FHA
Active
29$650,000$12,400 equity gap
- Rate
- 6.88%
7.32%today- Payment
- $4,304/mo
$4,499today
- 2beds
- 2baths
- 1,298sqft
Assumable homes for sale in El Cerrito, CA
3 homesFHA loansrates from 6.50% vs 7.32% today
El Cerrito assumption guide
FHA
Active
31$410,000$39,584 equity gap
- Rate
- 6.50%
7.32%today- Payment
- $2,350/mo
$2,554today
- 1beds
- 1baths
- 745sqft
555 Pierce St #522, Albany
FHA
Active
34$998,000$670,966 equity gap
- Rate
- 6.60%
7.32%today- Payment
- $2,190/mo
$2,355today
- 3beds
- 2baths
- 1,285sqft
7717 Eureka Ave, El Cerrito
Assuming a mortgage in El Cerrito
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 6.50%
- Lowest existing payment
- $2,190 /mo
- Median cash to assume
- $39,584