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Assumable homes for sale in Champlin, MN

107 homesFHA & VA loansrates from 2.71% vs 7.32% today

Champlin assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.32%today
Payment
$1,047/mo
$1,686today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.32%today
Payment
$958/mo
$1,539today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$72,095 equity gap
Rate
2.83%
7.32%today
Payment
$891/mo
$1,484today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.32%today
Payment
$1,288/mo
$2,131today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

12420 Pineview Trail, Dayton, MN, 55327 — assumable VA mortgage at 2.96%
VA
Active
27
$350,000$74,053 equity gap
Rate
2.96%
7.32%today
Payment
$1,309/mo
$2,143today
  • 3beds
  • 2baths
  • 1,915sqft

12420 Pineview Trail, Dayton

8027 Fairmont Circle, Fridley, MN, 55432 — assumable FHA mortgage at 3.13%
FHA
Active
17
$349,000$88,233 equity gap
Rate
3.13%
7.32%today
Payment
$1,263/mo
$2,023today
  • 4beds
  • 2baths
  • 1,850sqft

8027 Fairmont Circle, Fridley

6427 Tessman Terrace, Brooklyn Park, MN, 55445 — assumable FHA mortgage at 3.65%
FHA
Active
31
$420,000$62,702 equity gap
Rate
3.65%
7.32%today
Payment
$1,538/mo
$2,501today
  • 3beds
  • 3baths
  • 2,898sqft

6427 Tessman Terrace, Brooklyn Park

10007 Hidden Oaks Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.17%
FHA
Active
59
$499,900$144,627 equity gap
Rate
3.17%
7.32%today
Payment
$1,732/mo
$2,761today
  • 4beds
  • 3baths
  • 2,534sqft

10007 Hidden Oaks Lane, Champlin

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$219,900$61,705 equity gap
Rate
3.18%
7.32%today
Payment
$788/mo
$1,255today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

12353 82nd Avenue, Maple Grove, MN, 55369 — assumable VA mortgage at 3.33%
VA
Active
28
$329,000$81,977 equity gap
Rate
3.33%
7.32%today
Payment
$1,252/mo
$1,957today
  • 2beds
  • 3baths
  • 1,493sqft

12353 82nd Avenue, Maple Grove

11791 88th Avenue, Maple Grove, MN, 55369 — assumable FHA mortgage at 2.87%
FHA
Active
33
$259,900$98,645 equity gap
Rate
2.87%
7.32%today
Payment
$795/mo
$1,285today
  • 2beds
  • 2baths
  • 1,806sqft

11791 88th Avenue, Maple Grove

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.32%today
Payment
$861/mo
$1,423today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

17994 89th Place, Maple Grove, MN, 55311 — assumable VA mortgage at 3.00%
VA
Active
53
$529,900$177,468 equity gap
Rate
3.00%
7.32%today
Payment
$1,679/mo
$2,735today
  • 4beds
  • 4baths
  • 3,570sqft

17994 89th Place, Maple Grove

11209 Utah Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 2.71%
FHA
Active
51
$419,900$219,829 equity gap
Rate
2.71%
7.32%today
Payment
$1,151/mo
$1,797today
  • 3beds
  • 2baths
  • 2,036sqft

11209 Utah Avenue, Champlin

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$276,000 equity gap
Rate
2.81%
7.32%today
Payment
$823/mo
$1,374today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$236,866 equity gap
Rate
2.84%
7.32%today
Payment
$1,598/mo
$2,657today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$244,900$230,850 equity gap
Rate
2.86%
7.32%today
Payment
$65/mo
$108today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

9220 Merrimac Lane, Maple Grove, MN, 55311 — assumable FHA mortgage at 2.86%
FHA
Active
42
$300,000$139,310 equity gap
Rate
2.86%
7.32%today
Payment
$768/mo
$1,259today
  • 3beds
  • 3baths
  • 1,497sqft

9220 Merrimac Lane, Maple Grove

14025 Partridge Street, Andover, MN, 55304 — assumable FHA mortgage at 2.90%
FHA
Active
23
$350,000$342,698 equity gap
Rate
2.90%
7.32%today
Payment
$35/mo
$57today
  • 3beds
  • 2baths
  • 1,652sqft

14025 Partridge Street, Andover

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 equity gap
Rate
2.99%
7.32%today
Payment
$2,134/mo
$3,481today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

10426 6th Street, Blaine, MN, 55434 — assumable FHA mortgage at 3.31%
FHA
Active
30
$335,000$117,507 equity gap
Rate
3.31%
7.32%today
Payment
$1,098/mo
$1,720today
  • 3beds
  • 2baths
  • 1,432sqft

10426 6th Street, Blaine

632 113th Avenue, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.33%
FHA
Active
31
$250,000$81,010 equity gap
Rate
3.33%
7.32%today
Payment
$857/mo
$1,339today
  • 3beds
  • 2baths
  • 1,331sqft

632 113th Avenue, Coon Rapids

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$286,900$280,844 equity gap
Rate
3.10%
7.32%today
Payment
$31/mo
$49today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
23
$339,900$111,265 equity gap
Rate
3.40%
7.32%today
Payment
$1,176/mo
$1,821today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

9316 River Road, Brooklyn Park, MN, 55444 — assumable VA mortgage at 3.13%
VA
Active
24
$285,000$148,855 equity gap
Rate
3.13%
7.32%today
Payment
$658/mo
$1,054today
  • 2beds
  • 2baths
  • 2,008sqft

9316 River Road, Brooklyn Park

10557 104th Place, Maple Grove, MN, 55369 — assumable VA mortgage at 3.15%
VA
Active
16
$395,000$176,861 equity gap
Rate
3.15%
7.32%today
Payment
$1,083/mo
$1,731today
  • 3beds
  • 2baths
  • 1,452sqft

10557 104th Place, Maple Grove

611 85th Lane #7, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.18%
FHA
Active
31
$215,000$109,746 equity gap
Rate
3.18%
7.32%today
Payment
$580/mo
$882today
  • 2beds
  • 1baths
  • 1,080sqft

611 85th Lane #7, Coon Rapids

10650 105th Avenue, Maple Grove, MN, 55369 — assumable FHA mortgage at 3.49%
FHA
Active
42
$399,900$145,348 equity gap
Rate
3.49%
7.32%today
Payment
$1,321/mo
$2,023today
  • 5beds
  • 2baths
  • 1,820sqft

10650 105th Avenue, Maple Grove

11040 Dahlia Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.32%
FHA
Active
38
$449,900$246,660 equity gap
Rate
3.32%
7.32%today
Payment
$1,067/mo
$1,669today
  • 4beds
  • 3baths
  • 2,852sqft

11040 Dahlia Street, Coon Rapids

1260 132nd Lane, Blaine, MN, 55434 — assumable FHA mortgage at 3.37%
FHA
Active
50
$369,900$272,020 equity gap
Rate
3.37%
7.32%today
Payment
$645/mo
$1,003today
  • 4beds
  • 2baths
  • 1,741sqft

1260 132nd Lane, Blaine

8961 Sycamore Lane, Maple Grove, MN, 55369 — assumable FHA mortgage at 3.41%
FHA
Active
26
$419,900$266,378 equity gap
Rate
3.41%
7.32%today
Payment
$883/mo
$1,366today
  • 4beds
  • 2baths
  • 1,856sqft

8961 Sycamore Lane, Maple Grove

14729 Krypton Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.44%
FHA
Active
49
$515,000$270,918 equity gap
Rate
3.44%
7.32%today
Payment
$1,400/mo
$2,158today
  • 4beds
  • 3baths
  • 3,161sqft

14729 Krypton Street, Ramsey

11012 Xylon Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.45%
FHA
Active
33
$385,000$242,084 equity gap
Rate
3.45%
7.32%today
Payment
$934/mo
$1,437today
  • 4beds
  • 2baths
  • 1,927sqft

11012 Xylon Lane, Champlin

403 98th Avenue, Blaine, MN, 55434 — assumable FHA mortgage at 3.46%
FHA
Active
25
$219,900$108,578 equity gap
Rate
3.46%
7.32%today
Payment
$643/mo
$989today
  • 2beds
  • 2baths
  • 1,646sqft

403 98th Avenue, Blaine

1883 121st Lane #911, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.50%
FHA
Active
20
$204,995$204,995 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,052sqft

1883 121st Lane #911, Coon Rapids

627 Grant Street, Anoka, MN, 55303 — assumable FHA mortgage at 3.50%
FHA
Active
26
$250,000$141,034 equity gap
Rate
3.50%
7.32%today
Payment
$661/mo
$1,011today
  • 2beds
  • 2baths
  • 1,604sqft

627 Grant Street, Anoka

Assuming a mortgage in Champlin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$488 /mo
Median cash to assume
$144,627
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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