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Assumable homes for sale in Emmett, ID

15 homesFHA & VA loansrates from 2.70% vs 7.32% today

Emmett assumption guide
2357 Haw Creek Blvd., Emmett, ID, 83617 — assumable VA mortgage at 2.79%
VA
Active
50
$599,900$163,258 equity gap
Rate
2.79%
7.32%today
Payment
$2,052/mo
$3,435today
  • 4beds
  • 2baths
  • 2,131sqft

2357 Haw Creek Blvd., Emmett

6505 Horse Haven Ln, Emmett, ID, 83617 — assumable VA mortgage at 3.00%
VA
Active
45
$985,000$260,157 equity gap
Rate
3.00%
7.32%today
Payment
$3,461/mo
$5,638today
  • 3beds
  • 3baths
  • 2,912sqft

6505 Horse Haven Ln, Emmett

3163 E Locust St, Emmett, ID, 83617 — assumable VA mortgage at 2.70%
VA
Active
47
$1,349,000$875,872 equity gap
Rate
2.70%
7.32%today
Payment
$2,196/mo
$3,720today
  • 4beds
  • 4baths
  • 3,670sqft

3163 E Locust St, Emmett

790 12th Street, Emmett, ID, 83617 — assumable VA mortgage at 2.81%
VA
Active
50
$525,000$258,274 equity gap
Rate
2.81%
7.32%today
Payment
$1,253/mo
$2,092today
  • 6beds
  • 3baths
  • 2,796sqft

790 12th Street, Emmett

1222 Vista Dr, Emmett, ID, 83617 — assumable VA mortgage at 2.84%
VA
Active
30
$387,990$171,202 equity gap
Rate
2.84%
7.32%today
Payment
$1,008/mo
$1,676today
  • 4beds
  • 3baths
  • 1,547sqft

1222 Vista Dr, Emmett

636 4th St, Emmett, ID, 83617 — assumable FHA mortgage at 3.44%
FHA
Active
33
$279,900$212,536 equity gap
Rate
3.44%
7.32%today
Payment
$389/mo
$599today
  • 2beds
  • 1baths
  • 950sqft

636 4th St, Emmett

9225 Highway 52, Horseshoe Bend, ID, 83629 — assumable VA mortgage at 3.72%
VA
Active
40
$1,400,000$1,218,413 equity gap
Rate
3.72%
7.32%today
Payment
$969/mo
$1,443today
  • 3beds
  • 3baths
  • 2,824sqft

9225 Highway 52, Horseshoe Bend

1121 Dittman Dr, Emmett, ID, 83617 — assumable VA mortgage at 3.80%
VA
Active
32
$364,000$215,719 equity gap
Rate
3.80%
7.32%today
Payment
$808/mo
$1,192today
  • 3beds
  • 2baths
  • 1,228sqft

1121 Dittman Dr, Emmett

878 Beaver Creek Way, Emmett, ID, 83617 — assumable FHA mortgage at 6.27%
FHA
Active
39
$329,900$53,223 equity gap
Rate
6.27%
7.32%today
Payment
$1,786/mo
$1,989today
  • 3beds
  • 2baths
  • 1,254sqft

878 Beaver Creek Way, Emmett

636 3rd St, Emmett, ID, 83617 — assumable FHA mortgage at 6.58%
FHA
Active
9
$320,000$38,440 equity gap
Rate
6.58%
7.32%today
Payment
$1,877/mo
$2,023today
  • 3beds
  • 2baths
  • 1,152sqft

636 3rd St, Emmett

421 2nd St, Emmett, ID, 83617 — assumable FHA mortgage at 6.85%
FHA
Active
47
$520,000$100,295 equity gap
Rate
6.85%
7.32%today
Payment
$2,808/mo
$2,944today
  • 4beds
  • 2baths
  • 2,441sqft

421 2nd St, Emmett

1064 Homestead, Emmett, ID, 83617 — assumable FHA mortgage at 6.42%
FHA
Active
22
$400,000$93,674 equity gap
Rate
6.42%
7.32%today
Payment
$2,009/mo
$2,202today
  • 3beds
  • 2baths
  • 1,453sqft

1064 Homestead, Emmett

2395 Airport Rd, Emmett, ID, 83617 — assumable FHA mortgage at 6.34%
FHA
Active
50
$775,000$288,724 equity gap
Rate
6.34%
7.32%today
Payment
$3,055/mo
$3,376today
  • 3beds
  • 2baths
  • 1,726sqft

2395 Airport Rd, Emmett

210 Erickson Ave, Emmett, ID, 83617 — assumable FHA mortgage at 6.76%
FHA
Active
47
$310,000$109,611 equity gap
Rate
6.76%
7.32%today
Payment
$1,321/mo
$1,398today
  • 3beds
  • 1baths
  • 988sqft

210 Erickson Ave, Emmett

1104 Vanity Peak Dr, Emmett, ID, 83617 — assumable FHA mortgage at 6.89%
FHA
Active
40
$405,000$394,258 equity gap
Rate
6.89%
7.32%today
Payment
$74/mo
$77today
  • 3beds
  • 2baths
  • 1,757sqft

1104 Vanity Peak Dr, Emmett

Assuming a mortgage in Emmett

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$389 /mo
Median cash to assume
$212,536
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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