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Assumable homes for sale in Boise, ID

15 homesFHA & VA loansrates from 2.00% vs 7.32% today

Boise assumption guide
8374 W Falling Star St, Boise, ID, 83709 — assumable FHA mortgage at 2.77%
FHA
Active
48
$419,900$64,861 equity gap
Rate
2.77%
7.32%today
Payment
$1,638/mo
$2,749today
  • 3beds
  • 2baths
  • 1,383sqft

8374 W Falling Star St, Boise

6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$457,000$82,316 equity gap
Rate
2.90%
7.32%today
Payment
$1,757/mo
$2,900today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

9654 W Carolina Drive, Boise, ID, 83709 — assumable VA mortgage at 3.07%
VA
Active
44
$634,900$162,076 equity gap
Rate
3.07%
7.32%today
Payment
$2,240/mo
$3,617today
  • 4beds
  • 3baths
  • 2,344sqft

9654 W Carolina Drive, Boise

9707 Portola Dr, Boise, ID, 83709 — assumable VA mortgage at 2.00%
VA
Active
37
$450,000$322,443 equity gap
Rate
2.00%
7.32%today
Payment
$747/mo
$1,389today
  • 4beds
  • 3baths
  • 2,050sqft

9707 Portola Dr, Boise

4986 S Tinker Ave, Boise, ID, 83709 — assumable FHA mortgage at 3.01%
FHA
Active
37
$509,900$207,113 equity gap
Rate
3.01%
7.32%today
Payment
$1,478/mo
$2,405today
  • 4beds
  • 3baths
  • 2,039sqft

4986 S Tinker Ave, Boise

11086 Morela Drive, Boise, ID, 83709 — assumable VA mortgage at 3.64%
VA
Active
42
$559,000$209,518 equity gap
Rate
3.64%
7.32%today
Payment
$1,846/mo
$2,775today
  • 3beds
  • 3baths
  • 2,084sqft

11086 Morela Drive, Boise

3505 Maple Grove Rd, Boise, ID, 83709 — assumable FHA mortgage at 3.97%
FHA
Active
50
$674,900$519,699 equity gap
Rate
3.97%
7.32%today
Payment
$954/mo
$1,377today
  • 2beds
  • 1baths
  • 1,462sqft

3505 Maple Grove Rd, Boise

3505 Maple Grove Rd, Boise, ID, 83709 — assumable FHA mortgage at 3.97%
FHA
Active
50
$674,900$519,699 equity gap
Rate
3.97%
7.32%today
Payment
$954/mo
$1,377today
  • 2beds
  • 1baths
  • 1,462sqft

3505 Maple Grove Rd, Boise

8499 Shooting Star Dr, Boise, ID, 83709 — assumable VA mortgage at 4.13%
VA
Active
16
$435,000$323,599 equity gap
Rate
4.13%
7.32%today
Payment
$674/mo
$954today
  • 3beds
  • 2baths
  • 1,367sqft

8499 Shooting Star Dr, Boise

9752 Bridgegate St, Boise, ID, 83709 — assumable VA mortgage at 6.67%
VA
Active
37
$635,900$32,459 equity gap
Rate
6.67%
7.32%today
Payment
$3,921/mo
$4,187today
  • 3beds
  • 2baths
  • 1,697sqft

9752 Bridgegate St, Boise

7382 Danbury Ct, Boise, ID, 83709 — assumable FHA mortgage at 6.71%
FHA
Active
20
$404,000$38,469 equity gap
Rate
6.71%
7.32%today
Payment
$2,448/mo
$2,604today
  • 3beds
  • 2baths
  • 1,381sqft

7382 Danbury Ct, Boise

4702 S Cochees Ave, Boise, ID, 83709 — assumable VA mortgage at 6.42%
VA
Active
48
$529,000$104,141 equity gap
Rate
6.42%
7.32%today
Payment
$2,783/mo
$3,050today
  • 3beds
  • 2baths
  • 1,789sqft

4702 S Cochees Ave, Boise

9575 Montebello Dr, Boise, ID, 83709 — assumable VA mortgage at 6.49%
VA
Active
35
$568,000$93,430 equity gap
Rate
6.49%
7.32%today
Payment
$2,999/mo
$3,263today
  • 4beds
  • 3baths
  • 2,104sqft

9575 Montebello Dr, Boise

7836 Hummel Dr, Boise, ID, 83709 — assumable FHA mortgage at 6.49%
FHA
Active
48
$575,000$142,925 equity gap
Rate
6.49%
7.32%today
Payment
$2,790/mo
$3,035today
  • 4beds
  • 2baths
  • 2,616sqft

7836 Hummel Dr, Boise

4450 Chariot Wy, Boise, ID, 83709 — assumable FHA mortgage at 7.16%
FHA
Active
35
$429,900$417,313 equity gap
Rate
7.16%
7.32%today
Payment
$670/mo
$680today
  • 3beds
  • 2baths
  • 1,262sqft

4450 Chariot Wy, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$670 /mo
Median cash to assume
$162,076
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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