Assumable homes for sale in Calhoun, TN

27 homesFHA & VA loansrates from 2.93% vs 7.40% today

Calhoun assumption guide
916 Tri Cir, Cleveland, TN, 37312 — assumable FHA mortgage at 2.94%
FHA
Active
31
$295,000$112,709 equity gap
Rate
2.94%
7.40%today
Payment
$863/mo
$1,428today
  • 3beds
  • 2baths
  • 1,600sqft

916 Tri Cir, Cleveland

643 Bellingham Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 2.93%
FHA
Active
34
$295,500$125,876 equity gap
Rate
2.93%
7.40%today
Payment
$800/mo
$1,326today
  • 2beds
  • 3baths
  • 1,471sqft

643 Bellingham Dr, Cleveland

2620 Middleton Ln, Cleveland, TN, 37312 — assumable FHA mortgage at 3.45%
FHA
Active
61
$429,000$147,146 equity gap
Rate
3.45%
7.40%today
Payment
$1,389/mo
$2,155today
  • 4beds
  • 3baths
  • 1,945sqft

2620 Middleton Ln, Cleveland

257 Sharon Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 3.54%
FHA
Active
24
$249,000$162,443 equity gap
Rate
3.54%
7.40%today
Payment
$569/mo
$874today
  • 2beds
  • 3baths
  • 1,384sqft

257 Sharon Dr, Cleveland

133 Columbus Landing, Delano, TN, 37325 — assumable FHA mortgage at 3.90%
FHA
Active
55
$395,000$265,659 equity gap
Rate
3.90%
7.40%today
Payment
$917/mo
$1,346today
  • 3beds
  • 2baths
  • 1,650sqft

133 Columbus Landing, Delano

1331 Briarwood Pl, Cleveland, TN, 37312 — assumable VA mortgage at 3.97%
VA
Active
63
$379,900$261,856 equity gap
Rate
3.97%
7.40%today
Payment
$725/mo
$1,056today
  • 3beds
  • 3baths
  • 2,460sqft

1331 Briarwood Pl, Cleveland

262 Ramsey St, Cleveland, TN, 37312 — assumable FHA mortgage at 5.30%
FHA
Active
25
$279,900$38,238 equity gap
Rate
5.30%
7.40%today
Payment
$1,429/mo
$1,781today
  • 2beds
  • 3baths
  • 1,380sqft

262 Ramsey St, Cleveland

155 Surrey Lane, Cleveland, TN, 37312 — assumable FHA mortgage at 4.99%
FHA
Active
46
$430,000$101,693 equity gap
Rate
4.99%
7.40%today
Payment
$1,895/mo
$2,447today
  • 3beds
  • 2baths
  • 1,951sqft

155 Surrey Lane, Cleveland

1280 Moore Rd, Charleston, TN, 37310 — assumable FHA mortgage at 6.08%
FHA
Active
26
$235,000$41,172 equity gap
Rate
6.08%
7.40%today
Payment
$1,199/mo
$1,373today
  • 2beds
  • 1baths
  • 720sqft

1280 Moore Rd, Charleston

3010 W Lake Drive, Cleveland, TN, 37312 — assumable VA mortgage at 6.23%
VA
Active
26
$270,000$37,213 equity gap
Rate
6.23%
7.40%today
Payment
$1,434/mo
$1,616today
  • 3beds
  • 2baths
  • 1,228sqft

3010 W Lake Drive, Cleveland

246 Bellingham Dr, Cleveland, TN, 37312 — assumable FHA mortgage at 6.32%
FHA
Active
13
$291,000$38,960 equity gap
Rate
6.32%
7.40%today
Payment
$1,629/mo
$1,819today
  • 3beds
  • 3baths
  • 1,628sqft

246 Bellingham Dr, Cleveland

3133 NW Parkstone Cove, Cleveland, TN, 37312 — assumable FHA mortgage at 6.35%
FHA
Active
37
$345,000$62,035 equity gap
Rate
6.35%
7.40%today
Payment
$1,832/mo
$2,039today
  • 2beds
  • 2baths
  • 1,252sqft

3133 NW Parkstone Cove, Cleveland

2548 Freewill Road, Cleveland, TN, 37312 — assumable VA mortgage at 6.47%
VA
Active
44
$320,000$48,231 equity gap
Rate
6.47%
7.40%today
Payment
$1,751/mo
$1,924today
  • 3beds
  • 2baths
  • 1,637sqft

2548 Freewill Road, Cleveland

347 County Road 757, Riceville, TN, 37370 — assumable VA mortgage at 6.63%
VA
Active
28
$189,900$22,654 equity gap
Rate
6.63%
7.40%today
Payment
$1,102/mo
$1,191today
  • 3beds
  • 2baths
  • 1,248sqft

347 County Road 757, Riceville

120 NW Buckeye Lane, Cleveland, TN, 37312 — assumable VA mortgage at 6.89%
VA
Active
50
$550,000$55,636 equity gap
Rate
6.89%
7.40%today
Payment
$3,290/mo
$3,462today
  • 4beds
  • 4baths
  • 2,481sqft

120 NW Buckeye Lane, Cleveland

185 Cline Road, Cleveland, TN, 37312 — assumable FHA mortgage at 7.44%
FHA
Active
34
$335,000$48,335 equity gap
Rate
7.44%
7.40%today
Payment
$2,047/mo
$2,039today
  • 3beds
  • 2baths
  • 1,799sqft

185 Cline Road, Cleveland

210 W Meadows Ln, Cleveland, TN, 37312 — assumable FHA mortgage at 5.09%
FHA
Active
43
$199,900$62,288 equity gap
Rate
5.09%
7.40%today
Payment
$799/mo
$1,020today
  • 3beds
  • 2baths
  • 1,188sqft

210 W Meadows Ln, Cleveland

220 Brian Road, Cleveland, TN, 37312 — assumable FHA mortgage at 6.35%
FHA
Active
41
$725,000$197,210 equity gap
Rate
6.35%
7.40%today
Payment
$3,319/mo
$3,693today
  • 8beds
  • 5baths
  • 4,858sqft

220 Brian Road, Cleveland

370 Morgan Johnston Circle, Cleveland, TN, 37312 — assumable FHA mortgage at 6.71%
FHA
Active
53
$381,900$78,869 equity gap
Rate
6.71%
7.40%today
Payment
$2,030/mo
$2,175today
  • 3beds
  • 2baths
  • 4,452sqft

370 Morgan Johnston Circle, Cleveland

5120 Lake Circle Drive, Cleveland, TN, 37312 — assumable FHA mortgage at 6.87%
FHA
Active
44
$279,000$67,853 equity gap
Rate
6.87%
7.40%today
Payment
$1,418/mo
$1,496today
  • 3beds
  • 2baths
  • 1,634sqft

5120 Lake Circle Drive, Cleveland

330 Old Tasso Place, Cleveland, TN, 37312 — assumable FHA mortgage at 6.63%
FHA
Active
46
$459,900$151,118 equity gap
Rate
6.63%
7.40%today
Payment
$2,008/mo
$2,170today
  • 3beds
  • 2baths
  • 1,717sqft

330 Old Tasso Place, Cleveland

139 Apple Valley Ct, Charleston, TN, 37310 — assumable FHA mortgage at 6.49%
FHA
Active
25
$289,900$122,741 equity gap
Rate
6.49%
7.40%today
Payment
$1,079/mo
$1,184today
  • 3beds
  • 2baths
  • 1,358sqft

139 Apple Valley Ct, Charleston

205 Hiwassee Trails Dr, Delano, TN, 37325 — assumable VA mortgage at 6.62%
VA
Active
65
$629,900$339,530 equity gap
Rate
6.62%
7.40%today
Payment
$1,888/mo
$2,043today
  • 3beds
  • 2baths
  • 1,590sqft

205 Hiwassee Trails Dr, Delano

125 Reserve Dr, Georgetown, TN, 37336 — assumable VA mortgage at 6.77%
VA
Active
25
$685,000$274,936 equity gap
Rate
6.77%
7.40%today
Payment
$2,739/mo
$2,918today
  • 3beds
  • 3baths
  • 2,238sqft

125 Reserve Dr, Georgetown

5103 Judd Way, Cleveland, TN, 37312 — assumable VA mortgage at 6.79%
VA
Active
53
$560,000$255,065 equity gap
Rate
6.79%
7.40%today
Payment
$2,039/mo
$2,167today
  • 4beds
  • 3baths
  • 2,610sqft

5103 Judd Way, Cleveland

1667 Weston Hills Drive, Cleveland, TN, 37312 — assumable FHA mortgage at 6.90%
FHA
Active
43
$570,000$559,574 equity gap
Rate
6.90%
7.40%today
Payment
$73/mo
$77today
  • 5beds
  • 4baths
  • 3,774sqft

1667 Weston Hills Drive, Cleveland

220 Sam Johnson Road, Georgetown, TN, 37336 — assumable FHA mortgage at 6.99%
FHA
Active
61
$750,000$390,823 equity gap
Rate
6.99%
7.40%today
Payment
$2,473/mo
$2,577today
  • 3beds
  • 2baths
  • 2,408sqft

220 Sam Johnson Road, Georgetown

Assuming a mortgage in Calhoun

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$569 /mo
Median cash to assume
$112,709
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.