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Assumable homes for sale in Castro Valley, CA

28 homesFHA & VA loansrates from 2.38% vs 7.32% today

Castro Valley assumption guide
56 Regency Place, Hayward, CA, 94544 — assumable VA mortgage at 2.875%
VA
Active
35
$829,000$117,051 equity gap
Rate
2.875%
7.32%today
Payment
$3,361/mo
$5,564today
  • 3beds
  • 3baths
  • 1,938sqft

56 Regency Place, Hayward

23933 Carmelita Dr, Hayward, CA, 94541 — assumable FHA mortgage at 3.27%
FHA
Active
$648,000$74,423 equity gap
Rate
3.27%
7.32%today
Payment
$2,870/mo
$4,519today
  • 2beds
  • 1baths
  • 1,038sqft

23933 Carmelita Dr, Hayward

3452 Capella Lane, Alameda, CA, 94502 — assumable VA mortgage at 2.75%
VA
Active
43
$884,000$256,492 equity gap
Rate
2.75%
7.32%today
Payment
$2,862/mo
$4,815today
  • 3beds
  • 3baths
  • 1,664sqft

3452 Capella Lane, Alameda

16158 Via Walter, San Lorenzo, CA, 94580 — assumable FHA mortgage at 2.77%
FHA
Active
26
$849,888$173,253 equity gap
Rate
2.77%
7.32%today
Payment
$3,165/mo
$5,312today
  • 3beds
  • 2baths
  • 1,231sqft

16158 Via Walter, San Lorenzo

9338 Crow Canyon Rd, Castro Valley, CA, 94552 — assumable VA mortgage at 2.87%
VA
Active
84
$1,350,000$318,804 equity gap
Rate
2.87%
7.32%today
Payment
$4,810/mo
$7,968today
  • 3beds
  • 2baths
  • 1,612sqft

9338 Crow Canyon Rd, Castro Valley

232 Caterina Way, Hayward, CA, 94545 — assumable VA mortgage at 2.94%
VA
Active
36
$1,090,000$235,107 equity gap
Rate
2.94%
7.32%today
Payment
$4,046/mo
$6,643today
  • 4beds
  • 3baths
  • 1,958sqft

232 Caterina Way, Hayward

2424 Douglas Street, Union City, CA, 94587 — assumable VA mortgage at 3.17%
VA
Active
34
$1,298,000$325,648 equity gap
Rate
3.17%
7.32%today
Payment
$4,739/mo
$7,556today
  • 3beds
  • 3baths
  • 1,492sqft

2424 Douglas Street, Union City

25801 Bryn Mawr Avenue, Hayward, CA, 94542 — assumable FHA mortgage at 2.87%
FHA
Active
37
$749,000$263,170 equity gap
Rate
2.87%
7.32%today
Payment
$2,261/mo
$3,746today
  • 3beds
  • 1baths
  • 1,050sqft

25801 Bryn Mawr Avenue, Hayward

62 Jamaica Dr, San Ramon, CA, 94582 — assumable FHA mortgage at 2.38%
FHA
Active
74
$1,699,000$998,731 equity gap
Rate
2.38%
7.32%today
Payment
$3,092/mo
$5,461today
  • 4beds
  • 3baths
  • 1,972sqft

62 Jamaica Dr, San Ramon

540 Ivy Pointe Circle, San Ramon, CA, 94582 — assumable VA mortgage at 2.80%
VA
Active
38
$1,198,000$840,699 equity gap
Rate
2.80%
7.32%today
Payment
$1,693/mo
$2,830today
  • 4beds
  • 3baths
  • 2,011sqft

540 Ivy Pointe Circle, San Ramon

9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%
FHA
Active
3
$332,000Potential short sale
Rate
2.84%
7.32%today
Payment
$2,230/mo
$3,710today
  • 2beds
  • 1baths
  • 707sqft

9850 Elmar Avenue, Oakland

10911 Cotter St, Oakland, CA, 94605 — assumable VA mortgage at 2.87%
VA
Active
$1,049,000$761,770 equity gap
Rate
2.87%
7.32%today
Payment
$1,340/mo
$2,220today
  • 4beds
  • 3baths
  • 2,032sqft

10911 Cotter St, Oakland

104 Scarboro Pl, San Ramon, CA, 94583 — assumable VA mortgage at 3.30%
VA
Active
50
$1,398,000$956,624 equity gap
Rate
3.30%
7.32%today
Payment
$2,247/mo
$3,524today
  • 4beds
  • 3baths
  • 2,053sqft

104 Scarboro Pl, San Ramon

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%
FHA
Active
2
$699,950$337,389 equity gap
Rate
3.67%
7.32%today
Payment
$2,224/mo
$3,332today
  • —beds
  • —baths
  • —sqft

9826 Bancroft Ave, Oakland

8257 Brittany Dr, Dublin, CA, 94568 — assumable VA mortgage at 3.72%
VA
Active
80
$2,399,000$1,021,064 equity gap
Rate
3.72%
7.32%today
Payment
$7,337/mo
$10,922today
  • 5beds
  • 3baths
  • 3,357sqft

8257 Brittany Dr, Dublin

1626 46Th Ave, Oakland, CA, 94601 — assumable FHA mortgage at 4.04%
FHA
Active
5
$515,000$232,509 equity gap
Rate
4.04%
7.32%today
Payment
$1,777/mo
$2,544today
  • —beds
  • —baths
  • —sqft

1626 46Th Ave, Oakland

10419 San Leandro St, Oakland, CA, 94603 — assumable FHA mortgage at 7.12%
FHA
Active
3
$460,000Potential short sale
Rate
7.12%
7.32%today
Payment
$3,186/mo
$3,250today
  • —beds
  • —baths
  • —sqft

10419 San Leandro St, Oakland

1112 82Nd Ave, Oakland, CA, 94621 — assumable FHA mortgage at 4.28%
FHA
Active
17
$399,000$367,786 equity gap
Rate
4.28%
7.32%today
Payment
$395/mo
$550today
  • 2beds
  • 1baths
  • 849sqft

1112 82Nd Ave, Oakland

17112 Los Banos St, Hayward, CA, 94541 — assumable FHA mortgage at 6.15%
FHA
Active
57
$749,900$43,510 equity gap
Rate
6.15%
7.32%today
Payment
$4,502/mo
$5,076today
  • 3beds
  • 2baths
  • 1,240sqft

17112 Los Banos St, Hayward

248 Louette Ct, San Lorenzo, CA, 94541 — assumable VA mortgage at 6.37%
VA
Active
64
$899,999$69,574 equity gap
Rate
6.37%
7.32%today
Payment
$5,555/mo
$6,056today
  • 3beds
  • 3baths
  • 1,519sqft

248 Louette Ct, San Lorenzo

1720 46th Avenue, Oakland, CA, 94601 — assumable FHA mortgage at 6.54%
FHA
Active
28
$739,000$130,997 equity gap
Rate
6.54%
7.32%today
Payment
$4,020/mo
$4,350today
  • 4beds
  • 3baths
  • 1,320sqft

1720 46th Avenue, Oakland

2158 High Street, Oakland, CA, 94601 — assumable VA mortgage at 5.52%
VA
Active
$488,888$77,071 equity gap
Rate
5.52%
7.32%today
Payment
$2,492/mo
$3,009today
  • 5beds
  • 3baths
  • 2,305sqft

2158 High Street, Oakland

7000 Lockwood St, Oakland, CA, 94621 — assumable FHA mortgage at 5.23%
FHA
Active
9
$455,000Potential short sale
Rate
5.23%
7.32%today
Payment
$3,408/mo
$4,249today
  • 2beds
  • 1baths
  • 891sqft

7000 Lockwood St, Oakland

249 Valle Vista AVE, Hayward, CA, 94544 — assumable VA mortgage at 6.74%
VA
Active
15
$999,000$330,258 equity gap
Rate
6.74%
7.32%today
Payment
$4,376/mo
$4,639today
  • —beds
  • —baths
  • —sqft

249 Valle Vista AVE, Hayward

1068 Central Boulevard, Hayward, CA, 94542 — assumable FHA mortgage at 6.74%
FHA
Active
$1,659,500$639,528 equity gap
Rate
6.74%
7.32%today
Payment
$6,680/mo
$7,082today
  • 5beds
  • 4baths
  • 3,051sqft

1068 Central Boulevard, Hayward

8910 Burr St, Oakland, CA, 94605 — assumable FHA mortgage at 6.99%
FHA
Active
67
$750,000Potential short sale
Rate
6.99%
7.32%today
Payment
$6,357/mo
$6,570today
  • 3beds
  • 3baths
  • 2,400sqft

8910 Burr St, Oakland

1044 86Th Ave, Oakland, CA, 94621 — assumable FHA mortgage at 7.07%
FHA
Active
32
$449,000Potential short sale
Rate
7.07%
7.32%today
Payment
$3,585/mo
$3,676today
  • 2beds
  • 1baths
  • 1,004sqft

1044 86Th Ave, Oakland

27732 Dolphin Ln, Hayward, CA, 94545 — assumable FHA mortgage at 7.50%
FHA
Active
16
$899,000$1,028,049 equity gap
Rate
7.50%
7.32%today
Payment
$527/mo
$521today
  • 4beds
  • 3baths
  • 1,000sqft

27732 Dolphin Ln, Hayward

Assuming a mortgage in Castro Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$395 /mo
Median cash to assume
$318,804
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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