UMe
Get pre-qualified

Assumable homes for sale in Clearlake Oaks, CA

19 homesFHA & VA loansrates from 2.27% vs 7.32% today

Clearlake Oaks assumption guide
7741 Al Drive, Glenhaven, CA, 95443 — assumable VA mortgage at 3.10%
VA
Active
45
$559,888$82,651 equity gap
Rate
3.10%
7.32%today
Payment
$2,263/mo
$3,641today
  • 3beds
  • 2baths
  • 2,082sqft

7741 Al Drive, Glenhaven

3959 Emile Ave., Clearlake, CA, 95422 — assumable FHA mortgage at 2.90%
FHA
Active
9
$180,000$45,867 equity gap
Rate
2.90%
7.32%today
Payment
$668/mo
$1,077today
  • 3beds
  • 1baths
  • 1,000sqft

3959 Emile Ave., Clearlake

70 Shaul Street, Clearlake Oaks, CA, 95423 — assumable FHA mortgage at 3.02%
FHA
Active
12
$185,000$38,742 equity gap
Rate
3.02%
7.32%today
Payment
$701/mo
$1,140today
  • 2beds
  • 1baths
  • 1,032sqft

70 Shaul Street, Clearlake Oaks

12818 Highway 20, Clearlake Oaks, CA, 95423 — assumable FHA mortgage at 3.55%
FHA
Active
22
$220,000$27,275 equity gap
Rate
3.55%
7.32%today
Payment
$956/mo
$1,454today
  • 3beds
  • 2baths
  • 1,080sqft

12818 Highway 20, Clearlake Oaks

10401 Point Lakeview Road, Kelseyville, CA, 95451 — assumable FHA mortgage at 2.27%
FHA
Active
22
$505,000$263,950 equity gap
Rate
2.27%
7.32%today
Payment
$1,250/mo
$2,081today
  • —beds
  • —baths
  • 2,412sqft

10401 Point Lakeview Road, Kelseyville

3835 Country Club Drive, Lucerne, CA, 95458 — assumable FHA mortgage at 4.42%
FHA
Active
12
$255,000$28,288 equity gap
Rate
4.42%
7.32%today
Payment
$1,232/mo
$1,686today
  • 3beds
  • 2baths
  • 1,390sqft

3835 Country Club Drive, Lucerne

9442 Fairway, Kelseyville, CA, 95451 — assumable FHA mortgage at 3.45%
FHA
Active
30
$375,000$130,773 equity gap
Rate
3.45%
7.32%today
Payment
$1,262/mo
$1,943today
  • 2beds
  • 2baths
  • 1,142sqft

9442 Fairway, Kelseyville

9932 Fairway Drive, Kelseyville, CA, 95451 — assumable VA mortgage at 3.55%
VA
Active
27
$439,000$157,353 equity gap
Rate
3.55%
7.32%today
Payment
$1,491/mo
$2,267today
  • 3beds
  • 2baths
  • 2,028sqft

9932 Fairway Drive, Kelseyville

4583 Hawaina, Kelseyville, CA, 95451 — assumable FHA mortgage at 4.31%
FHA
Active
15
$275,000$72,518 equity gap
Rate
4.31%
7.32%today
Payment
$1,168/mo
$1,619today
  • 2beds
  • 2baths
  • 1,768sqft

4583 Hawaina, Kelseyville

6843 Rosemont Drive, Lucerne, CA, 95458 — assumable FHA mortgage at 3.53%
FHA
Active
58
$325,000$262,862 equity gap
Rate
3.53%
7.32%today
Payment
$411/mo
$627today
  • 3beds
  • 3baths
  • 1,960sqft

6843 Rosemont Drive, Lucerne

10759 Harbor, Kelseyville, CA, 95451 — assumable FHA mortgage at 3.56%
FHA
Active
30
$315,000$213,240 equity gap
Rate
3.56%
7.32%today
Payment
$506/mo
$769today
  • 3beds
  • 2baths
  • 1,456sqft

10759 Harbor, Kelseyville

15560 32nd Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 3.67%
FHA
Active
22
$185,000$153,119 equity gap
Rate
3.67%
7.32%today
Payment
$221/mo
$331today
  • 2beds
  • 1baths
  • 904sqft

15560 32nd Avenue, Clearlake

16463 33rd Ave, Clearlake, CA, 95422 — assumable FHA mortgage at 5.30%
FHA
Active
38
$286,499$24,411 equity gap
Rate
5.30%
7.32%today
Payment
$1,554/mo
$1,922today
  • 3beds
  • 2baths
  • 1,176sqft

16463 33rd Ave, Clearlake

3921 Villa Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 3.95%
FHA
Active
34
$225,000$173,652 equity gap
Rate
3.95%
7.32%today
Payment
$317/mo
$459today
  • 3beds
  • 2baths
  • 1,344sqft

3921 Villa Avenue, Clearlake

5616 Maya Road, Kelseyville, CA, 95451 — assumable VA mortgage at 6.11%
VA
Active
26
$434,900$19,348 equity gap
Rate
6.11%
7.32%today
Payment
$2,538/mo
$2,874today
  • 3beds
  • 3baths
  • 1,830sqft

5616 Maya Road, Kelseyville

3279 Skyline, Kelseyville, CA, 95451 — assumable FHA mortgage at 6.39%
FHA
Active
39
$389,000$63,387 equity gap
Rate
6.39%
7.32%today
Payment
$2,117/mo
$2,327today
  • 3beds
  • 2baths
  • 2,014sqft

3279 Skyline, Kelseyville

5681 Ponca Way, Kelseyville, CA, 95451 — assumable VA mortgage at 6.27%
VA
Active
43
$359,900$100,752 equity gap
Rate
6.27%
7.32%today
Payment
$1,673/mo
$1,863today
  • 2beds
  • 2baths
  • 1,208sqft

5681 Ponca Way, Kelseyville

10306 Del Monte Way, Kelseyville, CA, 95451 — assumable FHA mortgage at 7.63%
FHA
Active
20
$330,000$92,260 equity gap
Rate
7.63%
7.32%today
Payment
$1,729/mo
$1,677today
  • 3beds
  • 2baths
  • 1,116sqft

10306 Del Monte Way, Kelseyville

14420 Pearl Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 6.11%
FHA
Active
22
$199,000$73,124 equity gap
Rate
6.11%
7.32%today
Payment
$804/mo
$911today
  • 2beds
  • 1baths
  • 650sqft

14420 Pearl Avenue, Clearlake

Assuming a mortgage in Clearlake Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$317 /mo
Median cash to assume
$82,651
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe