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Assumable homes for sale in Big Bear Lake, CA

13 homesFHA & VA loansrates from 2.86% vs 7.32% today

Big Bear Lake assumption guide
866 Lakewood Drive, Big Bear, CA, 92314 — assumable FHA mortgage at 2.86%
FHA
Active
43
$409,995$81,990 equity gap
Rate
2.86%
7.32%today
Payment
$1,525/mo
$2,529today
  • 3beds
  • 2baths
  • 1,356sqft

866 Lakewood Drive, Big Bear

39535 Shore Drive, Fawnskin, CA, 92333 — assumable FHA mortgage at 3.09%
FHA
Active
32
$329,000$41,479 equity gap
Rate
3.09%
7.32%today
Payment
$1,365/mo
$2,199today
  • 1beds
  • 1baths
  • 461sqft

39535 Shore Drive, Fawnskin

1420 Big Bear Boulevard, Big Bear City, CA, 92314 — assumable FHA mortgage at 2.93%
FHA
Active
30
$415,000$199,200 equity gap
Rate
2.93%
7.32%today
Payment
$1,022/mo
$1,681today
  • 3beds
  • 2baths
  • 1,036sqft

1420 Big Bear Boulevard, Big Bear City

39252 Mohawk, Fawnskin, CA, 92333 — assumable VA mortgage at 3.56%
VA
Active
33
$360,000$272,264 equity gap
Rate
3.56%
7.32%today
Payment
$509/mo
$772today
  • 2beds
  • 2baths
  • 712sqft

39252 Mohawk, Fawnskin

551 Conklin Road, Big Bear Lake, CA, 92315 — assumable FHA mortgage at 5.23%
FHA
Active
49
$574,900$83,776 equity gap
Rate
5.23%
7.32%today
Payment
$2,887/mo
$3,600today
  • 3beds
  • 2baths
  • 1,364sqft

551 Conklin Road, Big Bear Lake

42870 Encino, Big Bear Lake, CA, 92315 — assumable FHA mortgage at 4.14%
FHA
Active
10
$765,000$497,155 equity gap
Rate
4.14%
7.32%today
Payment
$1,755/mo
$2,484today
  • 4beds
  • 3baths
  • 1,872sqft

42870 Encino, Big Bear Lake

38532 Shore Drive, Fawnskin, CA, 92333 — assumable VA mortgage at 6.31%
VA
Active
51
$799,000$18,853 equity gap
Rate
6.31%
7.32%today
Payment
$5,032/mo
$5,579today
  • 3beds
  • 3baths
  • 1,243sqft

38532 Shore Drive, Fawnskin

271 Leonard Ln, Sugarloaf, CA, 92386 — assumable FHA mortgage at 6.92%
FHA
Active
28
$329,000$12,212 equity gap
Rate
6.92%
7.32%today
Payment
$2,138/mo
$2,226today
  • 2beds
  • 1baths
  • 612sqft

271 Leonard Ln, Sugarloaf

513 Meadow Lane, Big Bear City, CA, 92314 — assumable FHA mortgage at 7.06%
FHA
Active
24
$400,000$15,786 equity gap
Rate
7.06%
7.32%today
Payment
$2,629/mo
$2,698today
  • 2beds
  • 1baths
  • 1,020sqft

513 Meadow Lane, Big Bear City

1166 Navajo Street, Fawnskin, CA, 92333 — assumable VA mortgage at 7.44%
VA
Active
36
$389,000$72,611 equity gap
Rate
7.44%
7.32%today
Payment
$2,259/mo
$2,233today
  • 2beds
  • 2baths
  • 834sqft

1166 Navajo Street, Fawnskin

2767 Cedar Lane, Big Bear City, CA, 92314 — assumable FHA mortgage at 6.69%
FHA
Active
18
$246,000$56,041 equity gap
Rate
6.69%
7.32%today
Payment
$1,246/mo
$1,328today
  • 2beds
  • 1baths
  • 688sqft

2767 Cedar Lane, Big Bear City

131 Aeroplane Boulevard, Big Bear City, CA, 92314 — assumable VA mortgage at 6.49%
VA
Active
36
$525,000Potential short sale
Rate
6.49%
7.32%today
Payment
$3,931/mo
$4,277today
  • 4beds
  • 3baths
  • 1,520sqft

131 Aeroplane Boulevard, Big Bear City

1124 Country Club Boulevard, Big Bear City, CA, 92314 — assumable FHA mortgage
FHA
Active
28
$479,000$479,000 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,404sqft

1124 Country Club Boulevard, Big Bear City

Assuming a mortgage in Big Bear Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$509 /mo
Median cash to assume
$77,300
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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