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Assumable homes for sale in Carmichael, CA

15 homesFHA & VA loansrates from 2.84% vs 7.32% today

Carmichael assumption guide
12101 Mircado Way, Rancho Cordova, CA, 95742 — assumable FHA mortgage at 3.12%
FHA
Active
35
$584,900$89,239 equity gap
Rate
3.12%
7.32%today
Payment
$2,356/mo
$3,780today
  • 3beds
  • 3baths
  • 2,174sqft

12101 Mircado Way, Rancho Cordova

Marysville Boulevard, Sacramento, CA, 95815 — assumable FHA mortgage at 2.84%
FHA
Active
22
$475,000$134,857 equity gap
Rate
2.84%
7.32%today
Payment
$1,581/mo
$2,630today
  • 3beds
  • 2baths
  • 1,260sqft

Marysville Boulevard, Sacramento

5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.32%today
Payment
$2,305/mo
$3,824today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Elkins Circle, Folsom, CA, 95630 — assumable FHA mortgage at 2.88%
FHA
Active
46
$734,990$195,217 equity gap
Rate
2.88%
7.32%today
Payment
$2,526/mo
$4,180today
  • 3beds
  • 2baths
  • 1,834sqft

Elkins Circle, Folsom

san stefano st, Citrus Heights, CA, 95610 — assumable VA mortgage at 4.17%
VA
Active
33
$419,999$66,852 equity gap
Rate
4.17%
7.32%today
Payment
$1,866/mo
$2,631today
  • 3beds
  • 2baths
  • 1,299sqft

san stefano st, Citrus Heights

2640 29th, Sacramento, CA, 95820 — assumable FHA mortgage at 3.42%
FHA
Active
11
$375,000$258,775 equity gap
Rate
3.42%
7.32%today
Payment
$664/mo
$1,025today
  • 2beds
  • 1baths
  • 783sqft

2640 29th, Sacramento

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.32%today
Payment
$952/mo
$1,297today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.32%today
Payment
$2,030/mo
$2,698today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

14th Avenue, Sacramento, CA, 95820 — assumable FHA mortgage at 6.81%
FHA
Active
34
$429,000$49,552 equity gap
Rate
6.81%
7.32%today
Payment
$2,563/mo
$2,698today
  • 3beds
  • 1baths
  • 1,089sqft

14th Avenue, Sacramento

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.32%today
Payment
$2,171/mo
$2,219today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

3016 Bettina Way, Sacramento, CA, 95826 — assumable FHA mortgage at 6.42%
FHA
Active
25
$547,000$129,291 equity gap
Rate
6.42%
7.32%today
Payment
$2,730/mo
$2,992today
  • 4beds
  • 3baths
  • 1,834sqft

3016 Bettina Way, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.32%today
Payment
$2,193/mo
$2,428today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

5220 37th, Sacramento, CA, 95824 — assumable FHA mortgage at 6.28%
FHA
Active
3
$214,500Potential short sale
Rate
6.28%
7.32%today
Payment
$1,819/mo
$2,023today
  • 2beds
  • 1baths
  • 840sqft

5220 37th, Sacramento

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.32%today
Payment
$2,867/mo
$3,103today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

700 Pinedale Ave, Sacramento, CA, 95838 — assumable FHA mortgage at 7.12%
FHA
Active
46
$489,990$469,779 equity gap
Rate
7.12%
7.32%today
Payment
$149/mo
$151today
  • 4beds
  • 2baths
  • 1,726sqft

700 Pinedale Ave, Sacramento

Assuming a mortgage in Carmichael

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$664 /mo
Median cash to assume
$132,074
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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