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Assumable homes for sale in El Monte, CA

60 homesFHA & VA loansrates from 2.73% vs 7.32% today

El Monte assumption guide
9716 Washington, Pico Rivera, CA, 90660 — assumable VA mortgage at 3.11%
VA
Active
30
$799,000$97,299 equity gap
Rate
3.11%
7.32%today
Payment
$3,324/mo
$5,341today
  • 3beds
  • 2baths
  • 1,355sqft

9716 Washington, Pico Rivera

5063 Alhambra, Los Angeles, CA, 90032 — assumable FHA mortgage at 2.87%
FHA
Active
11
$559,999$123,455 equity gap
Rate
2.87%
7.32%today
Payment
$2,032/mo
$3,366today
  • 2beds
  • 1baths
  • 720sqft

5063 Alhambra, Los Angeles

6502 Dos Rios Road, Downey, CA, 90240 — assumable FHA mortgage at 2.88%
FHA
Active
20
$919,000$278,699 equity gap
Rate
2.88%
7.32%today
Payment
$2,970/mo
$4,914today
  • 3beds
  • 2baths
  • 1,064sqft

6502 Dos Rios Road, Downey

4140 Workman Mill Road #164, Whittier, CA, 90601 — assumable FHA mortgage at 2.94%
FHA
Active
39
$425,000$126,777 equity gap
Rate
2.94%
7.32%today
Payment
$1,438/mo
$2,361today
  • 1beds
  • 1baths
  • 987sqft

4140 Workman Mill Road #164, Whittier

3725 Ramboz Drive, Los Angeles, CA, 90063 — assumable FHA mortgage at 2.80%
FHA
Active
34
$579,999$216,192 equity gap
Rate
2.80%
7.32%today
Payment
$1,720/mo
$2,875today
  • 4beds
  • 3baths
  • 1,257sqft

3725 Ramboz Drive, Los Angeles

18361 Nearfield, Azusa, CA, 91702 — assumable FHA mortgage at 2.81%
FHA
Active
27
$689,000$259,078 equity gap
Rate
2.81%
7.32%today
Payment
$2,020/mo
$3,372today
  • 3beds
  • 1baths
  • 947sqft

18361 Nearfield, Azusa

5315 Bihr Court, Whittier, CA, 90601 — assumable FHA mortgage at 2.84%
FHA
Active
42
$795,000$239,709 equity gap
Rate
2.84%
7.32%today
Payment
$2,636/mo
$4,384today
  • 4beds
  • 4baths
  • 1,890sqft

5315 Bihr Court, Whittier

493 Fairlane Way, Covina, CA, 91723 — assumable FHA mortgage at 3.64%
FHA
Active
40
$789,000$235,200 equity gap
Rate
3.64%
7.32%today
Payment
$2,938/mo
$4,417today
  • 3beds
  • 3baths
  • 2,070sqft

493 Fairlane Way, Covina

852 Jarrow, Hacienda Heights, CA, 91745 — assumable FHA mortgage at 2.73%
FHA
Active
25
$699,999$319,703 equity gap
Rate
2.73%
7.32%today
Payment
$1,771/mo
$2,988today
  • 2beds
  • 1baths
  • 821sqft

852 Jarrow, Hacienda Heights

1006 Milton Drive, Glendora, CA, 91741 — assumable VA mortgage at 2.75%
VA
Active
75
$1,990,000$1,043,150 equity gap
Rate
2.75%
7.32%today
Payment
$4,409/mo
$7,419today
  • 5beds
  • 5baths
  • 3,802sqft

1006 Milton Drive, Glendora

15421 Newton Street, Hacienda Heights, CA, 91745 — assumable FHA mortgage at 2.76%
FHA
Active
32
$999,999$402,142 equity gap
Rate
2.76%
7.32%today
Payment
$2,755/mo
$4,629today
  • 3beds
  • 2baths
  • 1,496sqft

15421 Newton Street, Hacienda Heights

13828 La Cuarta Street, Whittier, CA, 90602 — assumable VA mortgage at 2.78%
VA
Active
38
$879,900$510,497 equity gap
Rate
2.78%
7.32%today
Payment
$1,742/mo
$2,920today
  • 3beds
  • 1baths
  • 1,227sqft

13828 La Cuarta Street, Whittier

107 Cresta, San Gabriel, CA, 91775 — assumable FHA mortgage at 2.88%
FHA
Active
19
$1,380,000$684,788 equity gap
Rate
2.88%
7.32%today
Payment
$3,232/mo
$5,347today
  • —beds
  • —baths
  • 1,671sqft

107 Cresta, San Gabriel

1677 Crystal Canyon Drive, Azusa, CA, 91702 — assumable FHA mortgage at 2.90%
FHA
Active
28
$524,900Potential short sale
Rate
2.90%
7.32%today
Payment
$3,434/mo
$5,667today
  • 2beds
  • 3baths
  • 1,375sqft

1677 Crystal Canyon Drive, Azusa

2507 Lincoln Avenue, Duarte, CA, 91010 — assumable VA mortgage at 2.93%
VA
Active
44
$729,900$375,601 equity gap
Rate
2.93%
7.32%today
Payment
$1,706/mo
$2,805today
  • 3beds
  • 1baths
  • 1,017sqft

2507 Lincoln Avenue, Duarte

606 Darney Avenue, West Covina, CA, 91792 — assumable FHA mortgage at 2.97%
FHA
Active
45
$819,999$462,308 equity gap
Rate
2.97%
7.32%today
Payment
$1,751/mo
$2,864today
  • 4beds
  • 2baths
  • 1,440sqft

606 Darney Avenue, West Covina

6221 Citrus, Whittier, CA, 90601 — assumable FHA mortgage at 3.00%
FHA
Active
32
$1,350,000$578,283 equity gap
Rate
3.00%
7.32%today
Payment
$3,668/mo
$5,976today
  • —beds
  • —baths
  • 2,238sqft

6221 Citrus, Whittier

156 Shipman, La Puente, CA, 91744 — assumable FHA mortgage at 3.11%
FHA
Active
31
$748,000$723,157 equity gap
Rate
3.11%
7.32%today
Payment
$132/mo
$203today
  • 4beds
  • 2baths
  • 1,200sqft

156 Shipman, La Puente

3383 Lynd, Arcadia, CA, 91006 — assumable FHA mortgage at 3.33%
FHA
Active
39
$699,998$318,883 equity gap
Rate
3.33%
7.32%today
Payment
$1,932/mo
$3,019today
  • 2beds
  • 3baths
  • 1,270sqft

3383 Lynd, Arcadia

533 Doverdale Avenue, La Puente, CA, 91744 — assumable FHA mortgage at 4.17%
FHA
Active
27
$689,000$146,709 equity gap
Rate
4.17%
7.32%today
Payment
$2,871/mo
$4,047today
  • 3beds
  • 2baths
  • 1,300sqft

533 Doverdale Avenue, La Puente

1454 Eastern Avenue, Los Angeles, CA, 90063 — assumable FHA mortgage at 3.45%
FHA
Active
10
$780,000$492,131 equity gap
Rate
3.45%
7.32%today
Payment
$1,657/mo
$2,551today
  • —beds
  • —baths
  • 1,680sqft

1454 Eastern Avenue, Los Angeles

5905 Rosemead Blvd #21, Pico Rivera, CA, 90660 — assumable FHA mortgage at 3.57%
FHA
Active
34
$455,000$265,011 equity gap
Rate
3.57%
7.32%today
Payment
$1,112/mo
$1,686today
  • 2beds
  • 2baths
  • 1,027sqft

5905 Rosemead Blvd #21, Pico Rivera

1616 Aspen Village, West Covina, CA, 91791 — assumable FHA mortgage at 3.73%
FHA
Active
38
$488,000$297,300 equity gap
Rate
3.73%
7.32%today
Payment
$1,016/mo
$1,511today
  • 2beds
  • 2baths
  • 1,165sqft

1616 Aspen Village, West Covina

1122 Service, West Covina, CA, 91790 — assumable FHA mortgage at 3.93%
FHA
Active
49
$885,888$492,679 equity gap
Rate
3.93%
7.32%today
Payment
$2,443/mo
$3,486today
  • 4beds
  • 2baths
  • 1,616sqft

1122 Service, West Covina

7676 Birchleaf, Pico Rivera, CA, 90660 — assumable FHA mortgage at 4.03%
FHA
Active
34
$749,900$387,248 equity gap
Rate
4.03%
7.32%today
Payment
$2,141/mo
$3,069today
  • 4beds
  • 2baths
  • 1,296sqft

7676 Birchleaf, Pico Rivera

205 Hurst Street, Covina, CA, 91723 — assumable FHA mortgage at 4.19%
FHA
Active
38
$795,000$378,758 equity gap
Rate
4.19%
7.32%today
Payment
$2,518/mo
$3,541today
  • 3beds
  • 2baths
  • 1,570sqft

205 Hurst Street, Covina

13012 Proctor, La Puente, CA, 91746 — assumable FHA mortgage at 6.35%
FHA
Active
14
$755,000$24,605 equity gap
Rate
6.35%
7.32%today
Payment
$4,636/mo
$5,107today
  • 2beds
  • 1baths
  • 897sqft

13012 Proctor, La Puente

125 Dove Lndg, Covina, CA, 91722 — assumable FHA mortgage at 6.67%
FHA
Active
27
$710,000$27,213 equity gap
Rate
6.67%
7.32%today
Payment
$4,453/mo
$4,755today
  • 3beds
  • 3baths
  • 1,603sqft

125 Dove Lndg, Covina

511 Tamarind Way #E, West Covina, CA, 91791 — assumable FHA mortgage at 7.12%
FHA
Active
44
$650,000Potential short sale
Rate
7.12%
7.32%today
Payment
$4,483/mo
$4,573today
  • 2beds
  • 3baths
  • 1,300sqft

511 Tamarind Way #E, West Covina

1620 Neil Armstrong Street #203, Montebello, CA, 90640 — assumable FHA mortgage at 5.52%
FHA
Active
20
$498,888$43,024 equity gap
Rate
5.52%
7.32%today
Payment
$2,759/mo
$3,331today
  • 3beds
  • 2baths
  • 1,302sqft

1620 Neil Armstrong Street #203, Montebello

1335 Helen, Los Angeles, CA, 90063 — assumable FHA mortgage at 4.33%
FHA
Active
13
$600,000$369,589 equity gap
Rate
4.33%
7.32%today
Payment
$1,538/mo
$2,127today
  • 3beds
  • 1baths
  • 966sqft

1335 Helen, Los Angeles

323 Morris, West Covina, CA, 91790 — assumable FHA mortgage at 5.23%
FHA
Active
18
$869,000$221,246 equity gap
Rate
5.23%
7.32%today
Payment
$3,802/mo
$4,740today
  • 4beds
  • 2baths
  • 1,598sqft

323 Morris, West Covina

425 Rockvale, Azusa, CA, 91702 — assumable FHA mortgage at 4.44%
FHA
Active
30
$540,000$254,876 equity gap
Rate
4.44%
7.32%today
Payment
$1,709/mo
$2,334today
  • 4beds
  • 3baths
  • 1,277sqft

425 Rockvale, Azusa

316 Pasqual Avenue, San Gabriel, CA, 91775 — assumable FHA mortgage at 4.75%
FHA
Active
$1,000,000$365,371 equity gap
Rate
4.75%
7.32%today
Payment
$3,315/mo
$4,365today
  • 2beds
  • 1baths
  • 1,195sqft

316 Pasqual Avenue, San Gabriel

18849 Highcastle, La Puente, CA, 91744 — assumable FHA mortgage at 5.25%
FHA
Active
39
$788,888$171,791 equity gap
Rate
5.25%
7.32%today
Payment
$3,640/mo
$4,529today
  • 4beds
  • 2baths
  • 1,614sqft

18849 Highcastle, La Puente

947 Vancouver Avenue, Los Angeles, CA, 90022 — assumable FHA mortgage at 6.23%
FHA
Active
43
$670,000$44,305 equity gap
Rate
6.23%
7.32%today
Payment
$3,874/mo
$4,332today
  • 2beds
  • 1baths
  • 772sqft

947 Vancouver Avenue, Los Angeles

Assuming a mortgage in El Monte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$302 /mo
Median cash to assume
$278,699
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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