Assumable homes for sale in Bonita, CA

19 homesVA & FHA loansrates from 2.80% vs 7.32% today

Bonita assumption guide
2104 Cantata Drive #53, Chula Vista, CA, 91914 — assumable VA mortgage at 3.04%
VA
Active
66
$699,000$243,017 equity gap
Rate
3.04%
7.32%today
Payment
$2,186/mo
$3,544today
  • 3beds
  • 3baths
  • 1,372sqft

2104 Cantata Drive #53, Chula Vista

1844 San Sebastian, Chula Vista, CA, 91913 — assumable VA mortgage at 3.18%
VA
Active
18
$774,900$302,882 equity gap
Rate
3.18%
7.32%today
Payment
$2,303/mo
$3,667today
  • 4beds
  • 3baths
  • 1,649sqft

1844 San Sebastian, Chula Vista

917 Via Terecina, Chula Vista, CA, 91910 — assumable VA mortgage at 2.80%
VA
Active
36
$849,000$357,756 equity gap
Rate
2.80%
7.32%today
Payment
$2,274/mo
$3,801today
  • 4beds
  • 3baths
  • 1,827sqft

917 Via Terecina, Chula Vista

2053 Clearwater Place, Chula Vista, CA, 91913 — assumable VA mortgage at 2.93%
VA
Active
29
$915,000$429,980 equity gap
Rate
2.93%
7.32%today
Payment
$2,288/mo
$3,761today
  • 3beds
  • 3baths
  • 1,532sqft

2053 Clearwater Place, Chula Vista

1241 Santa Cora Avenue #330, Chula Vista, CA, 91913 — assumable VA mortgage at 3.00%
VA
Active
23
$579,000$579,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,385sqft

1241 Santa Cora Avenue #330, Chula Vista

641 Redlands Place, Bonita, CA, 91902 — assumable VA mortgage at 3.18%
VA
Active
74
$1,249,900$786,810 equity gap
Rate
3.18%
7.32%today
Payment
$2,634/mo
$3,961today
  • 4beds
  • 3baths
  • 2,100sqft

641 Redlands Place, Bonita

755 Duoro Drive, Chula Vista, CA, 91910 — assumable FHA mortgage at 3.71%
FHA
Active
36
$949,995$574,704 equity gap
Rate
3.71%
7.32%today
Payment
$2,217/mo
$3,305today
  • 3beds
  • 3baths
  • 1,766sqft

755 Duoro Drive, Chula Vista

3031 Plaza Natalia, Bonita, CA, 91902 — assumable VA mortgage at 4.06%
VA
Active
52
$649,900$302,066 equity gap
Rate
4.06%
7.32%today
Payment
$2,048/mo
$2,926today
  • 4beds
  • 3baths
  • 1,700sqft

3031 Plaza Natalia, Bonita

1713 FAWNTAIL Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
64
$999,900$18,187 equity gap
Rate
6.22%
7.32%today
Payment
$6,149/mo
$6,866today
  • 4beds
  • 3baths
  • 2,138sqft

1713 FAWNTAIL Court, Chula Vista

1757 Clover Tree Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
26
$975,000Potential short sale
Rate
6.22%
7.32%today
Payment
$6,358/mo
$7,116today
  • 4beds
  • 2baths
  • 2,177sqft

1757 Clover Tree Court, Chula Vista

356 Plaza Los Osos, Chula Vista, CA, 91914 — assumable VA mortgage at 6.33%
VA
Active
47
$1,050,000Potential short sale
Rate
6.33%
7.32%today
Payment
$7,114/mo
$7,871today
  • 4beds
  • 3baths
  • 2,571sqft

356 Plaza Los Osos, Chula Vista

1354 Normandy Dr, Chula Vista, CA, 91913 — assumable VA mortgage at 6.82%
VA
Active
31
$699,990Potential short sale
Rate
6.82%
7.32%today
Payment
$4,671/mo
$4,912today
  • 3beds
  • 3baths
  • 1,500sqft

1354 Normandy Dr, Chula Vista

1879 Platte River Lane #2, Chula Vista, CA, 91913 — assumable VA mortgage at 6.19%
VA
Active
41
$679,000$7,719 equity gap
Rate
6.19%
7.32%today
Payment
$4,144/mo
$4,652today
  • 3beds
  • 3baths
  • 1,303sqft

1879 Platte River Lane #2, Chula Vista

841 Auburn, Chula Vista, CA, 91913 — assumable FHA mortgage at 6.67%
FHA
Active
28
$969,000$110,457 equity gap
Rate
6.67%
7.32%today
Payment
$5,685/mo
$6,070today
  • 3beds
  • 2baths
  • 1,756sqft

841 Auburn, Chula Vista

545 Canyon Drive, Bonita, CA, 91902 — assumable FHA mortgage at 6.77%
FHA
Active
46
$1,190,000$169,024 equity gap
Rate
6.77%
7.32%today
Payment
$6,701/mo
$7,082today
  • 3beds
  • 3baths
  • 1,916sqft

545 Canyon Drive, Bonita

700 Baylor Ave, Bonita, CA, 91902 — assumable VA mortgage at 6.06%
VA
Active
71
$1,020,000$316,506 equity gap
Rate
6.06%
7.32%today
Payment
$4,271/mo
$4,862today
  • 3beds
  • 2baths
  • 1,516sqft

700 Baylor Ave, Bonita

1761 Olamar Way, San Diego, CA, 92139 — assumable VA mortgage at 6.11%
VA
Active
9
$739,000$381,525 equity gap
Rate
6.11%
7.32%today
Payment
$2,618/mo
$2,878today
  • 3beds
  • 2baths
  • 1,446sqft

1761 Olamar Way, San Diego

1338 Nicolette Avenue #1011, Chula Vista, CA, 91913 — assumable VA mortgage at 6.54%
VA
Active
43
$614,900$278,502 equity gap
Rate
6.54%
7.32%today
Payment
$2,221/mo
$2,404today
  • 3beds
  • 2baths
  • 1,315sqft

1338 Nicolette Avenue #1011, Chula Vista

2055 Lakeridge #301, Chula Vista, CA, 91913 — assumable VA mortgage at 6.95%
VA
Active
34
$510,000Potential short sale
Rate
6.95%
7.32%today
Payment
$3,829/mo
$3,974today
  • 2beds
  • 2baths
  • 1,045sqft

2055 Lakeridge #301, Chula Vista

Assuming a mortgage in Bonita

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$2,048 /mo
Median cash to assume
$302,474
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.