Assumable homes for sale in Downey, CA

5 homesFHA loansrates from 2.88% vs 7.40% today

Downey assumption guide
6502 Dos Rios Road, Downey, CA, 90240 — assumable FHA mortgage at 2.88%
FHA
Active
20
$919,000$278,699 equity gap
Rate
2.88%
7.40%today
Payment
$2,970/mo
$4,953today
  • 3beds
  • 2baths
  • 1,064sqft

6502 Dos Rios Road, Downey

4822 Live Oak St, Cudahy, CA, 90201 — assumable FHA mortgage at 3.50%
FHA
Active
25
$1,769,000$633,926 equity gap
Rate
3.50%
7.40%today
Payment
$5,557/mo
$8,568today
  • —beds
  • —baths
  • 4,086sqft

4822 Live Oak St, Cudahy

7676 Birchleaf, Pico Rivera, CA, 90660 — assumable FHA mortgage at 4.03%
FHA
Active
34
$749,900$387,248 equity gap
Rate
4.03%
7.40%today
Payment
$2,141/mo
$3,093today
  • 4beds
  • 2baths
  • 1,296sqft

7676 Birchleaf, Pico Rivera

9440 Brookpark Rd, Downey, CA, 90240 — assumable FHA mortgage at 6.50%
FHA
Active
20
$949,888$24,535 equity gap
Rate
6.50%
7.40%today
Payment
$5,865/mo
$6,424today
  • 3beds
  • 2baths
  • 1,576sqft

9440 Brookpark Rd, Downey

9201 Florence #102, Downey, CA, 90240 — assumable FHA mortgage at 6.85%
FHA
Active
27
$669,000$101,123 equity gap
Rate
6.85%
7.40%today
Payment
$3,774/mo
$3,988today
  • 3beds
  • 3baths
  • 1,281sqft

9201 Florence #102, Downey

Assuming a mortgage in Downey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$2,141 /mo
Median cash to assume
$278,699
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.