Assumable homes for sale in Discovery Bay, CA

7 homesFHA & VA loansrates from 2.77% vs 7.32% today

Discovery Bay assumption guide
3551 Keystone Loop, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.94%
FHATop pick
Active
40
$740,000$47,456 equity gap
Rate
2.94%
7.32%today
Payment
$3,270/mo
$5,369today
  • 4beds
  • 3baths
  • 3,030sqft

3551 Keystone Loop, Discovery Bay

6535 Green Castle Cir, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.90%
FHA
Active
40
$950,000$349,151 equity gap
Rate
2.90%
7.32%today
Payment
$2,838/mo
$4,683today
  • 5beds
  • 4baths
  • 4,011sqft

6535 Green Castle Cir, Discovery Bay

2442 Pinehurst Ct, Discovery Bay, CA, 94505 — assumable VA mortgage at 2.77%
VA
Active
41
$859,000$580,218 equity gap
Rate
2.77%
7.32%today
Payment
$1,313/mo
$2,204today
  • 4beds
  • 3baths
  • 2,947sqft

2442 Pinehurst Ct, Discovery Bay

4450 Driftwood Ct, Discovery Bay, CA, 94505 — assumable VA mortgage at 3.53%
VA
Active
57
$1,299,999$860,294 equity gap
Rate
3.53%
7.32%today
Payment
$2,933/mo
$4,470today
  • 4beds
  • 3baths
  • 2,707sqft

4450 Driftwood Ct, Discovery Bay

1515 Willow Lake Rd, Discovery Bay, CA, 94505 — assumable FHA mortgage at 5.30%
FHA
Active
32
$949,000$176,621 equity gap
Rate
5.30%
7.32%today
Payment
$4,580/mo
$5,665today
  • 3beds
  • 3baths
  • 2,024sqft

1515 Willow Lake Rd, Discovery Bay

3524 Sailboat Dr, Discovery Bay, CA, 94505 — assumable FHA mortgage at 5.00%
FHA
Active
53
$649,900$529,027 equity gap
Rate
5.00%
7.32%today
Payment
$1,010/mo
$1,293today
  • 4beds
  • 3baths
  • 1,706sqft

3524 Sailboat Dr, Discovery Bay

7270 Keyesport Way, Discovery Bay, CA, 94505 — assumable VA mortgage at 7.09%
VA
Active
44
$849,999$528,062 equity gap
Rate
7.09%
7.32%today
Payment
$2,216/mo
$2,267today
  • 4beds
  • 3baths
  • 2,693sqft

7270 Keyesport Way, Discovery Bay

Assuming a mortgage in Discovery Bay

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,010 /mo
Median cash to assume
$528,062
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.