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Assumable homes for sale in Clearwater, FL

24 homesFHA & VA loansrates from 2.94% vs 7.32% today

Clearwater assumption guide
1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$31,126 equity gap
Rate
2.94%
7.32%today
Payment
$518/mo
$850today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,941 equity gap
Rate
4.00%
7.32%today
Payment
$1,523/mo
$2,192today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.32%today
Payment
$1,042/mo
$1,686today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$201,083 equity gap
Rate
3.18%
7.32%today
Payment
$2,190/mo
$3,487today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.32%today
Payment
$1,408/mo
$2,242today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

3517 SHERWOOD Drive, Largo, FL, 33771 — assumable FHA mortgage at 2.96%
FHA
Active
43
$480,000$233,379 equity gap
Rate
2.96%
7.32%today
Payment
$1,194/mo
$1,956today
  • 4beds
  • 2baths
  • 2,128sqft

3517 SHERWOOD Drive, Largo

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
32
$159,900$159,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

914 NICHOLSON ST, Clearwater, FL, 33755 — assumable FHA mortgage at 3.09%
FHA
Active
27
$344,900$189,248 equity gap
Rate
3.09%
7.32%today
Payment
$741/mo
$1,193today
  • 3beds
  • 2baths
  • 1,367sqft

914 NICHOLSON ST, Clearwater

1225 GROVE Street, Clearwater, FL, 33755 — assumable FHA mortgage at 4.98%
FHA
Active
25
$300,000$16,417 equity gap
Rate
4.98%
7.32%today
Payment
$1,630/mo
$2,091today
  • 2beds
  • 1baths
  • 1,078sqft

1225 GROVE Street, Clearwater

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$399,000$121,546 equity gap
Rate
3.56%
7.32%today
Payment
$1,381/mo
$2,097today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

1548 ORANGE Street, Clearwater, FL, 33756 — assumable FHA mortgage at 3.82%
FHA
Active
54
$499,999$282,311 equity gap
Rate
3.82%
7.32%today
Payment
$1,189/mo
$1,749today
  • 4beds
  • 3baths
  • 1,828sqft

1548 ORANGE Street, Clearwater

701 MADISON Avenue #316, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
11
$189,000$189,000 equity gap
Rate
4.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,200sqft

701 MADISON Avenue #316, Clearwater

1791 EZELLE Avenue, Largo, FL, 33770 — assumable FHA mortgage at 6.27%
FHA
Active
26
$485,000$15,347 equity gap
Rate
6.27%
7.32%today
Payment
$2,923/mo
$3,254today
  • 3beds
  • 2baths
  • 1,440sqft

1791 EZELLE Avenue, Largo

1637 WHITEWOOD Drive, Clearwater, FL, 33756 — assumable VA mortgage at 7.08%
VA
Active
22
$459,900$43,271 equity gap
Rate
7.08%
7.32%today
Payment
$2,918/mo
$2,989today
  • 3beds
  • 2baths
  • 1,551sqft

1637 WHITEWOOD Drive, Clearwater

1773 EZELLE Avenue, Largo, FL, 33770 — assumable VA mortgage at 6.35%
VA
Active
26
$349,000$52,287 equity gap
Rate
6.35%
7.32%today
Payment
$1,864/mo
$2,058today
  • 2beds
  • 1baths
  • 850sqft

1773 EZELLE Avenue, Largo

1464 DRUID Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.54%
FHA
Active
26
$304,000$26,167 equity gap
Rate
6.54%
7.32%today
Payment
$1,801/mo
$1,949today
  • 3beds
  • 1baths
  • 936sqft

1464 DRUID Road, Clearwater

416 WASHINGTON Avenue, Clearwater, FL, 33755 — assumable FHA mortgage at 6.65%
FHA
Active
47
$399,000$55,920 equity gap
Rate
6.65%
7.32%today
Payment
$2,295/mo
$2,456today
  • 3beds
  • 2baths
  • 1,375sqft

416 WASHINGTON Avenue, Clearwater

1468 DRUID Road, Clearwater, FL, 33756 — assumable FHA mortgage at 6.69%
FHA
Active
64
$539,900$79,687 equity gap
Rate
6.69%
7.32%today
Payment
$3,053/mo
$3,254today
  • 5beds
  • 3baths
  • 2,009sqft

1468 DRUID Road, Clearwater

604 MCLENNAN Street, Clearwater, FL, 33756 — assumable FHA mortgage at 7.50%
FHA
Active
26
$385,000$57,725 equity gap
Rate
7.50%
7.32%today
Payment
$2,350/mo
$2,309today
  • 2beds
  • 2baths
  • 1,120sqft

604 MCLENNAN Street, Clearwater

1590 PEACEFUL Lane, Clearwater, FL, 33756 — assumable FHA mortgage at 6.71%
FHA
Active
38
$400,000$117,380 equity gap
Rate
6.71%
7.32%today
Payment
$1,893/mo
$2,013today
  • 3beds
  • 3baths
  • 1,662sqft

1590 PEACEFUL Lane, Clearwater

1655 HIGHLAND Avenue #B110, Clearwater, FL, 33756 — assumable VA mortgage at 5.30%
VA
Active
100
$199,000$96,024 equity gap
Rate
5.30%
7.32%today
Payment
$611/mo
$755today
  • 2beds
  • 2baths
  • 1,270sqft

1655 HIGHLAND Avenue #B110, Clearwater

568 HILLCREST Drive, Largo, FL, 33771 — assumable FHA mortgage at 6.49%
FHA
Active
23
$299,000$145,748 equity gap
Rate
6.49%
7.32%today
Payment
$1,771/mo
$1,927today
  • 2beds
  • 2baths
  • 1,019sqft

568 HILLCREST Drive, Largo

710 1ST Avenue, Largo, FL, 33770 — assumable FHA mortgage at 6.60%
FHA
Active
62
$549,000$236,167 equity gap
Rate
6.60%
7.32%today
Payment
$2,038/mo
$2,192today
  • —beds
  • —baths
  • 3,060sqft

710 1ST Avenue, Largo

407 OCEAN Court, Largo, FL, 33756 — assumable FHA mortgage at 8.39%
FHA
Active
33
$399,900$400,478 equity gap
Rate
8.39%
7.32%today
Payment
$578/mo
$522today
  • 3beds
  • 2baths
  • 1,286sqft

407 OCEAN Court, Largo

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$518 /mo
Median cash to assume
$108,745
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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