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Assumable homes for sale in Castle Rock, CO

21 homesVA & FHA loansrates from 2.68% vs 7.32% today

Castle Rock assumption guide
3562 Cerf Way, Castle Rock, CO, 80109 — assumable VA mortgage at 3.09%
VATop pick
Active
50
$539,900$36,825 equity gap
Rate
3.09%
7.32%today
Payment
$2,399/mo
$3,864today
  • 2beds
  • 3baths
  • 1,921sqft

3562 Cerf Way, Castle Rock

3497 Starry Night Loop, Castle Rock, CO, 80109 — assumable FHA mortgage at 3.00%
FHA
Active
34
$549,999$78,979 equity gap
Rate
3.00%
7.32%today
Payment
$2,244/mo
$3,656today
  • 3beds
  • 3baths
  • 2,321sqft

3497 Starry Night Loop, Castle Rock

1469 Nemrick Place, Castle Rock, CO, 80109 — assumable VA mortgage at 3.10%
VA
Active
22
$400,000$107,986 equity gap
Rate
3.10%
7.32%today
Payment
$1,388/mo
$2,233today
  • 3beds
  • 3baths
  • 1,470sqft

1469 Nemrick Place, Castle Rock

3887 Ute Mountain Trail, Castle Rock, CO, 80109 — assumable FHA mortgage at 2.68%
FHA
Active
24
$445,000$160,022 equity gap
Rate
2.68%
7.32%today
Payment
$1,323/mo
$2,247today
  • 3beds
  • 2baths
  • 1,409sqft

3887 Ute Mountain Trail, Castle Rock

3927 Nordland Trail, Castle Rock, CO, 80109 — assumable VA mortgage at 2.90%
VA
Active
38
$435,000$142,996 equity gap
Rate
2.90%
7.32%today
Payment
$1,360/mo
$2,245today
  • 3beds
  • 3baths
  • 1,491sqft

3927 Nordland Trail, Castle Rock

2154 Treetop Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.94%
VA
Active
45
$975,000$391,529 equity gap
Rate
2.94%
7.32%today
Payment
$2,755/mo
$4,523today
  • 6beds
  • 6baths
  • 4,839sqft

2154 Treetop Drive, Castle Rock

3862 Tranquility Trail, Castle Rock, CO, 80109 — assumable VA mortgage at 2.98%
VA
Active
35
$425,000$134,246 equity gap
Rate
2.98%
7.32%today
Payment
$1,376/mo
$2,247today
  • 3beds
  • 3baths
  • 1,491sqft

3862 Tranquility Trail, Castle Rock

1500 Nemrick Place, Castle Rock, CO, 80109 — assumable FHA mortgage at 2.77%
FHA
Active
50
$400,000$177,147 equity gap
Rate
2.77%
7.32%today
Payment
$1,028/mo
$1,725today
  • 3beds
  • 3baths
  • 1,470sqft

1500 Nemrick Place, Castle Rock

4298 Meadows Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.88%
VA
Active
39
$479,998$208,684 equity gap
Rate
2.88%
7.32%today
Payment
$1,300/mo
$2,150today
  • 2beds
  • 3baths
  • 1,503sqft

4298 Meadows Drive, Castle Rock

4298 Meadows Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.88%
VA
Active
39
$479,998$208,684 equity gap
Rate
2.88%
7.32%today
Payment
$1,300/mo
$2,150today
  • 2beds
  • 3baths
  • 1,503sqft

4298 Meadows Drive, Castle Rock

3585 Swabuck Place, Castle Rock, CO, 80109 — assumable VA mortgage at 3.45%
VA
Active
27
$599,900$189,348 equity gap
Rate
3.45%
7.32%today
Payment
$2,122/mo
$3,266today
  • 4beds
  • 3baths
  • 2,389sqft

3585 Swabuck Place, Castle Rock

3572 Elk Run Drive, Castle Rock, CO, 80109 — assumable FHA mortgage at 4.96%
FHA
Active
50
$899,900$140,662 equity gap
Rate
4.96%
7.32%today
Payment
$4,970/mo
$6,388today
  • 4beds
  • 3baths
  • 4,266sqft

3572 Elk Run Drive, Castle Rock

2586 Meadows Boulevard #C, Castle Rock, CO, 80109 — assumable FHA mortgage at 4.14%
FHA
Active
37
$450,000$155,250 equity gap
Rate
4.14%
7.32%today
Payment
$1,665/mo
$2,355today
  • 2beds
  • 3baths
  • 1,656sqft

2586 Meadows Boulevard #C, Castle Rock

2317 Cactus Bloom Court, Castle Rock, CO, 80109 — assumable VA mortgage at 6.67%
VA
Active
33
$669,900$26,304 equity gap
Rate
6.67%
7.32%today
Payment
$4,266/mo
$4,555today
  • 6beds
  • 4baths
  • 4,315sqft

2317 Cactus Bloom Court, Castle Rock

3433 Brushwood Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 6.67%
VA
Active
50
$650,000$14,163 equity gap
Rate
6.67%
7.32%today
Payment
$4,139/mo
$4,420today
  • 4beds
  • 4baths
  • 3,195sqft

3433 Brushwood Drive, Castle Rock

2317 Cactus Bloom Court, Castle Rock, CO, 80109 — assumable VA mortgage at 6.82%
VA
Active
36
$669,900$25,774 equity gap
Rate
6.82%
7.32%today
Payment
$4,332/mo
$4,555today
  • 6beds
  • 4baths
  • 4,315sqft

2317 Cactus Bloom Court, Castle Rock

3343 Fantasy Place, Castle Rock, CO, 80109 — assumable FHA mortgage at 4.27%
FHA
Active
43
$725,000$479,465 equity gap
Rate
4.27%
7.32%today
Payment
$1,646/mo
$2,293today
  • 4beds
  • 4baths
  • 4,178sqft

3343 Fantasy Place, Castle Rock

1487 Red Cliff Way, Castle Rock, CO, 80109 — assumable FHA mortgage at 4.50%
FHA
Active
30
$420,000$354,163 equity gap
Rate
4.50%
7.32%today
Payment
$1,021/mo
$1,384today
  • 3beds
  • 3baths
  • 1,571sqft

1487 Red Cliff Way, Castle Rock

2955 Night Song Way, Castle Rock, CO, 80109 — assumable VA mortgage at 6.50%
VA
Active
37
$665,000$61,289 equity gap
Rate
6.50%
7.32%today
Payment
$3,898/mo
$4,236today
  • 3beds
  • 3baths
  • 2,417sqft

2955 Night Song Way, Castle Rock

1494 Nemrick Place, Castle Rock, CO, 80109 — assumable FHA mortgage at 6.94%
FHA
Active
44
$387,500$67,657 equity gap
Rate
6.94%
7.32%today
Payment
$2,222/mo
$2,304today
  • 3beds
  • 3baths
  • 1,493sqft

1494 Nemrick Place, Castle Rock

2318 Fairway Wood Circle, Castle Rock, CO, 80109 — assumable VA mortgage at 5.41%
VA
Active
49
$849,000$472,803 equity gap
Rate
5.41%
7.32%today
Payment
$2,249/mo
$2,748today
  • 5beds
  • 5baths
  • 3,873sqft

2318 Fairway Wood Circle, Castle Rock

Assuming a mortgage in Castle Rock

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$1,021 /mo
Median cash to assume
$142,996
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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