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Assumable homes for sale in Chico, CA

3 homesFHA & VA loansrates from 2.77% vs 7.32% today

Chico assumption guide
83 Terrace Drive, Chico, CA, 95926 — assumable FHA mortgage at 2.77%
FHA
Active
45
$370,000$48,254 equity gap
Rate
2.77%
7.32%today
Payment
$1,484/mo
$2,491today
  • 4beds
  • 1baths
  • 1,315sqft

83 Terrace Drive, Chico

3026 Steiner Lane, Chico, CA, 95973 — assumable FHA mortgage at 6.93%
FHA
Active
43
$474,999$31,961 equity gap
Rate
6.93%
7.32%today
Payment
$2,971/mo
$3,089today
  • 3beds
  • 3baths
  • 1,547sqft

3026 Steiner Lane, Chico

956 Manzanita Avenue, Chico, CA, 95926 — assumable VA mortgage at 6.60%
VA
Active
39
$485,000$336,919 equity gap
Rate
6.60%
7.32%today
Payment
$963/mo
$1,036today
  • 3beds
  • 3baths
  • 1,825sqft

956 Manzanita Avenue, Chico

Assuming a mortgage in Chico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$963 /mo
Median cash to assume
$48,254
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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