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Assumable homes for sale in Chula Vista, CA

50 homesVA & FHA loansrates from 2.77% vs 7.40% today

Chula Vista assumption guide
2076 Tango Loop #4, Chula Vista, CA, 91915 — assumable VA mortgage at 2.93%
VA
Active
19
$710,000$115,957 equity gap
Rate
2.93%
7.40%today
Payment
$2,795/mo
$4,632today
  • 3beds
  • 3baths
  • 1,495sqft

2076 Tango Loop #4, Chula Vista

1858 Wedgewood Pl, Chula Vista, CA, 91913 — assumable VA mortgage at 3.21%
VA
Active
40
$808,000$114,232 equity gap
Rate
3.21%
7.40%today
Payment
$3,323/mo
$5,314today
  • 3beds
  • 4baths
  • 1,822sqft

1858 Wedgewood Pl, Chula Vista

1880 Aubrives Place #2126, Chula Vista, CA, 91913 — assumable VA mortgage at 3.45%
VA
Active
24
$595,000$76,728 equity gap
Rate
3.45%
7.40%today
Payment
$2,544/mo
$3,947today
  • 3beds
  • 2baths
  • 1,315sqft

1880 Aubrives Place #2126, Chula Vista

1721 Santa Carolina Avenue ##1, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
45
$500,000$104,609 equity gap
Rate
2.87%
7.40%today
Payment
$1,888/mo
$3,152today
  • 2beds
  • 2baths
  • 1,116sqft

1721 Santa Carolina Avenue ##1, Chula Vista

1811 Mattero Avenue, Chula Vista, CA, 91913 — assumable VA mortgage at 3.05%
VA
Active
32
$1,099,000$266,367 equity gap
Rate
3.05%
7.40%today
Payment
$3,944/mo
$6,436today
  • 5beds
  • 4baths
  • 2,896sqft

1811 Mattero Avenue, Chula Vista

2285 Whistling Ln, Chula Vista, CA, 91915 — assumable VA mortgage at 4.17%
VA
Active
19
$560,000Potential short sale
Rate
4.17%
7.40%today
Payment
$3,115/mo
$4,427today
  • 2beds
  • 2baths
  • 1,334sqft

2285 Whistling Ln, Chula Vista

2143 Element Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.77%
VA
Active
29
$889,000$297,749 equity gap
Rate
2.77%
7.40%today
Payment
$2,766/mo
$4,679today
  • 3beds
  • 4baths
  • 2,157sqft

2143 Element Way, Chula Vista

1138 Camino Levante, Chula Vista, CA, 91913 — assumable VA mortgage at 2.80%
VA
Active
40
$999,000$388,893 equity gap
Rate
2.80%
7.40%today
Payment
$2,891/mo
$4,871today
  • 4beds
  • 4baths
  • 2,815sqft

1138 Camino Levante, Chula Vista

1844 San Sebastian, Chula Vista, CA, 91913 — assumable VA mortgage at 3.18%
VA
Active
18
$774,900$301,833 equity gap
Rate
3.18%
7.40%today
Payment
$2,303/mo
$3,696today
  • 4beds
  • 3baths
  • 1,649sqft

1844 San Sebastian, Chula Vista

1526 Caminito Sicilia, Chula Vista, CA, 91915 — assumable VA mortgage at 4.75%
VA
Active
51
$745,000$37,754 equity gap
Rate
4.75%
7.40%today
Payment
$3,965/mo
$5,262today
  • 3beds
  • 3baths
  • 1,810sqft

1526 Caminito Sicilia, Chula Vista

917 Via Terecina, Chula Vista, CA, 91910 — assumable VA mortgage at 2.80%
VA
Active
36
$849,000$357,756 equity gap
Rate
2.80%
7.40%today
Payment
$2,274/mo
$3,831today
  • 4beds
  • 3baths
  • 1,827sqft

917 Via Terecina, Chula Vista

1485 Caminito Padova, Chula Vista, CA, 91915 — assumable VA mortgage at 2.85%
VA
Active
60
$954,000$443,550 equity gap
Rate
2.85%
7.40%today
Payment
$2,409/mo
$4,033today
  • 4beds
  • 3baths
  • 2,310sqft

1485 Caminito Padova, Chula Vista

1020 Camino Prado, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
36
$1,070,000$481,919 equity gap
Rate
2.87%
7.40%today
Payment
$2,807/mo
$4,688today
  • 4beds
  • 4baths
  • 2,569sqft

1020 Camino Prado, Chula Vista

1808 Lynx Ter, Chula Vista, CA, 91915 — assumable VA mortgage at 2.87%
VA
Active
50
$849,900$418,531 equity gap
Rate
2.87%
7.40%today
Payment
$2,064/mo
$3,447today
  • 4beds
  • 4baths
  • 2,612sqft

1808 Lynx Ter, Chula Vista

1241 Santa Cora Avenue #330, Chula Vista, CA, 91913 — assumable VA mortgage at 3.00%
VA
Active
23
$579,000$579,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,385sqft

1241 Santa Cora Avenue #330, Chula Vista

1475 Egret #2, Chula Vista, CA, 91913 — assumable FHA mortgage at 3.82%
FHA
Active
35
$699,000$181,514 equity gap
Rate
3.82%
7.40%today
Payment
$2,827/mo
$4,190today
  • 4beds
  • 4baths
  • 1,778sqft

1475 Egret #2, Chula Vista

1430 Heron St #3, Chula Vista, CA, 91913 — assumable VA mortgage at 3.05%
VA
Active
34
$750,000$613,840 equity gap
Rate
3.05%
7.40%today
Payment
$645/mo
$1,052today
  • 5beds
  • 4baths
  • 1,882sqft

1430 Heron St #3, Chula Vista

1443 Claude Lane #2, Chula Vista, CA, 91913 — assumable FHA mortgage at 3.08%
FHA
Active
44
$675,000$333,783 equity gap
Rate
3.08%
7.40%today
Payment
$1,647/mo
$2,677today
  • 3beds
  • 3baths
  • 1,372sqft

1443 Claude Lane #2, Chula Vista

1313 Carneros Valley St, Chula Vista, CA, 91913 — assumable VA mortgage at 3.10%
VA
Active
75
$1,029,000$560,767 equity gap
Rate
3.10%
7.40%today
Payment
$2,220/mo
$3,600today
  • 4beds
  • 3baths
  • 2,341sqft

1313 Carneros Valley St, Chula Vista

1108 Camino Prado, Chula Vista, CA, 91913 — assumable VA mortgage at 4.42%
VA
Active
27
$999,999$130,321 equity gap
Rate
4.42%
7.40%today
Payment
$4,718/mo
$6,508today
  • 4beds
  • 3baths
  • 2,021sqft

1108 Camino Prado, Chula Vista

641 Redlands Place, Bonita, CA, 91902 — assumable VA mortgage at 3.18%
VA
Active
74
$1,249,900$786,810 equity gap
Rate
3.18%
7.40%today
Payment
$2,634/mo
$3,989today
  • 4beds
  • 3baths
  • 2,100sqft

641 Redlands Place, Bonita

991 Camino Aldea, Chula Vista, CA, 91913 — assumable FHA mortgage at 3.21%
FHA
Active
41
$905,000$418,648 equity gap
Rate
3.21%
7.40%today
Payment
$2,441/mo
$3,903today
  • 4beds
  • 3baths
  • 1,950sqft

991 Camino Aldea, Chula Vista

2034 Luzon Lane #7, Chula Vista, CA, 91915 — assumable VA mortgage at 3.33%
VA
Active
41
$635,000$271,359 equity gap
Rate
3.33%
7.40%today
Payment
$1,791/mo
$2,821today
  • 2beds
  • 3baths
  • 1,357sqft

2034 Luzon Lane #7, Chula Vista

1890 Chambery Pl #2336, Chula Vista, CA, 91913 — assumable VA mortgage at 5.22%
VA
Active
30
$565,000Potential short sale
Rate
5.22%
7.40%today
Payment
$3,310/mo
$4,165today
  • 3beds
  • 2baths
  • 1,315sqft

1890 Chambery Pl #2336, Chula Vista

1360 Santa Victoria #3, Chula Vista, CA, 91913 — assumable FHA mortgage at 5.30%
FHA
Active
38
$769,000$63,384 equity gap
Rate
5.30%
7.40%today
Payment
$4,171/mo
$5,201today
  • 4beds
  • 4baths
  • 2,342sqft

1360 Santa Victoria #3, Chula Vista

1450 Santa Diana Rd #1, Chula Vista, CA, 91913 — assumable VA mortgage at 3.92%
VA
Active
45
$550,000$335,154 equity gap
Rate
3.92%
7.40%today
Payment
$1,371/mo
$2,007today
  • 2beds
  • 2baths
  • 1,098sqft

1450 Santa Diana Rd #1, Chula Vista

1713 FAWNTAIL Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
64
$999,900$18,187 equity gap
Rate
6.22%
7.40%today
Payment
$6,149/mo
$6,920today
  • 4beds
  • 3baths
  • 2,138sqft

1713 FAWNTAIL Court, Chula Vista

2304 Trevi Cir, Chula Vista, CA, 91913 — assumable VA mortgage at 6.47%
VA
Active
51
$768,000Potential short sale
Rate
6.47%
7.40%today
Payment
$5,201/mo
$5,715today
  • 4beds
  • 3baths
  • 1,741sqft

2304 Trevi Cir, Chula Vista

1354 Normandy Dr, Chula Vista, CA, 91913 — assumable VA mortgage at 6.82%
VA
Active
31
$699,990Potential short sale
Rate
6.82%
7.40%today
Payment
$4,671/mo
$4,951today
  • 3beds
  • 3baths
  • 1,500sqft

1354 Normandy Dr, Chula Vista

1879 Platte River Lane #2, Chula Vista, CA, 91913 — assumable VA mortgage at 6.19%
VA
Active
41
$679,000$7,719 equity gap
Rate
6.19%
7.40%today
Payment
$4,144/mo
$4,689today
  • 3beds
  • 3baths
  • 1,303sqft

1879 Platte River Lane #2, Chula Vista

1757 Clover Tree Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
27
$1,090,000$57,081 equity gap
Rate
6.22%
7.40%today
Payment
$6,358/mo
$7,172today
  • 4beds
  • 2baths
  • 2,177sqft

1757 Clover Tree Court, Chula Vista

2062 Bluestone Cir, Chula Vista, CA, 91913 — assumable VA mortgage at 6.35%
VA
Active
51
$699,000$68,176 equity gap
Rate
6.35%
7.40%today
Payment
$3,963/mo
$4,410today
  • 3beds
  • 3baths
  • 1,316sqft

2062 Bluestone Cir, Chula Vista

1500 Painted Cave Avenue, Chula Vista, CA, 91913 — assumable VA mortgage at 6.50%
VA
Active
32
$1,148,999$67,010 equity gap
Rate
6.50%
7.40%today
Payment
$6,890/mo
$7,547today
  • 5beds
  • 4baths
  • 2,555sqft

1500 Painted Cave Avenue, Chula Vista

1812 Olive Green Street #1, Chula Vista, CA, 91913 — assumable VA mortgage at 6.89%
VA
Active
42
$725,000$45,799 equity gap
Rate
6.89%
7.40%today
Payment
$4,520/mo
$4,756today
  • 3beds
  • 3baths
  • 1,565sqft

1812 Olive Green Street #1, Chula Vista

2045 Mindoro Ln #2, Chula Vista, CA, 91915 — assumable VA mortgage at 6.95%
VA
Active
48
$575,000$46,794 equity gap
Rate
6.95%
7.40%today
Payment
$3,572/mo
$3,737today
  • 2beds
  • 3baths
  • 1,192sqft

2045 Mindoro Ln #2, Chula Vista

1236 Corte Mendi, Chula Vista, CA, 91913 — assumable VA mortgage at 5.81%
VA
Active
64
$1,149,000$204,627 equity gap
Rate
5.81%
7.40%today
Payment
$5,874/mo
$6,924today
  • 4beds
  • 4baths
  • 2,815sqft

1236 Corte Mendi, Chula Vista

Assuming a mortgage in Chula Vista

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$645 /mo
Median cash to assume
$193,070
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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