Assumable homes for sale in Cross City, FL

6 homesVA & FHA loansrates from 2.78% vs 7.32% today

Cross City assumption guide
128 326TH Avenue, Cross City, FL, 32628 — assumable VA mortgage at 2.78%
VA
Active
50
$490,000$250,375 equity gap
Rate
2.78%
7.32%today
Payment
$1,107/mo
$1,855today
  • 4beds
  • 3baths
  • 2,760sqft

128 326TH Avenue, Cross City

227 838TH Street, Old Town, FL, 32680 — assumable VA mortgage at 4.67%
VA
Active
39
$195,000$96,889 equity gap
Rate
4.67%
7.32%today
Payment
$546/mo
$726today
  • 1beds
  • 1baths
  • 944sqft

227 838TH Street, Old Town

324 300TH Street, Cross City, FL, 32628 — assumable VA mortgage at 6.32%
VA
Active
45
$430,000$57,877 equity gap
Rate
6.32%
7.32%today
Payment
$2,357/mo
$2,610today
  • 6beds
  • 4baths
  • 3,162sqft

324 300TH Street, Cross City

279 576TH Street, Old Town, FL, 32680 — assumable FHA mortgage at 6.32%
FHA
Active
21
$215,000$38,920 equity gap
Rate
6.32%
7.32%today
Payment
$1,204/mo
$1,319today
  • 3beds
  • 2baths
  • 1,456sqft

279 576TH Street, Old Town

65 153 Avenue, Old Town, FL, 32680 — assumable FHA mortgage at 6.77%
FHA
Active
23
$149,000Potential short sale
Rate
6.77%
7.32%today
Payment
$1,123/mo
$1,187today
  • 2beds
  • 2baths
  • 924sqft

65 153 Avenue, Old Town

1658 743RD Street, Old Town, FL, 32680 — assumable FHA mortgage at 6.96%
FHA
Active
53
$269,900$197,285 equity gap
Rate
6.96%
7.32%today
Payment
$498/mo
$516today
  • 3beds
  • 2baths
  • 1,620sqft

1658 743RD Street, Old Town

Assuming a mortgage in Cross City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$498 /mo
Median cash to assume
$96,889
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.