Assumable homes for sale in Berkeley, CA

2 homesVA & FHA loansrates from 2.99% vs 7.32% today

Berkeley assumption guide
1524 SACRAMENTO ST, Berkeley, CA, 94702 — assumable VA mortgage at 2.99%
VA
Active
59
$1,495,000$1,295,191 equity gap
Rate
2.99%
7.32%today
Payment
$971/mo
$1,584today
  • 5beds
  • 2baths
  • 1,987sqft

1524 SACRAMENTO ST, Berkeley

555 Pierce St #522, Albany, CA, 94706 — assumable FHA mortgage at 6.50%
FHA
Active
31
$410,000$39,584 equity gap
Rate
6.50%
7.32%today
Payment
$2,350/mo
$2,554today
  • 1beds
  • 1baths
  • 745sqft

555 Pierce St #522, Albany

Assuming a mortgage in Berkeley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$971 /mo
Median cash to assume
$667,388
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.