Assumable homes for sale in Boise, ID

7 homesFHA & VA loansrates from 2.58% vs 7.40% today

Boise assumption guide
6827 Ashland, Boise, ID, 83709 — assumable FHA mortgage at 2.90%
FHA
Active
24
$457,000$82,316 equity gap
Rate
2.90%
7.40%today
Payment
$1,757/mo
$2,923today
  • 4beds
  • 3baths
  • 1,486sqft

6827 Ashland, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,808 equity gap
Rate
2.58%
7.40%today
Payment
$868/mo
$1,506today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

4828 Kootenai Street, Boise, ID, 83705 — assumable FHA mortgage at 2.58%
FHA
Active
43
$724,900$519,808 equity gap
Rate
2.58%
7.40%today
Payment
$868/mo
$1,506today
  • 4beds
  • —baths
  • 2,376sqft

4828 Kootenai Street, Boise

642 Malaga Lane, Boise, ID, 83709 — assumable FHA mortgage at 3.99%
FHA
Active
25
$335,000$157,958 equity gap
Rate
3.99%
7.40%today
Payment
$986/mo
$1,431today
  • 3beds
  • 2baths
  • 1,568sqft

642 Malaga Lane, Boise

3871 Puggy Ln, Boise, ID, 83705 — assumable VA mortgage at 5.10%
VA
Active
29
$539,990$134,558 equity gap
Rate
5.10%
7.40%today
Payment
$2,359/mo
$3,009today
  • 3beds
  • 3baths
  • 1,793sqft

3871 Puggy Ln, Boise

7382 Danbury Ct, Boise, ID, 83709 — assumable FHA mortgage at 6.71%
FHA
Active
20
$404,000$38,469 equity gap
Rate
6.71%
7.40%today
Payment
$2,448/mo
$2,624today
  • 3beds
  • 2baths
  • 1,381sqft

7382 Danbury Ct, Boise

2037 S Curtis Rd, Boise, ID, 83705 — assumable FHA mortgage at 6.09%
FHA
Active
32
$389,990$121,212 equity gap
Rate
6.09%
7.40%today
Payment
$1,703/mo
$1,948today
  • 3beds
  • 2baths
  • 1,144sqft

2037 S Curtis Rd, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.58%
Lowest existing payment
$868 /mo
Median cash to assume
$134,558
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.