Assumable homes for sale in California City, CA

11 homesFHA & VA loansrates from 3.45% vs 7.32% today

California City assumption guide
6101 Sespe Avenue, Mojave, CA, 93501 — assumable FHA mortgage at 3.45%
FHA
Active
40
$199,900$136,199 equity gap
Rate
3.45%
7.32%today
Payment
$366/mo
$563today
  • 3beds
  • 2baths
  • 1,164sqft

6101 Sespe Avenue, Mojave

21125 Conklin, California City, CA, 93505 — assumable FHA mortgage at 6.46%
FHA
Active
14
$279,000$20,748 equity gap
Rate
6.46%
7.32%today
Payment
$1,663/mo
$1,814today
  • 3beds
  • 2baths
  • 1,422sqft

21125 Conklin, California City

9816 Rea Avenue, California City, CA, 93505 — assumable FHA mortgage at 6.71%
FHA
Active
23
$330,000$18,447 equity gap
Rate
6.71%
7.32%today
Payment
$2,087/mo
$2,219today
  • 3beds
  • 2baths
  • 1,680sqft

9816 Rea Avenue, California City

9736 Nipa ave, California City, CA, 93504 — assumable VA mortgage at 6.26%
VA
Active
30
$379,900$45,075 equity gap
Rate
6.26%
7.32%today
Payment
$2,078/mo
$2,316today
  • 4beds
  • 2baths
  • 1,731sqft

9736 Nipa ave, California City

20313 Corwin Street, California City, CA, 93505 — assumable VA mortgage at 7.09%
VA
Active
39
$314,900$38,514 equity gap
Rate
7.09%
7.32%today
Payment
$1,913/mo
$1,958today
  • 3beds
  • 2baths
  • 1,368sqft

20313 Corwin Street, California City

10331 Loop Boulevard, California City, CA, 93505 — assumable VA mortgage at 4.72%
VA
Active
13
$280,000Potential short sale
Rate
4.72%
7.32%today
Payment
$1,882/mo
$2,487today
  • 3beds
  • 2baths
  • 1,828sqft

10331 Loop Boulevard, California City

21648 95th, California City, CA, 93505 — assumable VA mortgage at 6.31%
VA
Active
30
$289,900$67,206 equity gap
Rate
6.31%
7.32%today
Payment
$1,440/mo
$1,596today
  • 3beds
  • 2baths
  • 1,656sqft

21648 95th, California City

21131 Windsong Street, California City, CA, 93505 — assumable FHA mortgage at 5.41%
FHA
Active
21
$265,000Potential short sale
Rate
5.41%
7.32%today
Payment
$1,841/mo
$2,250today
  • 3beds
  • 3baths
  • 1,591sqft

21131 Windsong Street, California City

20800 Melville Drive, California City, CA, 93505 — assumable FHA mortgage at 6.33%
FHA
Active
5
$190,000Potential short sale
Rate
6.33%
7.32%today
Payment
$1,872/mo
$2,071today
  • 3beds
  • 2baths
  • 1,757sqft

20800 Melville Drive, California City

21140 Kenniston, California City, CA, 93505 — assumable VA mortgage at 6.93%
VA
Active
8
$200,000Potential short sale
Rate
6.93%
7.32%today
Payment
$1,698/mo
$1,765today
  • 4beds
  • 2baths
  • 1,228sqft

21140 Kenniston, California City

9121 Grove Avenue, California City, CA, 93505 — assumable FHA mortgage at 7.44%
FHA
Active
48
$359,000$171,613 equity gap
Rate
7.44%
7.32%today
Payment
$1,337/mo
$1,321today
  • 4beds
  • 3baths
  • 1,922sqft

9121 Grove Avenue, California City

Assuming a mortgage in California City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.45%
Lowest existing payment
$366 /mo
Median cash to assume
$45,075
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.