Assumable homes for sale in Boise, ID

3 homesFHA loansrates from 2.74% vs 7.40% today

Boise assumption guide

2010/2012 Denver Ave., Boise, ID, 83706 — assumable FHA mortgage at 2.74%

FHA

Active

$484,000$150,791 equity gap

Rate: 2.74%; ~~7.40%~~today
Payment: $1,557/mo; ~~$2,645~~today

2beds
2baths
1,200sqft

2010/2012 Denver Ave., Boise

2038 Mackinnon Ln, Boise, ID, 83706 — assumable FHA mortgage at 6.50%

FHA

Active

$707,500Potential short sale

Rate: 6.50%; ~~7.40%~~today
Payment: $24,082/mo; ~~$26,380~~today

3beds
4baths
2,275sqft

2038 Mackinnon Ln, Boise

2014 Mackinnon Ln, Boise, ID, 83706 — assumable FHA mortgage at 6.50%

FHA

Active

$719,500Potential short sale

Rate: 6.50%; ~~7.40%~~today
Payment: $24,082/mo; ~~$26,380~~today

3beds
4baths
2,538sqft

2014 Mackinnon Ln, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.74%
Lowest existing payment: $1,557 /mo
Median cash to assume: $150,791