Assumable homes for sale in Del Mar, CA

15 homesVA & FHA loansrates from 2.25% vs 7.32% today

Del Mar assumption guide
9895 Scripps Westview Way #149, San Diego, CA, 92131 — assumable VA mortgage at 2.25%
VA
Active
24
$539,000$134,541 equity gap
Rate
2.25%
7.32%today
Payment
$1,742/mo
$3,131today
  • 2beds
  • 1baths
  • 942sqft

9895 Scripps Westview Way #149, San Diego

9525 Questa Pointe, San Diego, CA, 92126 — assumable VA mortgage at 2.72%
VA
Active
46
$838,800$317,041 equity gap
Rate
2.72%
7.32%today
Payment
$2,445/mo
$4,130today
  • 3beds
  • 3baths
  • 1,433sqft

9525 Questa Pointe, San Diego

3830 Elijah #426, San Diego, CA, 92130 — assumable FHA mortgage at 2.72%
FHA
Active
48
$799,000$380,738 equity gap
Rate
2.72%
7.32%today
Payment
$1,955/mo
$3,303today
  • 2beds
  • 2baths
  • 1,102sqft

3830 Elijah #426, San Diego

12749 Via Las Lenas, San Diego, CA, 92129 — assumable VA mortgage at 2.99%
VA
Active
16
$2,239,999$1,539,728 equity gap
Rate
2.99%
7.32%today
Payment
$3,402/mo
$5,550today
  • 5beds
  • 3baths
  • 2,909sqft

12749 Via Las Lenas, San Diego

9909 Scripps Westview Way #212, San Diego, CA, 92131 — assumable VA mortgage at 3.00%
VA
Active
20
$529,999$529,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 942sqft

9909 Scripps Westview Way #212, San Diego

10480 Greenford Drive, San Diego, CA, 92126 — assumable FHA mortgage at 3.49%
FHA
Active
21
$1,490,000$1,068,328 equity gap
Rate
3.49%
7.32%today
Payment
$2,209/mo
$3,383today
  • 4beds
  • 4baths
  • 2,008sqft

10480 Greenford Drive, San Diego

4449 Via Precipicio, San Diego, CA, 92122 — assumable VA mortgage at 3.50%
VA
Active
48
$1,049,000$1,049,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,533sqft

4449 Via Precipicio, San Diego

9709 Mesa Springs Way #211, San Diego, CA, 92126 — assumable FHA mortgage at 4.05%
FHA
Active
40
$625,000$541,069 equity gap
Rate
4.05%
7.32%today
Payment
$528/mo
$756today
  • 2beds
  • 2baths
  • 1,041sqft

9709 Mesa Springs Way #211, San Diego

930 Via Mil Cumbres #35, Solana Beach, CA, 92075 — assumable FHA mortgage at 4.07%
FHA
Active
22
$949,000$705,932 equity gap
Rate
4.07%
7.32%today
Payment
$1,778/mo
$2,537today
  • 3beds
  • 2baths
  • 1,242sqft

930 Via Mil Cumbres #35, Solana Beach

13303 Rancho Penasquitos Blvd. #A204, San Diego, CA, 92129 — assumable FHA mortgage at 7.04%
FHA
Active
47
$425,000$6,476 equity gap
Rate
7.04%
7.32%today
Payment
$2,837/mo
$2,917today
  • 1beds
  • 1baths
  • 602sqft

13303 Rancho Penasquitos Blvd. #A204, San Diego

581 Silver Berry Place, Encinitas, CA, 92024 — assumable VA mortgage at 6.58%
VA
Active
20
$899,000$271,380 equity gap
Rate
6.58%
7.32%today
Payment
$4,041/mo
$4,355today
  • 2beds
  • 2baths
  • 929sqft

581 Silver Berry Place, Encinitas

10524 Caminito Rimini, San Diego, CA, 92129 — assumable VA mortgage at 5.72%
VA
Active
24
$449,000$350,717 equity gap
Rate
5.72%
7.32%today
Payment
$1,248/mo
$1,473today
  • 2beds
  • 1baths
  • 945sqft

10524 Caminito Rimini, San Diego

7360 Calle Cristobal #108, San Diego, CA, 92126 — assumable VA mortgage at 6.50%
VA
Active
47
$628,888$628,888 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,114sqft

7360 Calle Cristobal #108, San Diego

8332 Regents Road #2F, San Diego, CA, 92122 — assumable VA mortgage at 7.05%
VA
Active
33
$549,000$508,674 equity gap
Rate
7.05%
7.32%today
Payment
$461/mo
$474today
  • 2beds
  • 2baths
  • 1,054sqft

8332 Regents Road #2F, San Diego

4384 Vision, San Diego, CA, 92121 — assumable VA mortgage at 7.47%
VA
Active
40
$749,999$740,073 equity gap
Rate
7.47%
7.32%today
Payment
$861/mo
$848today
  • 3beds
  • 2baths
  • 1,113sqft

4384 Vision, San Diego

Assuming a mortgage in Del Mar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$461 /mo
Median cash to assume
$529,999
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.