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Assumable homes for sale in Discovery Bay, CA

41 homesFHA & VA loansrates from 2.60% vs 7.32% today

Discovery Bay assumption guide
3551 Keystone Loop, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.94%
FHATop pick
Active
40
$740,000$47,456 equity gap
Rate
2.94%
7.32%today
Payment
$3,270/mo
$5,369today
  • 4beds
  • 3baths
  • 3,030sqft

3551 Keystone Loop, Discovery Bay

821 Stonewood Court, Brentwood, CA, 94513 — assumable VA mortgage at 2.80%
VA
Active
3
$710,000$133,597 equity gap
Rate
2.80%
7.32%today
Payment
$2,668/mo
$4,460today
  • 4beds
  • 3baths
  • 2,122sqft

821 Stonewood Court, Brentwood

5342 Frisanco Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.75%
FHA
Active
49
$649,000Potential short sale
Rate
3.75%
7.32%today
Payment
$3,396/mo
$5,037today
  • 4beds
  • 2baths
  • 2,031sqft

5342 Frisanco Way, Antioch

2142 Harborage Way, Oakley, CA, 94561 — assumable VA mortgage at 2.73%
VA
Active
47
$720,000$183,597 equity gap
Rate
2.73%
7.32%today
Payment
$2,504/mo
$4,225today
  • 4beds
  • 3baths
  • 2,023sqft

2142 Harborage Way, Oakley

34 Nightingale Ct, Oakley, CA, 94561 — assumable FHA mortgage at 2.88%
FHA
Active
19
$585,000$170,723 equity gap
Rate
2.88%
7.32%today
Payment
$1,989/mo
$3,292today
  • 4beds
  • 3baths
  • 1,763sqft

34 Nightingale Ct, Oakley

4785 Mills Dr, Brentwood, CA, 94513 — assumable VA mortgage at 4.00%
VA
Active
66
$748,999$35,371 equity gap
Rate
4.00%
7.32%today
Payment
$3,724/mo
$5,358today
  • 4beds
  • 3baths
  • 1,893sqft

4785 Mills Dr, Brentwood

1546 Spumante Ln, Brentwood, CA, 94513 — assumable VA mortgage at 3.75%
VA
Active
44
$629,900$38,550 equity gap
Rate
3.75%
7.32%today
Payment
$3,010/mo
$4,465today
  • 2beds
  • 3baths
  • 1,682sqft

1546 Spumante Ln, Brentwood

1529 Thistle Court, Oakley, CA, 94561-2642 — assumable VA mortgage at 2.80%
VA
Active
48
$799,999$258,426 equity gap
Rate
2.80%
7.32%today
Payment
$2,506/mo
$4,190today
  • 5beds
  • 3baths
  • 2,531sqft

1529 Thistle Court, Oakley

493 Quail Glen Dr, Oakley, CA, 94561 — assumable VA mortgage at 2.81%
VA
Active
51
$1,050,000$372,652 equity gap
Rate
2.81%
7.32%today
Payment
$3,213/mo
$5,364today
  • 4beds
  • 3baths
  • 3,237sqft

493 Quail Glen Dr, Oakley

6535 Green Castle Cir, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.90%
FHA
Active
40
$950,000$349,151 equity gap
Rate
2.90%
7.32%today
Payment
$2,838/mo
$4,683today
  • 5beds
  • 4baths
  • 4,011sqft

6535 Green Castle Cir, Discovery Bay

844 Boone Drive, Brentwood, CA, 94513 — assumable FHA mortgage at 3.11%
FHA
Active
28
$738,000$241,654 equity gap
Rate
3.11%
7.32%today
Payment
$2,367/mo
$3,802today
  • 3beds
  • 3baths
  • 2,133sqft

844 Boone Drive, Brentwood

1606 Dawnview Dr, Brentwood, CA, 94513 — assumable VA mortgage at 2.60%
VA
Active
27
$899,000$545,994 equity gap
Rate
2.60%
7.32%today
Payment
$1,629/mo
$2,795today
  • 3beds
  • 3baths
  • 2,942sqft

1606 Dawnview Dr, Brentwood

1415 Charisma Way, Brentwood, CA, 94513 — assumable VA mortgage at 2.71%
VA
Active
44
$799,950$507,194 equity gap
Rate
2.71%
7.32%today
Payment
$1,367/mo
$2,312today
  • 4beds
  • 2baths
  • 2,420sqft

1415 Charisma Way, Brentwood

2442 Pinehurst Ct, Discovery Bay, CA, 94505 — assumable VA mortgage at 2.77%
VA
Active
41
$859,000$580,218 equity gap
Rate
2.77%
7.32%today
Payment
$1,313/mo
$2,204today
  • 4beds
  • 3baths
  • 2,947sqft

2442 Pinehurst Ct, Discovery Bay

1436 Bismarck Ln, Brentwood, CA, 94513 — assumable FHA mortgage at 2.77%
FHA
Active
39
$489,000Potential short sale
Rate
2.77%
7.32%today
Payment
$3,899/mo
$6,543today
  • 2beds
  • 2baths
  • 1,566sqft

1436 Bismarck Ln, Brentwood

223 TWILIGHT CT, Brentwood, CA, 94513 — assumable VA mortgage at 2.90%
VA
Active
31
$576,000$279,985 equity gap
Rate
2.90%
7.32%today
Payment
$1,398/mo
$2,307today
  • 3beds
  • 2baths
  • 1,096sqft

223 TWILIGHT CT, Brentwood

473 Desert Gold Ter, Brentwood, CA, 94513 — assumable FHA mortgage at 2.90%
FHA
Active
28
$435,000Potential short sale
Rate
2.90%
7.32%today
Payment
$2,966/mo
$4,894today
  • 2beds
  • 2baths
  • 984sqft

473 Desert Gold Ter, Brentwood

5341 Catanzaro Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.00%
FHA
Active
39
$519,000$490,243 equity gap
Rate
3.00%
7.32%today
Payment
$151/mo
$237today
  • 3beds
  • 3baths
  • 1,150sqft

5341 Catanzaro Way, Antioch

83 Palm Dr, Brentwood, CA, 94513 — assumable FHA mortgage at 3.12%
FHA
Active
9
$775,000$659,645 equity gap
Rate
3.12%
7.32%today
Payment
$548/mo
$880today
  • 5beds
  • 4baths
  • 2,558sqft

83 Palm Dr, Brentwood

755 Valley Green Dr, Brentwood, CA, 94513 — assumable FHA mortgage at 3.47%
FHA
Active
27
$559,000$224,643 equity gap
Rate
3.47%
7.32%today
Payment
$1,740/mo
$2,671today
  • 3beds
  • 2baths
  • 1,391sqft

755 Valley Green Dr, Brentwood

4591 Donegal Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.47%
FHA
Active
37
$699,000$601,136 equity gap
Rate
3.47%
7.32%today
Payment
$558/mo
$857today
  • 4beds
  • 3baths
  • 2,661sqft

4591 Donegal Way, Antioch

5532 Promontory Way, Antioch, CA, 94531 — assumable VA mortgage at 4.82%
VA
Active
47
$798,900$150,675 equity gap
Rate
4.82%
7.32%today
Payment
$3,637/mo
$4,750today
  • 4beds
  • 4baths
  • 2,666sqft

5532 Promontory Way, Antioch

4450 Driftwood Ct, Discovery Bay, CA, 94505 — assumable VA mortgage at 3.53%
VA
Active
57
$1,299,999$860,294 equity gap
Rate
3.53%
7.32%today
Payment
$2,933/mo
$4,470today
  • 4beds
  • 3baths
  • 2,707sqft

4450 Driftwood Ct, Discovery Bay

2791 St Andrews Drive, Brentwood, CA, 94513 — assumable VA mortgage at 3.64%
VA
Active
19
$1,250,000$626,589 equity gap
Rate
3.64%
7.32%today
Payment
$3,315/mo
$4,984today
  • 5beds
  • 3baths
  • 3,811sqft

2791 St Andrews Drive, Brentwood

805 Armstrong Ct, Brentwood, CA, 94513 — assumable FHA mortgage at 3.70%
FHA
Active
$1,200,000$668,953 equity gap
Rate
3.70%
7.32%today
Payment
$2,847/mo
$4,249today
  • 3beds
  • 3baths
  • 2,971sqft

805 Armstrong Ct, Brentwood

161 Monet Dr, Oakley, CA, 94561 — assumable FHA mortgage at 4.10%
FHA
Active
39
$695,000$234,414 equity gap
Rate
4.10%
7.32%today
Payment
$2,591/mo
$3,684today
  • 4beds
  • 3baths
  • 3,098sqft

161 Monet Dr, Oakley

1515 Willow Lake Rd, Discovery Bay, CA, 94505 — assumable FHA mortgage at 5.30%
FHA
Active
32
$949,000$176,621 equity gap
Rate
5.30%
7.32%today
Payment
$4,580/mo
$5,665today
  • 3beds
  • 3baths
  • 2,024sqft

1515 Willow Lake Rd, Discovery Bay

206 Almondtree Lane, Oakley, CA, 94561 — assumable FHA mortgage at 4.13%
FHA
Active
2
$398,000$312,877 equity gap
Rate
4.13%
7.32%today
Payment
$739/mo
$1,004today
  • 2beds
  • 2baths
  • 1,013sqft

206 Almondtree Lane, Oakley

2348 Arch Court, Brentwood, CA, 94513 — assumable FHA mortgage at 4.16%
FHA
Active
28
$999,000$583,021 equity gap
Rate
4.16%
7.32%today
Payment
$2,698/mo
$3,807today
  • 5beds
  • 3baths
  • 3,364sqft

2348 Arch Court, Brentwood

536 4Th St, Brentwood, CA, 94513 — assumable VA mortgage at 6.01%
VA
Active
35
$590,000$27,784 equity gap
Rate
6.01%
7.32%today
Payment
$3,391/mo
$3,882today
  • 3beds
  • 1baths
  • 1,042sqft

536 4Th St, Brentwood

5388 Rockrose WAY, Antioch, CA, 94531 — assumable VA mortgage at 6.50%
VA
Active
39
$764,900Potential short sale
Rate
6.50%
7.32%today
Payment
$5,092/mo
$5,534today
  • 5beds
  • 4baths
  • 3,148sqft

5388 Rockrose WAY, Antioch

19 Renoir Ct, Oakley, CA, 94561 — assumable VA mortgage at 5.81%
VA
Active
45
$719,000$53,957 equity gap
Rate
5.81%
7.32%today
Payment
$3,652/mo
$4,385today
  • 4beds
  • 3baths
  • 2,520sqft

19 Renoir Ct, Oakley

551 Pino Lane, Oakley, CA, 94561 — assumable FHA mortgage at 6.32%
FHA
Active
42
$709,000$47,471 equity gap
Rate
6.32%
7.32%today
Payment
$4,190/mo
$4,640today
  • 3beds
  • 2baths
  • 1,934sqft

551 Pino Lane, Oakley

5390 Shenandoah Valley Ln, Antioch, CA, 94531 — assumable FHA mortgage at 6.73%
FHA
Active
39
$789,000$61,953 equity gap
Rate
6.73%
7.32%today
Payment
$4,817/mo
$5,113today
  • 4beds
  • 3baths
  • 2,457sqft

5390 Shenandoah Valley Ln, Antioch

5409 Capay Valley Ln, Antioch, CA, 94531 — assumable FHA mortgage at 7.63%
FHA
Active
55
$818,900$55,954 equity gap
Rate
7.63%
7.32%today
Payment
$5,544/mo
$5,378today
  • 4beds
  • 4baths
  • 2,543sqft

5409 Capay Valley Ln, Antioch

3002 Hickorynut st, Antioch, CA, 94509 — assumable FHA mortgage at 4.60%
FHA
Active
42
$849,000$849,000 equity gap
Rate
4.60%
7.32%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,644sqft

3002 Hickorynut st, Antioch

Assuming a mortgage in Discovery Bay

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$548 /mo
Median cash to assume
$269,205
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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