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Assumable homes for sale in Dover, FL

13 homesVA & FHA loansrates from 2.80% vs 7.32% today

Dover assumption guide
4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$88,401 equity gap
Rate
2.80%
7.32%today
Payment
$1,561/mo
$2,610today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.32%today
Payment
$837/mo
$1,381today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

3414 KEARSNEY ABBEY Circle, Dover, FL, 33527 — assumable VA mortgage at 3.55%
VA
Active
43
$399,500$121,424 equity gap
Rate
3.55%
7.32%today
Payment
$1,383/mo
$2,102today
  • 4beds
  • 2baths
  • 1,918sqft

3414 KEARSNEY ABBEY Circle, Dover

4142 YELLOWWOOD Drive, Valrico, FL, 33594 — assumable FHA mortgage at 3.59%
FHA
Active
59
$399,000$265,165 equity gap
Rate
3.59%
7.32%today
Payment
$789/mo
$1,194today
  • 3beds
  • 2baths
  • 1,484sqft

4142 YELLOWWOOD Drive, Valrico

215 ENGLISH HERITAGE Place, Dover, FL, 33527 — assumable VA mortgage at 3.92%
VA
Active
84
$389,900$169,802 equity gap
Rate
3.92%
7.32%today
Payment
$1,283/mo
$1,864today
  • 4beds
  • 3baths
  • 2,612sqft

215 ENGLISH HERITAGE Place, Dover

2919 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable FHA mortgage at 3.94%
FHA
Active
31
$240,000$148,366 equity gap
Rate
3.94%
7.32%today
Payment
$546/mo
$792today
  • 3beds
  • 3baths
  • 1,573sqft

2919 ROYAL TUSCAN Lane, Valrico

4209 AMBER RIDGE Lane, Valrico, FL, 33594 — assumable VA mortgage at 6.86%
VA
Active
36
$394,999Potential short sale
Rate
6.86%
7.32%today
Payment
$2,609/mo
$2,732today
  • 4beds
  • 2baths
  • 2,008sqft

4209 AMBER RIDGE Lane, Valrico

1433 EMERALD HILL Way, Valrico, FL, 33594 — assumable VA mortgage at 7.07%
VA
Active
41
$520,000$27,895 equity gap
Rate
7.07%
7.32%today
Payment
$3,400/mo
$3,486today
  • 3beds
  • 2baths
  • 1,953sqft

1433 EMERALD HILL Way, Valrico

2715 MOCK ORANGE Court, Valrico, FL, 33594 — assumable VA mortgage at 5.98%
VA
Active
56
$700,000$44,823 equity gap
Rate
5.98%
7.32%today
Payment
$3,940/mo
$4,523today
  • 5beds
  • 5baths
  • 2,886sqft

2715 MOCK ORANGE Court, Valrico

3012 SUMMER HOUSE Drive, Valrico, FL, 33594 — assumable FHA mortgage at 4.70%
FHA
Active
38
$280,000$120,297 equity gap
Rate
4.70%
7.32%today
Payment
$968/mo
$1,282today
  • 4beds
  • 2baths
  • 1,467sqft

3012 SUMMER HOUSE Drive, Valrico

1103 SOARING OSPREY Way, Valrico, FL, 33594 — assumable VA mortgage at 4.70%
VA
Active
23
$399,900$220,130 equity gap
Rate
4.70%
7.32%today
Payment
$1,089/mo
$1,443today
  • 4beds
  • 3baths
  • 2,120sqft

1103 SOARING OSPREY Way, Valrico

518 SUMMER SAILS Drive, Valrico, FL, 33594 — assumable FHA mortgage at 4.90%
FHA
Active
36
$270,000$116,509 equity gap
Rate
4.90%
7.32%today
Payment
$943/mo
$1,221today
  • 3beds
  • 2baths
  • 1,320sqft

518 SUMMER SAILS Drive, Valrico

5335 SHAKESPEARE Drive, Dover, FL, 33527 — assumable VA mortgage at 6.64%
VA
Active
42
$550,000$278,155 equity gap
Rate
6.64%
7.32%today
Payment
$1,901/mo
$2,021today
  • 3beds
  • 2baths
  • 1,849sqft

5335 SHAKESPEARE Drive, Dover

Assuming a mortgage in Dover

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$546 /mo
Median cash to assume
$120,297
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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