity gap
- Rate
- 2.79%
7.32%today- Payment
- $2,280/mo
$3,817today
- 3beds
- 3baths
- 2,319sqft
930 Rose Arbor Drive, San Marcos
VA
Active
16$2,239,999$1,539,728 equity gap
- Rate
- 2.99%
7.32%today- Payment
- $3,402/mo
$5,550today
- 5beds
- 3baths
- 2,909sqft
12749 Via Las Lenas, San Diego
VA
Active
30$735,000$735,000 equity gap
- Rate
- 3.00%
7.32%today- Payment
- $0/mo
- 2beds
- 2baths
- 1,570sqft
2007 Silverado Street, San Marcos
FHA
Active
22$949,000$705,932 equity gap
- Rate
- 4.07%
7.32%today- Payment
- $1,778/mo
$2,537today
- 3beds
- 2baths
- 1,242sqft
930 Via Mil Cumbres #35, Solana Beach
VA
Active
28$1,450,000$736,908 equity gap
- Rate
- 4.48%
7.32%today- Payment
- $4,271/mo
$5,804today
- 5beds
- 3baths
- 2,507sqft
2351 Terraza Ribera, Carlsbad
VA
Active
43$645,000$46,414 equity gap
- Rate
- 6.33%
7.32%today- Payment
- $3,887/mo
$4,300today
- 2beds
- 3baths
- 1,105sqft
189 Mission Villas, San Marcos
FHA
Active
31$975,000$155,756 equity gap
- Rate
- 6.95%
7.32%today- Payment
- $5,541/mo
$5,750today
- 3beds
- 3baths
- 1,410sqft
1714 Fairlead Ave, Carlsbad
FHA
Active
35$675,000$534,693 equity gap
- Rate
- 5.62%
7.32%today- Payment
- $1,760/mo
$2,102today
- 3beds
- 3baths
- 1,238sqft
749 Almond Rd, San Marcos
VA
Active
20$899,000$271,380 equity gap
- Rate
- 6.58%
7.32%today- Payment
- $4,041/mo
$4,355today
- 2beds
- 2baths
- 929sqft
581 Silver Berry Place, Encinitas
FHA
Active
41$1,150,000$348,870 equity gap
- Rate
- 7.76%
7.32%today- Payment
- $5,892/mo
$5,644today
- 3beds
- 3baths
- 1,612sqft
870 Linda Lane, San Marcos
FHA
Active
75$1,699,000$1,264,750 equity gap
- Rate
- 6.27%
7.32%today- Payment
- $2,800/mo
$3,117today
- 4beds
- 3baths
- 2,372sqft
7007 Via Padilla, Carlsbad
FHA
Active
33$465,000$428,867 equity gap
- Rate
- 7.15%
7.32%today- Payment
- $772/mo
$786today
- 2beds
- 1baths
- 920sqft
1626 Rue De Valle, San Marcos
Assuming a mortgage in Encinitas
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 2.72%
- Lowest existing payment
- $772 /mo
- Median cash to assume
- $404,803