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Assumable homes for sale in Caldwell, ID

19 homesFHA & VA loansrates from 2.80% vs 7.32% today

Caldwell assumption guide
16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$425,000$57,398 equity gap
Rate
2.80%
7.32%today
Payment
$1,705/mo
$2,851today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$427,500$114,827 equity gap
Rate
2.86%
7.32%today
Payment
$1,453/mo
$2,411today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
46
$459,990$211,450 equity gap
Rate
2.83%
7.32%today
Payment
$1,179/mo
$1,963today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
18
$360,000Potential short sale
Rate
3.55%
7.32%today
Payment
$1,934/mo
$2,940today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

112 Albert St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.00%
FHA
Active
48
$658,000$83,291 equity gap
Rate
5.00%
7.32%today
Payment
$3,204/mo
$4,099today
  • 5beds
  • 3baths
  • 3,985sqft

112 Albert St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,654 equity gap
Rate
3.99%
7.32%today
Payment
$221/mo
$318today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

709 Monticello Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 4.40%
FHA
Active
32
$395,000$221,307 equity gap
Rate
4.40%
7.32%today
Payment
$1,037/mo
$1,423today
  • 3beds
  • 3baths
  • 1,872sqft

709 Monticello Ct, Caldwell

13546 Nisene Dr, Caldwell, ID, 83607 — assumable FHA mortgage at 6.43%
FHA
Active
21
$389,500$16,166 equity gap
Rate
6.43%
7.32%today
Payment
$2,434/mo
$2,664today
  • 4beds
  • 2baths
  • 2,025sqft

13546 Nisene Dr, Caldwell

4712 Seeley Lake Ave, Caldwell, ID, 83607 — assumable FHA mortgage at 6.15%
FHA
Active
33
$379,900$41,736 equity gap
Rate
6.15%
7.32%today
Payment
$2,158/mo
$2,433today
  • 3beds
  • 2baths
  • 1,242sqft

4712 Seeley Lake Ave, Caldwell

2015 Idaho Ave, Caldwell, ID, 83605 — assumable VA mortgage at 6.17%
VA
Active
50
$650,000$86,371 equity gap
Rate
6.17%
7.32%today
Payment
$3,468/mo
$3,902today
  • 4beds
  • 3baths
  • 2,810sqft

2015 Idaho Ave, Caldwell

805 Bison Way, Caldwell, ID, 83607 — assumable FHA mortgage at 6.27%
FHA
Active
44
$349,500$38,881 equity gap
Rate
6.27%
7.32%today
Payment
$2,005/mo
$2,233today
  • 3beds
  • 3baths
  • 1,338sqft

805 Bison Way, Caldwell

16712 Abram Ave, Caldwell, ID, 83607 — assumable FHA mortgage at 6.74%
FHA
Active
30
$409,000$41,729 equity gap
Rate
6.74%
7.32%today
Payment
$2,443/mo
$2,590today
  • 4beds
  • 3baths
  • 2,487sqft

16712 Abram Ave, Caldwell

508 Ash St., Caldwell, ID, 83605 — assumable FHA mortgage at 7.10%
FHA
Active
16
$370,000$60,853 equity gap
Rate
7.10%
7.32%today
Payment
$2,286/mo
$2,331today
  • 3beds
  • 2baths
  • 1,907sqft

508 Ash St., Caldwell

1209 Gold Creek Dr, Caldwell, ID, 83607 — assumable FHA mortgage at 4.84%
FHA
Active
45
$384,950$337,237 equity gap
Rate
4.84%
7.32%today
Payment
$378/mo
$492today
  • 3beds
  • 3baths
  • 1,364sqft

1209 Gold Creek Dr, Caldwell

2110 Glenn Way, Caldwell, ID, 83605 — assumable VA mortgage at 5.78%
VA
Active
38
$324,500$216,080 equity gap
Rate
5.78%
7.32%today
Payment
$673/mo
$790today
  • 2beds
  • 2baths
  • 1,016sqft

2110 Glenn Way, Caldwell

16784 Abram, Caldwell, ID, 83607 — assumable FHA mortgage at 5.96%
FHA
Active
46
$415,000$319,936 equity gap
Rate
5.96%
7.32%today
Payment
$963/mo
$1,108today
  • 3beds
  • 3baths
  • 2,315sqft

16784 Abram, Caldwell

3915 Abbott St, Caldwell, ID, 83607 — assumable VA mortgage at 6.52%
VA
Active
50
$367,000$197,462 equity gap
Rate
6.52%
7.32%today
Payment
$1,077/mo
$1,168today
  • 3beds
  • 3baths
  • 1,559sqft

3915 Abbott St, Caldwell

3210 Airport Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.89%
FHA
Active
20
$359,900$351,592 equity gap
Rate
6.89%
7.32%today
Payment
$59/mo
$61today
  • 3beds
  • 2baths
  • 1,395sqft

3210 Airport Ave, Caldwell

3113 Woodbridge St, Caldwell, ID, 83605 — assumable FHA mortgage at 7.79%
FHA
Active
39
$390,000$379,465 equity gap
Rate
7.79%
7.32%today
Payment
$79/mo
$75today
  • 4beds
  • 3baths
  • 1,649sqft

3113 Woodbridge St, Caldwell

Assuming a mortgage in Caldwell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$378 /mo
Median cash to assume
$156,144
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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