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Assumable homes for sale in Chico, CA

3 homesFHA loansrates from 2.81% vs 7.32% today

Chico assumption guide
2866 Wingfield Avenue, Chico, CA, 95928 — assumable FHA mortgage at 2.81%
FHA
Active
35
$517,500$278,749 equity gap
Rate
2.81%
7.32%today
Payment
$1,122/mo
$1,873today
  • 3beds
  • 2baths
  • 1,630sqft

2866 Wingfield Avenue, Chico

1113 Cork Oak Way, Chico, CA, 95928 — assumable FHA mortgage at 5.52%
FHA
Active
33
$415,000$18,028 equity gap
Rate
5.52%
7.32%today
Payment
$2,403/mo
$2,900today
  • 3beds
  • 2baths
  • 1,201sqft

1113 Cork Oak Way, Chico

2099 Hartford Drive #31, Chico, CA, 95928 — assumable FHA mortgage at 6.82%
FHA
Active
40
$320,000$15,474 equity gap
Rate
6.82%
7.32%today
Payment
$2,040/mo
$2,145today
  • 3beds
  • 2baths
  • 1,375sqft

2099 Hartford Drive #31, Chico

Assuming a mortgage in Chico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$1,122 /mo
Median cash to assume
$18,028
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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