UMe
Get pre-qualified

Assumable homes for sale in Clearwater, FL

13 homesVA & FHA loansrates from 3.10% vs 7.32% today

Clearwater assumption guide
2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,720 equity gap
Rate
3.10%
7.32%today
Payment
$760/mo
$1,223today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%
VA
Active
46
$224,900$92,705 equity gap
Rate
3.13%
7.32%today
Payment
$643/mo
$1,030today
  • 2beds
  • 2baths
  • 984sqft

276 PELICAN Drive, Oldsmar

1671 HAMILTON Court #2102, Dunedin, FL, 34698 — assumable FHA mortgage at 3.18%
FHA
Active
31
$289,900$139,892 equity gap
Rate
3.18%
7.32%today
Payment
$751/mo
$1,195today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court #2102, Dunedin

3916 BLOOMING HILL Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 3.23%
FHA
Active
43
$449,000$198,408 equity gap
Rate
3.23%
7.32%today
Payment
$1,257/mo
$1,990today
  • 3beds
  • 3baths
  • 1,702sqft

3916 BLOOMING HILL Lane, Palm Harbor

1671 HAMILTON Court, Dunedin, FL, 34698 — assumable FHA mortgage at 3.31%
FHA
Active
31
$289,900$139,455 equity gap
Rate
3.31%
7.32%today
Payment
$763/mo
$1,195today
  • 2beds
  • 2baths
  • 1,279sqft

1671 HAMILTON Court, Dunedin

30197 69TH Street, Clearwater, FL, 33761 — assumable FHA mortgage at 3.61%
FHA
Active
28
$349,000$212,405 equity gap
Rate
3.61%
7.32%today
Payment
$805/mo
$1,214today
  • 2beds
  • 2baths
  • 1,390sqft

30197 69TH Street, Clearwater

2937 HILLCREEK Circle, Clearwater, FL, 33759 — assumable VA mortgage at 3.65%
VA
Active
57
$999,000$555,498 equity gap
Rate
3.65%
7.32%today
Payment
$2,345/mo
$3,521today
  • 4beds
  • 3baths
  • 2,790sqft

2937 HILLCREEK Circle, Clearwater

2976 FIELDBROOK Place, Clearwater, FL, 33761 — assumable VA mortgage at 6.67%
VA
Active
31
$460,000$33,337 equity gap
Rate
6.67%
7.32%today
Payment
$2,847/mo
$3,040today
  • 3beds
  • 3baths
  • 1,670sqft

2976 FIELDBROOK Place, Clearwater

2673 MONTAGUE Court, Clearwater, FL, 33761 — assumable VA mortgage at 6.34%
VA
Active
49
$839,000$142,395 equity gap
Rate
6.34%
7.32%today
Payment
$4,421/mo
$4,876today
  • 5beds
  • 4baths
  • 2,637sqft

2673 MONTAGUE Court, Clearwater

2174 SCOTLAND Drive, Clearwater, FL, 33763 — assumable VA mortgage at 6.50%
VA
Active
46
$478,900$52,313 equity gap
Rate
6.50%
7.32%today
Payment
$2,813/mo
$3,057today
  • 3beds
  • 2baths
  • 1,587sqft

2174 SCOTLAND Drive, Clearwater

2465 NORTHSIDE Drive #2204, Clearwater, FL, 33761 — assumable FHA mortgage at 7.44%
FHA
Active
51
$239,500$71,191 equity gap
Rate
7.44%
7.32%today
Payment
$1,200/mo
$1,185today
  • 2beds
  • 2baths
  • 935sqft

2465 NORTHSIDE Drive #2204, Clearwater

1634 DALE Circle, Dunedin, FL, 34698 — assumable FHA mortgage at 6.47%
FHA
Active
37
$499,000$386,222 equity gap
Rate
6.47%
7.32%today
Payment
$1,123/mo
$1,224today
  • 3beds
  • 2baths
  • 1,974sqft

1634 DALE Circle, Dunedin

2061 FAIR OAK Drive, Clearwater, FL, 33763 — assumable VA mortgage at 7.17%
VA
Active
28
$399,900Potential short sale
Rate
7.17%
7.32%today
Payment
$3,007/mo
$3,052today
  • 3beds
  • 2baths
  • 1,384sqft

2061 FAIR OAK Drive, Clearwater

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.10%
Lowest existing payment
$643 /mo
Median cash to assume
$139,673
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe