Assumable homes for sale in Dana Point, CA

4 homesVA & FHA loansrates from 2.87% vs 7.32% today

Dana Point assumption guide
32241 Ridgeway, Laguna Niguel, CA, 92677 — assumable VA mortgage at 2.87%
VA
Active
27
$2,050,000$1,954,445 equity gap
Rate
2.87%
7.32%today
Payment
$456/mo
$756today
  • 4beds
  • 3baths
  • 2,614sqft

32241 Ridgeway, Laguna Niguel

27 Palm Beach Court, Dana Point, CA, 92629 — assumable VA mortgage at 6.34%
VA
Active
39
$2,499,000$387,524 equity gap
Rate
6.34%
7.32%today
Payment
$13,238/mo
$14,630today
  • 3beds
  • 3baths
  • 2,472sqft

27 Palm Beach Court, Dana Point

20 Corniche Drive #H, Dana Point, CA, 92629 — assumable FHA mortgage at 7.06%
FHA
Active
37
$899,900$198,836 equity gap
Rate
7.06%
7.32%today
Payment
$4,801/mo
$4,928today
  • 2beds
  • 2baths
  • 1,130sqft

20 Corniche Drive #H, Dana Point

5 Bellingham, Laguna Niguel, CA, 92677 — assumable VA mortgage at 5.30%
VA
Active
61
$1,699,000$718,980 equity gap
Rate
5.30%
7.32%today
Payment
$5,793/mo
$7,166today
  • 3beds
  • 3baths
  • 2,567sqft

5 Bellingham, Laguna Niguel

Assuming a mortgage in Dana Point

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$456 /mo
Median cash to assume
$553,252
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.