UMe
Get pre-qualified

Assumable homes for sale in Costa Mesa, CA

29 homesVA & FHA loansrates from 2.73% vs 7.32% today

Costa Mesa assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.32%today
Payment
$2,791/mo
$4,243today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.32%today
Payment
$1,843/mo
$2,988today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$199,178 equity gap
Rate
2.94%
7.32%today
Payment
$1,783/mo
$2,927today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

1711 21st, Santa Ana, CA, 92706 — assumable VA mortgage at 3.04%
VA
Active
47
$969,000$374,858 equity gap
Rate
3.04%
7.32%today
Payment
$2,849/mo
$4,618today
  • 3beds
  • 2baths
  • 1,201sqft

1711 21st, Santa Ana

3521 Aquarius Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.73%
VA
Active
34
$2,575,000$1,754,486 equity gap
Rate
2.73%
7.32%today
Payment
$3,821/mo
$6,447today
  • 4beds
  • 4baths
  • 2,798sqft

3521 Aquarius Drive, Huntington Beach

300 Cagney #111, Newport Beach, CA, 92663 — assumable FHA mortgage at 2.73%
FHA
Active
9
$585,000$258,524 equity gap
Rate
2.73%
7.32%today
Payment
$1,521/mo
$2,565today
  • 1beds
  • 1baths
  • 561sqft

300 Cagney #111, Newport Beach

4411 Waimea, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.90%
VA
Active
50
$975,000$394,175 equity gap
Rate
2.90%
7.32%today
Payment
$2,724/mo
$4,496today
  • 3beds
  • 2baths
  • 1,500sqft

4411 Waimea, Huntington Beach

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,649,995$695,544 equity gap
Rate
2.97%
7.32%today
Payment
$4,532/mo
$7,412today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

2103 Continental, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.99%
VA
Active
25
$1,650,000$1,182,428 equity gap
Rate
2.99%
7.32%today
Payment
$2,220/mo
$3,621today
  • 3beds
  • 2baths
  • 1,569sqft

2103 Continental, Costa Mesa

161 Working Ranch, Irvine, CA, 92602 — assumable FHA mortgage at 3.11%
FHA
Active
48
$1,399,000$716,315 equity gap
Rate
3.11%
7.32%today
Payment
$3,241/mo
$5,207today
  • 3beds
  • 4baths
  • 1,809sqft

161 Working Ranch, Irvine

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000$4,455 equity gap
Rate
5.11%
7.32%today
Payment
$2,799/mo
$3,538today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

17 Colonial Drive, Newport Beach, CA, 92660 — assumable FHA mortgage at 3.85%
FHA
Active
41
$5,495,000$3,199,625 equity gap
Rate
3.85%
7.32%today
Payment
$11,720/mo
$17,173today
  • 5beds
  • 4baths
  • 3,510sqft

17 Colonial Drive, Newport Beach

503 Harbor Woods Place, Newport Beach, CA, 92660 — assumable VA mortgage at 4.06%
VA
Active
12
$919,800$413,490 equity gap
Rate
4.06%
7.32%today
Payment
$2,831/mo
$4,045today
  • 2beds
  • 1baths
  • 900sqft

503 Harbor Woods Place, Newport Beach

3631 Windspun Drive Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 6.77%
VA
Active
45
$1,549,000$55,033 equity gap
Rate
6.77%
7.32%today
Payment
$9,823/mo
$10,382today
  • 4beds
  • 3baths
  • 2,057sqft

3631 Windspun Drive Drive, Huntington Beach

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.32%today
Payment
$2,049/mo
$2,865today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$719,000$286,161 equity gap
Rate
4.66%
7.32%today
Payment
$2,630/mo
$3,499today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

502 Wilshire, Santa Ana, CA, 92707 — assumable VA mortgage at 6.35%
VA
Active
25
$949,000$70,455 equity gap
Rate
6.35%
7.32%today
Payment
$5,519/mo
$6,093today
  • 4beds
  • 2baths
  • 1,395sqft

502 Wilshire, Santa Ana

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$147,377 equity gap
Rate
6.69%
7.32%today
Payment
$16,115/mo
$17,173today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,943 equity gap
Rate
4.70%
7.32%today
Payment
$2,393/mo
$3,170today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

2491 Aquasanta, Tustin, CA, 92782 — assumable VA mortgage at 6.35%
VA
Active
67
$1,498,888$232,910 equity gap
Rate
6.35%
7.32%today
Payment
$8,060/mo
$8,898today
  • 3beds
  • 3baths
  • 2,316sqft

2491 Aquasanta, Tustin

22121 Padova, Laguna Hills, CA, 92653 — assumable VA mortgage at 5.66%
VA
Active
46
$1,138,000$241,642 equity gap
Rate
5.66%
7.32%today
Payment
$5,478/mo
$6,512today
  • 4beds
  • 2baths
  • 1,366sqft

22121 Padova, Laguna Hills

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 equity gap
Rate
6.28%
7.32%today
Payment
$3,026/mo
$3,365today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

1105 Hickory, Santa Ana, CA, 92701 — assumable FHA mortgage at 6.94%
FHA
Active
42
$999,711$213,243 equity gap
Rate
6.94%
7.32%today
Payment
$5,324/mo
$5,531today
  • 3beds
  • 2baths
  • 1,337sqft

1105 Hickory, Santa Ana

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,369,000$796,595 equity gap
Rate
6.34%
7.32%today
Payment
$9,858/mo
$10,895today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

16235 Dawn Way #204, Tustin, CA, 92782 — assumable VA mortgage at 6.28%
VA
Active
26
$1,395,000$790,655 equity gap
Rate
6.28%
7.32%today
Payment
$3,873/mo
$4,307today
  • 4beds
  • 2baths
  • 2,014sqft

16235 Dawn Way #204, Tustin

4406 Sea Harbour Drive, Huntington Beach, CA, 92649 — assumable FHA mortgage at 6.60%
FHA
Active
33
$949,999$814,097 equity gap
Rate
6.60%
7.32%today
Payment
$963/mo
$1,029today
  • 2beds
  • 3baths
  • 1,554sqft

4406 Sea Harbour Drive, Huntington Beach

1602 King #F3, Santa Ana, CA, 92706 — assumable FHA mortgage at 6.93%
FHA
Active
22
$465,000$448,797 equity gap
Rate
6.93%
7.32%today
Payment
$513/mo
$533today
  • 2beds
  • 2baths
  • 930sqft

1602 King #F3, Santa Ana

300 Cagney Lane #215, Newport Beach, CA, 92663 — assumable FHA mortgage at 7.03%
FHA
Active
32
$495,000Potential short sale
Rate
7.03%
7.32%today
Payment
$3,709/mo
$3,818today
  • 1beds
  • 1baths
  • 465sqft

300 Cagney Lane #215, Newport Beach

3661 Bear #G, Santa Ana, CA, 92704 — assumable FHA mortgage
FHA
Active
35
$599,000$599,000 equity gap
Rate
—%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,144sqft

3661 Bear #G, Santa Ana

Assuming a mortgage in Costa Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$513 /mo
Median cash to assume
$384,516
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe